Doing things the normal way is fine, but if you’re looking to get the most out of your money, then you should be looking at ways to optimize your money system. By optimizing your money, you can do amazing things – free trips, cashback, and guaranteed 5% interest on your savings.
If you’re the type of person that’s looking for ways to maximize the return on your cash savings, then this is the post that you have to read. Most people don’t realize it, but it’s possible to earn 5% interest on cash that you keep in an FDIC insured savings account. All you have to do is take a little time to set it up. By following my steps, you can get a 5% FDIC insured savings account that, once set up, is fully automated. Even better, not only can you earn 5% guaranteed interest on your savings, you can even get a free $20 just for getting it set up. It’s a literal win-win.
If you want more 5% guaranteed interest, then you’ll also need to open up a few more 5% interest accounts with Insight. It’s pretty much the same process as described in the Netspend post above. Make sure that your cash is earning a real return. You owe it to yourself if you want to optimize your cash savings.
You’re spending money anyway. The least you could do is get something back when you’re spending money. Travel hacking is the easiest way to do that. In 2017, I opened up over 7 credit cards and earned well over $10,000 in free flights and hotels. And I did this without changing my spending habits beyond making sure that I was putting my spend on the right cards. Read this post if you want to learn how you can get started travel hacking so that none of your daily spend goes to waste.