Hi, I’m Kevin, an attorney, writer, side hustler, and the owner and blogger behind Financial Panther.
I started this blog in 2016 to share my journey getting out of student loan debt, as well as share some of the interesting things I was doing to save and earn more money.
For a bit of background on me, my story is a lot like your typical millennial. I graduated from college in May 2009 – right in the middle of the financial crisis. As you can imagine, it wasn’t a great time to finish school. Finding myself with no job prospects, I ended up moving back home, earning some money with minimum wage jobs at my local golf course and currency exchange at the mall.
I needed to figure out a career though, so I did what a lot of people do when they have no clue what to do with their life – I headed off to law school. And like most law students, I ended up taking out a bunch of student loans to do it – $87,000 worth to be exact.
On paper, being $87,000 in debt didn’t seem that bad. But once the bills started coming in, it dawned on me that if I didn’t do anything, I’d have this huge debt hanging over my head for the next decade of my life.
Fortunately, I did well enough in law school to land a high-paying job at a big law firm in Minneapolis. This meant I had plenty of money coming in – more than enough for me to live a normal life as a big-shot lawyer. But did I want to live a normal life? A normal life meant spending money on stuff that didn’t really matter and seeing much of my paycheck going out the door to pay student loans and other bills. It meant being stuck in a job that I might not really like all that much. I might have nice things, but I’d be trapped.
When I graduated from law school, I gave myself one goal – to pay off my student loan debt as fast as I could. I started my first job at the end of 2013 and began seriously repaying my student loans in January 2014. I made my final student loan payment in June of 2016, just two-and-a-half years after I started my debt payoff journey.
Getting rid of my student loans allowed me to take more risks in my career. I ended up taking a $50,000 pay cut to try my hand as a government attorney. When that didn’t work out, I took another pay cut to try out another job as a legal editor.
In 2019, I made the biggest leap of all – quitting my career as a lawyer to go full-time on this blog. I’ve been blogging full-time ever since.
What’s This Blog About?
I started this blog to share what I’ve learned about money and side hustling over the years, as well as to document my journey towards financial independence.
I hope that my experience and knowledge can help you out in some way. As a lawyer and dentist couple, I like to think that this blog can be a particularly helpful resource for future or current lawyers, doctors, dentists, or anyone else with a solid income, too much debt, and not enough knowledge about what to do with it.
The main topics on this blog include the following:
- Personal Finance Stuff
- Financial Independence Stuff
- Side Hustling Using Gig Economy Platforms
- Making Extra Money With Credit Cards and Bank Account Bonuses
- Improving Your Life And Your Finances With Ebikes, Electric Scooters, and Other Forms of Micromobility
What Is A Financial Panther?
The name Financial Panther comes from an episode of the Simpsons, where Homer mishears the words “financial planner” for the words “financial panther.” I’ve always chuckled at this joke. You can see a clip from that episode below:
Whenever I need a definition for a weird word, I look over to the good folks at Urban Dictionary. They define a Financial Panther as:
A large jungle cat that can be trained to maul a person’s creditors and bill-collectors if that person is short on money.
That seems like a pretty good definition to me. I think we could all use a Financial Panther in our lives.
If you’re interested in following along and learning, be sure to sign up for my free email list below. It’s a great way for you to stay up to date with all of my newest posts.