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Over the past several years, my wife and I have accumulated millions of points and miles from the strategic opening and use of credit cards. These points and miles have served us well, allowing us to do a ton of traveling that we otherwise wouldn’t have been able to do.
Looking back, I’m still surprised at how long it took me to get into credit cards and travel hacking. What ultimately held me back was confusion. I didn’t really understand how credit cards and travel rewards worked and what I really wanted was for someone to give me advice and provide a roadmap for me so that I wouldn’t mess up.
That’s where this comes in. After receiving a lot of questions about credit cards and travel hacking, I thought it might be helpful if I offered free, personalized advice to anyone interested in getting new credit cards in order to travel for less.
It’s important to pick the right cards so that you don’t leave any points and miles on the table. So, if you’re looking for advice about which credit cards to get, just fill out the form below. Be sure to provide as much detail as possible when you fill out the form – the more I know, the better the advice I can provide.
After I review your responses, I’ll follow up with any additional questions and provide you with recommendations specific to your situation.
Before You Get Started
Before getting into credit cards and travel hacking, you need to meet two prerequisites. The two prerequisites are:
- You need to be responsible with credit cards. This means you spend only what you can afford to spend and you pay your balance off in full every month. If you end up paying interest on your cards, then it defeats the purpose of travel rewards.
- You need to be very organized. This means keeping track of all of the cards you open and understanding what you need to do to earn the signup bonus. I recommend using a spreadsheet like this one to track your important credit card information.
If you meet these two requirements, then you are in good shape to take advantage of credit card rewards. Remember that credit card offers change quickly, so if you are requesting a free credit card consultation, you need to be in a position to apply for the cards in a timely manner.
One final note. I only know about credit cards in the United States, which means I can only give advice on US credit cards.
With that said, if you want to take advantage of a free credit card consultation, just fill out the form below.
