• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Financial Panther

A Lawyer Side Hustling Towards Financial Independence

  • Home
  • About
  • Blog
  • Side Hustle Reports
  • Best Credit Card Offers
  • Current Money Bonuses
  • 70+ Side Hustle Apps/Gigs
  • Bank Account Bonuses
  • Archives
  • Press
email-iconfacebook-icontwitter-iconinstagram-iconyoutube-icon
IMG_3252
Hi, I'm Kevin and I'm an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. I paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. I started this blog to share all I know about personal finance, travel hacking, and making more money by side hustling. Click here to learn more about me.
As Seen On
Popular

The Dream of Barista FIRE

The Ultimate Guide to Bank Account Bonuses

7 Best Cashback Apps That Everyone Should Use

See All
Side Hustle

The Ultimate List Of Gig Economy Apps

Latest Side Hustle Report

Monetize Your Life And Get Paid To Live

See All
Saving/Investing

How To Get a 5% Interest Savings Account

Where To Get 5% Interest Savings Accounts

The Financial Panther Money System

See All
Current Money Bonuses
US Bank Business ($500)SoFi Money ($275)Chime Bank Bonus ($100)DCU Bonus ($20)View All Bonuses

Doordash Dasher

Uber Eats Driver

Grubhub Delivery Driver

See All
Current Bonus Offers
Chime Bank Bonus ($100) Spiral Bank Bonus ($50)Brex Business Bank Bonus ($250) SoFi Money ($15+$25) Lili Bank Bonus ($100) SoFi Invest ($25) Yieldstreet ($100) View All Bonuses
Popular Posts
The Ultimate Guide to Bank Account Bonuses 70+ Side Hustle Gigs/Apps How To Get 5% Interest Savings Account Where To Get 5% Interest Savings Accounts View All Posts
Get Exclusive Content Delivered
Right to your Inbox.
Latest Posts
grubhub delivery driver

Grubhub Delivery Driver – What It’s Like Delivering For Grubhub In 2023

Last Updated on January 4, 2023May 10, 2021 3 Comments
This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

In This Post
  • Why Should You Be A Grubhub Delivery Driver?
  • How To Become A Grubhub Delivery Driver
  • How Do You Deliver For Grubhub?
  • How Much Does Grubhub Pay?
  • Grubhub Delivery Driver Strategies
  • The Negatives Of Being A Grubhub Driver
  • Other Things To Know About The Grubhub Delivery Driver App
  • Final Thoughts
  • Comments

In previous posts, we’ve gone into detail about what it’s like delivering for DoorDash and Uber Eats, along with strategies to maximize your earnings on those apps. In this post, we’ll be taking a look at what it’s like to be a Grubhub delivery driver. 

I first signed up for Grubhub about three years ago when I discovered that Grubhub was operating in my city. Like all the food delivery apps, what made Grubhub appealing to me was its flexibility. I could work whenever I want and earn extra income while also working a full-time regular job. 

These days, I work for myself now. But these food delivery apps (i.e. DoorDash, Uber Eats, and Grubhub) remain my favorite side hustles and ones I think many people should consider doing. You can make extra money on your own time. And they can be fun too.

In this post, we’re going to go over what it’s like to be a Grubhub delivery driver in 2023. And if you want to sign up to be a Grubhub delivery driver, you can do so with this link.

Why Should You Be A Grubhub Delivery Driver?

Before we get started, let me go through the reasons why you should consider signing up to be a Grubhub delivery driver. These include the following:

1. Flexibility (Sort Of). In contrast to Uber Eats, Grubhub does have a scheduling system, which would seemingly make the app less flexible. From what I understand, if you’re on the schedule, you’ll receive priority for delivery requests. In some areas, the supply of Grubhub drivers is high enough that you need to schedule yourself in advance to get deliveries.

I think scheduling is a pain. We’re independent contractors, which means in exchange for not getting typical employee benefits, we’re gaining flexibility. By requiring drivers to schedule in advance, delivery apps like Grubhub are essentially trying to get the best of all worlds.

That being said, at least in my market, it doesn’t appear that you need to schedule yourself to get delivery requests. Instead, I simply toggle myself to be available. It can be slow during off-peak hours, but during peak hours, I’ll generally get delivery requests without much issue. Indeed, in all the years I’ve been a Grubhub delivery driver, I’ve never put myself on the schedule. It hasn’t seemed to impact my ability to get orders.

2. I Can Use My Bike (Sort Of).  When you sign up to be a Grubhub delivery driver, you do get the option to deliver via a bike or scooter. However, when I tried to sign up as a bike courier in my city, the app wouldn’t let me because it said that bike delivery wasn’t available in my city. Since I couldn’t sign up as a bike courier, I opted to sign up using my car.

However, I don’t like doing deliveries in a car, so even though I signed up with my car, I still do my deliveries on a bike. To avoid distance issues, I reject any orders that are going too far away. So far, I’ve had no issues using my bike to do deliveries with Grubhub. 

3. Grubhub Tends To Pay The Most Per Delivery When Compared To DoorDash Or Uber Eats. In my market, Grubhub seems to pay the most per delivery, although I have noticed a drop in payouts over the past few months. Previously, the minimum payout in my market was $9, but Grubhub seems to have gotten rid of that minimum. Still, even with the reduced minimum payout, I find that Grubhub still tends to pay the most on a per-order basis.

4. I Have Fun Delivering Food. Any side hustle I do has to be fun – otherwise, it’s not worth doing. I find delivering food with apps like Grubhub to be fun. I get to be outside, exercise, explore new places, and make a little bit of extra money too.

How To Become A Grubhub Delivery Driver

Of all the food delivery apps, Grubhub seems to be the hardest one to onboard with. The other delivery apps don’t seem to limit the number of drivers in any particular market, but when I first signed up for Grubhub, it placed me on a waiting list because it said my market didn’t need any more drivers. I had also initially signed up as a bike courier but was told that my city did not accept bike couriers (which I find pretty crazy because my city is consistently rated in the top 1 or 2 biking cities in the US).

What made things more annoying is that it seemed like nothing was happening with my application after I was put on the waitlist. I first applied to be a Grubhub delivery driver in February 2018. After I applied, I didn’t see any activity for months. Eventually, I decided to set up a monthly automated email message to Grubhub support asking about the status of my application. I finally ended up getting my application approved in May 2019 – over 1 year after I had initially applied! 

I don’t know if my application got lost in the shuffle or what explains this incredibly long time frame between when I applied and when I was approved but I know that I’m not the only person who has had issues onboarding with Grubhub. My advice is to get your application into Grubhub as soon as you can and be prepared to wait a while and be persistent. It’s worth getting onto Grubhub if you can because of the multi-apping opportunities it provides (more on multi-apping later in this post). 

The signup process itself is easy. You do everything online, so there’s no need to go into a physical location to get your account activated. To qualify as a Grubhub delivery driver, you’ll need the following: 

  • Be at least 19 years old.
  • A car (or a bike in select areas).
  • Driver’s license and car insurance information.
  • A smartphone (obviously). 
grubhub driver requirements
A screenshot from the Grubhub website listing what you need to sign up as a Grubhub driver.

Once you’re approved, you should be able to start doing deliveries immediately. Grubhub did not send me any delivery equipment, although I have seen people with Grubhub delivery bags. I’m not sure if those people bought the Grubhub bags from the Grubhub store or if they received them for free.

I do recommend having a delivery bag to keep the food warm. If you’re going to deliver using a bike, you’ll want to get a delivery backpack or set up your bike to hold the food (I use an Uber Eats delivery backpack that I bought from Uber Eats).

The only other thing you’ll need is a Grubhub payment card. This is a prepaid debit card that you’ll need to use for non-prepaid orders. The vast majority of orders on Grubhub are prepaid, so you shouldn’t need to use this card often. The only place I ever need to use it is at a few fast-food restaurants. 

And that’s it! You have your account active. You’ve got your Grubhub payment card. And you have your delivery bag to hold the food. Now you’re ready to start doing deliveries. 

How Do You Deliver For Grubhub?

When you’re ready to start accepting deliveries, open the Grubhub driver app, then toggle your status to “taking offers.” In my market, you don’t have to schedule yourself in advance, but in some markets, the supply of drivers is high enough that you might have to schedule yourself before you can start accepting deliveries. 

grubhub tasks
When you want to get deliveries, toggle the availability button in the Grubhub driver app.

Once you’ve made yourself available, you’ll get a notification on your phone each time a delivery request comes in. Each delivery request will give you the following information: 

  • How much the order pays (tip included). 
  • Which restaurant you’ll pick up from. 
  • Where the order is going. 
  • If the order is not prepaid, then it’ll tell you whether you have to order and pay or just pay upon pickup.  

Below is an example of a typical order. The yellow box shows where the restaurant is. The green box shows where the customer is located. You can also see how many orders you’re picking up and what it pays. This pay includes the tip amount, so what you see is exactly what you’ll get. 

grubhub order

Look at the information in your delivery to see if it makes sense for you. If it does, click to accept the order. If it doesn’t, feel free to reject it. You’ll need to select a reason why you’re rejecting the order, but it doesn’t matter which reason you pick. I usually choose that the order is too far away or that the total value is too low.

grubhub decline order

After you’ve accepted the order, you’ll head off to the restaurant to pick up the food. When you arrive at the restaurant, click arrived, then click that you have the order once you receive it. After that, click to start the delivery and head off to the customer.

You can send pre-written texts to the customer through the Grubhub delivery driver app. Typically, I like to send the customer a message that says I’m on the way, then I send another message saying I’ve arrived when I get to the customer’s address.

Depending on the order, you’ll either leave the food at the front door and send an automated text to the customer letting them know you’ve left the order outside of their door or you’ll hand the order to the customer directly. DoorDash and Uber Eats both have you take a picture of the food if it’s a contactless order. In contrast, Grubhub doesn’t make you do that. That being said, I still like to snap a photo of the order for my records just in case there’s any dispute about the delivery.

Overall, the delivery process is straightforward. There are, however, some nuances to consider. We’ll get into more details and strategies in the Grubhub driver strategies section of this post.

How Much Does Grubhub Pay?

In this section, we’ll go over what Grubhub pays and what you can expect to make as a Grubhub driver. 

How Does Grubhub Calculate Driver Pay?

Your pay on Grubhub technically consists of the following items: (1) delivery pay; (2) mileage pay; (3) tips; and (4) bonus pay. In reality, though, the payment formula is not clear at all and I’d say it really only consists of two things – how much Grubhub is paying you for the order and how much the customer is tipping. 

What do I mean by this? In all the years I’ve delivered for Grubhub, I can’t seem to figure out how they determine the payment amount. The interesting thing is that in my market, every order seems to have a minimum payment of $9. So, if the customer tips, Grubhub pays less. If the customer doesn’t tip, then Grubhub pays more until it hits the $9 mark. And if the customer tips a lot, then the order can pay more than $9. 

Here’s an example of an order that paid me $9, but where the customer didn’t tip. As you can see, the order still paid me $9, but it was Grubhub that covered the entire payment.

grubhub order message

In contrast, here’s an order I did where the customer left me a tip. I still received $9, but $3.26 of that $9 payment came from the customer.  

grubhub order message

Ultimately, for me, it doesn’t matter whether the customer tips or not, so long as I’m still getting what I want to get paid. In this case, getting $9 for an order, so long as the distance makes sense, is a no-brainer for me. 

How Much Can You Make As A Grubhub Delivery Driver?

The big question you have is probably how much can you make as a Grubhub delivery driver? Of the three major delivery apps, I find that Grubhub tends to pay the most per delivery. As I mentioned earlier, the minimum driver pay per delivery in my market is $9 (or at least I rarely see an order under $9). My friends that do Grubhub in other cities also find that Grubhub tends to average a higher per delivery payout compared to DoorDash or Uber Eats. 

It’s great that Grubhub tends to pay the most per delivery. The downside is that, at least in my market. Grubhub isn’t busy enough to rely on as your only delivery app. The best strategy, then, is to multi-app – that is, in addition to using Grubhub, you should also use DoorDash and Uber Eats. Turn on all of these apps at once, then piece your deliveries together. 

By itself, you’ll probably average somewhere around $15 to $20 per hour with Grubhub during peak times. But with the right multi-apping strategy, it’s possible to make much more than that. In my market, I average $30 to $40 per hour. And I do my deliveries using a bike! Whether you can pull this off is heavily dependent on your market, the neighborhood you work in, and your general skill at picking and choosing the correct orders. 

If you’re wondering how you can average $30 to $40 per hour, think of it using this math: 

  1. Figure out the average amount you make per delivery. I tend to average between $6 and $8 per delivery. If you want to be more conservative or aggressive with your estimates, adjust your numbers accordingly. 
  2. Estimate how many deliveries you can compete per hour. Volume is key in the delivery game. I only work during peak hours and since I multi-app, I’m usually able to average 5-6 deliveries per hour.
  3. With those two numbers (how much you make per delivery and how many deliveries you complete per hour), you’ll be able to get a good estimate of what you can earn. Complete 5 deliveries per hour at an average of $6 per delivery and you’ll make $30 per hour. Do 6 deliveries per hour at $8 per delivery and you’ll make $48 per hour. The goal for me is to end up somewhere between these two numbers. 

It’s important to note that making this level of income per hour is really only possible if you limit your work to peak hours. If you’re doing deliveries all day, you won’t be able to pull this off. That’s why I tend to think of apps like Grubhub as more of a side hustle, rather than something you use as a full-time job.

Grubhub Delivery Driver Strategies

There are strategies you need to know to maximize your earnings. My guess is that if you’re the type of person taking the time to read a post like this, you’re probably the type of person who’s going to earn more than the average Grubhub delivery driver.

Here are some strategies for you to consider that will allow you to earn the most money you can with Grubhub.

1. Don’t Be Afraid To Cancel Deliveries 

Time is money in the delivery game. The faster you can complete your order, the more you’ll earn. And conversely, the longer it takes you to complete an order, the less you’ll earn. The mistake I see a lot of Grubhub drivers make is sticking with a delivery request even when they know it’s not going well. Maybe the line at the restaurant is really long or the order isn’t ready yet. Or maybe you’re multi-apping and realize that keeping the Grubhub order isn’t worth it because you can make more with a different order. 

The thing is, most people don’t even realize that you can cancel an order after you accept it. So long as you don’t actually pick up the order, it’s fair game to cancel it.

Unlike DoorDash, Grubhub does not seem to actually penalize you for canceling an order after you accept it. As a bit of background, with DoorDash, you have to maintain at least an 80% completion rating, which essentially means you can cancel 20 out of your last 100 orders before you start getting into deactivation territory.

In contrast, Grubhub does not appear to keep track of this stat. When you cancel an order that you accepted, the app will say that the order was “removed with penalty.” I believe that this “penalty” has to do with your ability to schedule yourself further in advance. Since I don’t schedule myself anyway, this apparent penalty doesn’t do anything to me.

In short, unless you’re in a market where you need to schedule yourself in advance, don’t be afraid to cancel orders that you accept.

2. Pay Attention To When The Order Was Placed 

One very annoying thing with Grubhub is that they’ll often send you orders at the same time that they send them to the restaurant. This can mean you arrive at the restaurant, then find yourself waiting for a long time while the restaurant prepares the food. This is in contrast to Uber Eats and DoorDash, which typically send orders so that they’ll be ready by the time you arrive at the restaurant. 

While this can be annoying, it can also be used to your advantage. If you’re multi-apping, you can continue doing deliveries for other companies while you wait for your Grubhub delivery to be ready. Or if it’s not worth waiting, don’t be afraid to cancel the order and move on. 

3. Strategize About Whether Long Orders Make Sense 

I think Grubhub is unique among the delivery apps in that they’ll often send you orders that are high-paying but also very far away. It can often be tempting to grab one of these long orders because of how high the payout is. However, I think it’s worth thinking carefully before accepting these types of orders. 

My main issue is that these orders often take you so far away from the main delivery areas that you end up making less since you have to travel way out and then make your way back. I’d rather aim for volume, doing multiple short orders in a tight area.

Of course, do what works for you, but be aware that just getting a high payout shouldn’t be the only thing you consider. You want to think about how long it’ll take you to complete each order. A $20 order that takes an hour to complete is worse than three $9 orders that you can complete in the same amount of time.

4. Use Multiple Delivery Apps (i.e. Multi-App)

To maximize your earnings, you need to become good at multi-apping. Relying on a single app is never going to make you as much money as using multiple apps at once. 

Whenever I do deliveries, I always turn on all of my food delivery apps – DoorDash, Uber Eats, and Grubhub. I then accept orders from all of these apps, piecing together deliveries that are all going in the same direction. 

Multi-apping is something you have to learn as you go. With enough practice, you’ll discover the flow of your city and which orders to accept or reject.

The Negatives Of Being A Grubhub Driver

For the most part, Grubhub is a good delivery app that offers good pay per delivery but might not be as busy as some of the other apps. I tend to rank DoorDash as my best delivery app, with Uber Eats slightly ahead of Grubhub purely because of higher demand.

There are also a few negative things about Grubhub that can be annoying. Here are the negative things about Grubhub you should know about. 

1. Grubhub Sends Orders To Drivers Too Early 

In my opinion, the biggest issue with Grubhub is that they sometimes send orders to delivery drivers way too early. The most annoying is when you’re near the restaurant and receive an order, mark that you have arrived at the restaurant, and then see that the order was placed by the customer at the same time you received it. If it’s a regular restaurant, it means you’re waiting at least 15 minutes for the order to be prepared. 

There’s not much of a way to avoid these types of orders, but you can make it work to your advantage if you multi-app. For example, if you arrive and find that the restaurant just got the order, but you also have some other orders to do, complete those first, then make your way back to the Grubhub restaurant. 

The other option is to cancel these types of orders and move on to a different one. That’s fine too. Either way, you want to keep yourself busy and avoid sitting around when you’re working.

2. No Bike Option In Many Markets 

Grubhub seems to operate differently from DoorDash and Uber Eats in that they let customers order from restaurants that are really far away. As a result, Grubhub seems to limit the markets in which they allow bike couriers. I live in one of the most bike-friendly cities in the US and even my market doesn’t allow bike couriers.

There is a way around this though. Assuming you have a driver’s license and car insurance, you can sign up as a driver, then just do your deliveries using a bike. This is exactly how I’ve done it.

The downside with signing up as a delivery driver, but then using your bike, is that you’ll get a lot of requests that are going way too far away for you to handle. My acceptance rate on Grubhub is around 10% to 20%, as I have to reject a lot of orders that I simply can’t complete in a timely fashion.

3. Canceling Orders Can Be Annoying – If You Don’t Know What You’re Doing 

This is more of a nitpick, but I thought it was worth mentioning anyway. When you want to cancel an order, the Grubhub delivery driver app asks you to pick a reason why you want to cancel the order. If you pick certain reasons, Grubhub will require you to chat with a customer service representative. This is a waste of time that you don’t want to deal with. 

Luckily, you can avoid this issue by picking the correct reasons for canceling an order. I always pick distance too far or I don’t want to do this delivery. Both of those seem to allow me to cancel the order without having to talk to anyone. 

4. Grubhub Can Have A Long Wait List 

I mentioned this in the signup section of this post, but one thing I’ve noticed with Grubhub is that it can often take longer to onboard with them compared to DoorDash or Uber Eats.

I don’t know if they limit the number of drivers more or why this is the case. It took me over a year before I could sign up. Whether this was a fluke or something more common is unclear. The main thing is to be aware that if you want to sign up for Grubhub, you may have to be prepared to wait (and be persistent in checking on the status of your application). 

5. Scheduling Yourself 

This isn’t something I’ve ever had to deal with, but I know that in some markets, you have to put yourself on the schedule to do deliveries. I’m not a fan of apps that require you to schedule yourself in advance since we’re independent contractors and shouldn’t have to work any set schedules. If you’re in a market that is busy enough where you have to schedule yourself, then this is a big negative for Grubhub.

Other Things To Know About The Grubhub Delivery Driver App

This final section is a bit of a catch-all section with some things about Grubhub that I think are worth mentioning. These include the following: 

1. You Can Switch Markets 

Grubhub is different from DoorDash and Uber Eats in that you can’t automatically do deliveries in another market. I like being able to turn on my delivery apps anywhere because it’s a way I can earn money while I travel. 

The good thing is that it’s not that hard to switch markets. All you have to do is email Grubhub driver support and let them know you want to switch markets. It should take about a day or two to get a response. It’s not worth it if you’re only going somewhere for a short time, but if you know you’re traveling and want to plan, you can switch your delivery market pretty easily. 

2. Grubhub Does Not Have A Rating System 

DoorDash and Uber Eats both have a rating system. If your rating gets too low, you risk being deactivated. Interestingly, Grubhub doesn’t have a rating system. Customers don’t directly rate you, which means you generally don’t risk deactivation from angry customers. This removes a lot of the pressure from you as a driver.

That being said, I still try to give good service because a bad customer complaint could theoretically get you deactivated. But there’s still a lot of comfort in knowing that you can’t get deactivated because your rating drops below some threshold.

Final Thoughts

Grubhub is a good delivery app that tends to pay well for each delivery. In some markets, Grubhub might very well be the best delivery app in your city. 

Where I live, Grubhub is my third best app – falling slightly behind Uber Eats mainly because of volume. The fact is, Grubhub is not as busy in my city compared to DoorDash or Uber Eats. 

Still, Grubhub is an integral part of my multi-apping strategy. Without it, I would earn significantly less. This is especially true because Grubhub pays so well for each delivery, so when I get a good delivery, it really increases what I earn. 

I hope this post was helpful to anyone looking for more information about Grubhub and some of the strategies you can use to maximize your Grubhub delivery driver earnings. If you have anything you’d like to share, please do so in the comments. 

I also have other in-depth posts about other delivery apps you can use. Check them out below. Hope this helps!

  • DoorDash Dasher: What It’s Like Delivering For DoorDash
  • Uber Eats Driver: Delivering For Uber Eats 
  • Shipt Shopper App: My Grocery Delivery Side Hustle

More Recommended Ebike/Scooters

Check out these other ebikes/scooters I've had the chance to do a review for:

  • GEN3 Outcross Bike – The GEN3 Outcross is a solid, affordable fat tire ebike that does a good job of doing what I need it to do. It works great for city riding, giving me a smooth ride in all conditions. It’s works really well as a winter ebike since the fat tires give it good traction over snow and ice. Check out my GEN3 Outcross Review.
  • Himiway Escape Bike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
  • Espin Sport Bike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
  • Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
  • Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

  • M1 Finance ($100) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.
  • SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with $100 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
  • Moomoo (5 free stocks) – Moomoo is a free investing app currently offering 5 free stocks (usually worth around $75-$100) if you open an account using a referral link and deposit $2,000. Read my Moomoo referral bonus guide for more information.
  • Webull (5 free stocks) – Webull also gives you 5 free stock valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free stocks using Webull.
  • Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
  • Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

  • Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
  • US Bank Business ($500) – This offer is limited to customers in the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY. This is a fairly easy bank bonus to earn, since there are no direct deposit requirements. In addition, you can open the Silver Business Checking account, which comes with no monthly fees. Check out how to earn this big bonus here.
  • SoFi Money ($275) – SoFi Money is a free checking account from SoFi. They’re currently offering a $25 referral bonus if you open a SoFi account with a referral link and deposit $10. You can also make an additional $250 as well if you complete a direct deposit. This is a good bank that is also 100% free, so you won’t have to worry about managing this account. Here’s a post I wrote with instructions on how to earn your SoFi Money bonus: SoFi Money Referral Bonus: Step By Step Guide.
  • Fairwinds Credit Union ($100) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
  • Upgrade ($50) – Upgrade is a free checking account that’s currently offering a $50 referral bonus if you open an account and complete three debit card transactions. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Importantly, this bonus says that it’s now scheduled to end on April 15, 2023. As long as you get your account opened before April 15th, you should be eligible. Here’s a post I wrote with more details: Upgrade $50 Referral Bonus – Step By Step Directions.
  • Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link.Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
  • Digital Federal Credit Union ($20) – Digital Federal Credit Union (DCU) is a free, nationwide credit union that I recommend to readers for two reasons. First, DCU has a $20 referral bonus if you open a free DCU checking account with a referral link. Second, DCU has a saving account that gives you 6.17% interest on your first $1,000. Check out my in-depth post on how to set this account up.
  • Netspend ($20 + 5% Interest Savings Account) – Netspend is a company that provides 5% interest savings accounts. If you sign up using my referral link, you’ll get a $20 signup bonus once you make your first deposit into your Netspend account of $40 or more. That means you get a 5% interest savings account and a free $20 to start! Make sure to check out my in-depth guide on how to set up these accounts.
  • Novo Bank ($40) - Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, it’s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
  • Varo ($30) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $30 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
financial panther

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

  • SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $250 if you complete a direct deposit.
  • US Bank Business. US Bank is currently offering new business customers a $500 signup bonus after opening a new account and meeting certain requirements.
  • M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account.
  • DCU. Digital Federal Credit Union (DCU) is a free, nationwide credit union that I recommend to readers for two reasons. First, DCU has a $20 referral bonus if you open a free DCU checking account with a referral link. Second, DCU has a savings account that gives you 6.17% interest on your first $1,000.
  • Personal Capital. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.

Related

Read More

Filed Under: Gig Economy, Side Hustle

Reader Interactions

Comments

  1. David @ Filled With Money says

    May 11, 2021 at 6:05 pm

    Man, I went as far as attending a delivery information session for Favor and never actually went through with it. I can’t imagine how far along I would be in my journey if I actually went through with it. But then again, maybe I wouldn’t have enjoyed my weekends as much.

    Side hustle breakdowns are important. Good thorough post.

    Reply
  2. PN says

    May 21, 2021 at 10:13 am

    Great detailed post. Thanks a lot!!

    Reply
  3. good citizen says

    January 10, 2023 at 12:09 pm

    Grubhub has gone downhill for drivers very far in 2023. Three years ago I was getting a guaranteed $15 per hour and making up to $35 per hour. Its now 2023 and last friday I was getting $9 an hour which is horrible for a friday. They now give you multiple ordrers six times in a row under $5. If you refuse any orders the penalty was increased from 3% to 10% on refusing to accept offers and 15% for cancelling any orders for any reason after accepting. You now get longer wait times in between orders. Yesterday I did not get an order for 4 hours and called up to complain. They told me i need to take a shift in advanced now to guarantee ill get orders. I explained i still dont get orders for hours when i do take a shift. Its gotten to a point its better to find a job $9 hr for an app vs $15plus for a job no brainer. I also caught Grubhib stealing tips and misrepresenting tips information plus mileage 13 miles reported as 9 ect. Customer texts me and aaks if i got the tip she said she gave $10 when i look it shows up as $8 and $2 for mileage and time. Grubhub has been using tips to compensate drivers as a wage for delivery and misrepresenting this information as if they were classified under tipped wage earners like waiters n busboys ect. Its not just Grubhub its all the apps, and they are out of control and the gov needs to pass laws to protect us drivers.

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Close
Side Hustle Income(View Reports)
chart-icon
$147,309
Get exclusive content delivered right to your inbox.
My Reviews
Bank Signup Bonuses (Step-by-Step)
US Bank Biz ($500) SoFi Money ($275) Chime Bank Bonus ($100) Upgrade Bank Bonus ($50) DCU Bonus ($20) Fairwinds Credit Union Bonus ($100) Current Bank Bonus ($50) Netspend Account Bonus ($20 + 5% Interest Savings Account) Novo Business Bank Bonus ($40) Varo Bank Bonus ($30)
Other Signup Bonuses
M1 Finance ($100) SoFi Invest ($25) Webull (6 stocks) Moomoo (10 stocks) Arcadia Power ($25)
Finance App Reviews
Albert Savings App Prism Bill Management App Bank Novo
Side Hustle Reviews
Doordash Uber Eats Grubhub Rover Pet Sitting Wag Dog Walker Shipt Grocery Shopper Airbnb Lime Scooter Charger Observa IVueIt
Most Commented
Popular
  • Insight Card: A Step-By-Step Guide to 5% Interest(690)
  • Netspend Account: 5% Interest Savings and $20 Signup Bonus(680)
  • The Ultimate Guide to Bank Account Bonuses(142)
  • Bird Charger and Lime Juicer – Side Hustling As An Electric Scooter Charger(125)
  • My Postmates Review: Getting Paid To Bike Around Town(78)
  • I Quit My Job – Rejecting The Clear Career Path And Going Out On My Own(76)
  • Barista FIRE: Not Quite Financial Independence, But Pretty Close
  • The Reverse Latte Factor – How You Can Side Hustle Your Way To Financial Independence
  • Where To Get 5% Interest Savings Accounts Now That Insight Is Gone
  • Monetize Your Life And Get Paid To Live
  • The Ultimate Guide to Bank Account Bonuses
  • Over 600,000 Miles Earned In One Year – A Recap Of My First Year of Travel Hacking

Footer

My Reviews

Bank Signup Bonuses (Step-by-Step)

Chime Bank Bonus ($100)
US Bank Business ($500)
SoFi Money ($275)
Upgrade Bank Bonus ($50)
DCU Bonus ($20)


Fairwinds Credit Union Bonus ($100)
Current Bank Bonus ($50)

Netspend Account Bonus ($20 + 5% Interest Savings Account)
Novo Business Bank Bonus ($40)
Varo Bank Bonus ($30)




Other Signup Bonuses

M1 Finance ($100)
SoFi Invest ($25)


Webull ($27-$9,600)
Moomoo ($75-100)
Robinhood ($2.50-$200)
Arcadia Power ($25)

Finance App Reviews

Albert Savings App
Peak Money Savings App
Prism Bill Management App
Bank Novo

Side Hustle Reviews

Doordash
Uber Eats
Grubhub
Rover Pet Sitting
Wag Dog Walker
Shipt Grocery Shopper
Airbnb
Lime Scooter Charger
Observa
IVueIt

Popular Posts

The Ultimate List Of Gig Economy Apps
The Ultimate Guide to Bank Account Bonuses
Best Credit Card Offers For August 2021
The Dream of Barista FIRE
Coast FIRE
How To Get a 5% Interest Savings Account
Where To Get 5% Interest Savings Accounts
7 Best Cashback Apps That Everyone Should Use
Other Reviews

GEN3 Outcross Electric Bike
Varla Eagle One Electric Scooter
Himiway Escape Electric Bike
Espin Sport
Fucare H3 Scooter
Ororo Heated Jacket

Recent Posts

  • February 2023 Side Hustle Report – $802.57
  • Vanpowers Manidae Review – A Powerful Fat-Tire Ebike For All Conditions
  • The Ultimate Guide To Multi-Apping With DoorDash, Uber Eats, and Grubhub
  • Snagging 200k Chase Ultimate Rewards Points With The Chase Ink Unlimited
  • January 2023 Side Hustle Report – $791.59
  • About
  • Blog
  • Side Hustle Reports
  • Best Credit Card Offers
  • Current Money Bonuses
  • 70+ Side Hustle Apps/Gigs
  • Bank Account Bonuses
  • Archives
  • Press

Copyright © 2023 · Genesis Sample on Genesis Framework · WordPress · Log in

Copyright © 2023 FinancialPanther.com. All rights reserved. Privacy Policy * Disclaimer * Affiliate Policy * Contact Us