Financial Panther

The Reverse Latte Factor is an important thought experiment about how impactful small amounts of extra money added up consistently over time can be to your finances. And the beauty of the Reverse Latte Factor is that it doesn’t require you to give up all of the little pleasures in your life … Read post

This post lists every single gig economy and side hustle app I’ve used or know about. Most are apps that I’ve personally used myself and continue to use today. Note that this will be an evolving list since new apps come and go all the time. I’ll do my best to keep this post updated on a regular basis with all of the best gig economy apps that I hear about … Read post

Bank account bonuses are a great way to earn extra income. I’ve been using this strategy for years, regularly earning between $5,000 and $10,000 per year in bank account bonuses. This post contains what I think are easy bank account bonuses and is an excellent starting point for beginners … Read post

I’m a biking advocate. I’ve been using a bike as my primary mode of transportation for a decade. But even more than being a biking advocate, I’m an ebike advocate. And pound for pound, I think the best investment I’ve ever made is my ebike. For many of you reading this, I’m convinced that an ebike can be the best investment you ever make too … Read post

Over the past two years or so, I’ve earned a little over $30,000 doing a bunch of interesting side hustles. The question I often get is how I find the time to do all of these things. For most people, the ability to earn extra money comes down to time – most people work all … Read post

When people ask me about my FIRE goals, I typically say that I’m “soft” FIRE. I’m just saving as much as I can without sacrificing too much of my lifestyle. I’d be perfectly happy to be in a position where I’ve covered almost all of my living expenses from my savings and only need to earn $5,000 or $10,000 in a year in order to cover the remainder. That’s where Barista FIRE comes into play. The idea of Barista FIRE is … Read post