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A Lawyer Side Hustling Towards Financial Independence

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Hi, I'm Kevin and I'm an attorney, sharing economy expert, and the blogger behind Financial Panther. I paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. I started this blog to share all I know about personal finance, travel hacking, and making more money by side hustling. Click here to learn more about me.
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Below, you’ll find links to every post that I’ve written here on Financial Panther since I started this blog in 2016. I go through a lot of topics on this blog, so there should be a little something for everyone here. Feel free to click on anything that catches your eye!

Posts are listed in chronological order with the newest posts on top.  

March 2021

  • Once You Hit Coast FIRE, Things Become Much Easier
  • February 2021 Side Hustle Report – $619.69
  • Bank Novo Review 2021 – A Free Business Checking Account For Small Business Owners

February 2021

  • Lessons Learned From Watching Food Truck Videos
  • Watching Others Move Forward When You’re Still Figuring Things Out
  • Making Money Writing On Medium – Did I Make Any Money In My First Month?
  • Uber Eats Driver: Delivering For Uber Eats
  • January 2021 Side Hustle Report – $1,677.08
  • Webull Referral Bonus – Step-By-Step Guide

January 2021 

  • IVueIt Review – Make Money Taking Photos
  • My Problem With Teslanaires And Bitcoin Millionaires
  • I’m Switching Banks – But Which Bank Should I Use?
  • Lili Bank Review – A Free Business Bank Account For Freelancers And Gig Workers
  • M1 Finance Referral Bonus – Step-By-Step Guide
  • December 2020 Side Hustle Report – $1,582.47
  • Chime Bank Referral Bonus – Step By Step Guide
  • The Trips That Weren’t
  • One Finance Referral Bonus – Step By Step Guide

December 2020 

  • Financial Panther Bank Account Bonus Recap 2020: Over $10,000 In Bank Bonuses
  • DoorDash Dasher: What It’s Like Delivering For DoorDash
  • November 2020 Side Hustle Report – $2,943.64
  • Barista FIRE: Not Quite Financial Independence, But Pretty Close

November 2020 

  • Bank Account Bonus Rules: How Do I Keep Earning Bank Bonuses Each Year?
  • Becoming A Millionaire With The $30 A Day Retirement Strategy
  • Coast FIRE: The Tipping Point On The Path To Financial Independence
  • October 2020 Side Hustle Report – $1,577.46
  • Getting More From My Emergency Fund With 3% and 5% Interest Savings Accounts

October 2020

  • Comparisons, Anchoring, And How To Barely Scrape By On A $400,000 Income 
  • Good Enough Investing
  • September 2020 Side Hustle Report – $3,187.22 
  • The “Other” Business Credit Cards That Aren’t From Chase Or American Express

September 2020 

  • How To Start Investing: Simple Investing Strategies And Tools Anyone Can Use
  • Health Insurance When You’re Self-Employed
  • August 2020 Side Hustle Report – $2,446.68
  • My Road Trip Home During The Pandemic – And Using Points To Book Suites Along The Way

August 2020 

  • How I Justify Paying Over $2,700 In Credit Card Annual Fees In 2020
  • Best Ways To Save For College: The College Savings Strategies We’re Using With Our New Baby 
  • How To Make Your Own Free Version Of Acorns
  • July 2020 Side Hustle Report – $3,780.58
  • The Difference Between Trading Time For Money And Trading Tasks For Money

July 2020 

  • How To Go Car Free – An Analysis Of My Friend’s Car Situation
  • Peak Money App Review – A Free Goal-Based Savings App (And The Best Alternative To Qapital) 
  • Reflecting On Six Months Of 2020
  • June 2020 Side Hustle Report – $3,209.32 
  • The Ultimate List Of Gig Economy Apps 

June 2020 

  • The Importance Of Backup Plans – Taking A Look At My Plan B And Plan C
  • May 2020 Side Hustle Report – $1,939.03
  • Thoughts On Race, Systems, And The Problem Of Invisible Discrimination
  • The $1,000 Per Month Challenge

May 2020

  • To The Class Of 2020 – Things Are Going To Be Bad, But You Might Come Out Better For It 
  • A Look At The Credit Cards I’ve Opened Recently – Thoughts And Analysis
  • Micromobility In A Post-Pandemic World – More Important Than Ever
  • We Refinanced Our Mortgage
  • April 2020 Side Hustle Report – $1,972.76
  • Don’t Go To Grad School Just To Ride Out A Recession 
  • The Life-Changing Magic Of Tidying Up During Quarantine

April 2020

  • What It’s Like Delivering Food During A Pandemic
  • March 2020 Side Hustle Report – $872.05
  • What’s New In My Life – We Had A Baby!

March 2020

  • Job Shutdowns And Why You Should Have An Emergency Fund
  • Strategies For Dealing With The Next Recession
  • February 2020 Side Hustle Report – $1,197.64
  • Do Bonds Really Stop People From Freaking Out?

February 2020

  • A Thanksgiving Trip To Miraval Arizona Resort & Spa With Hyatt Points
  • Side Hustling And Taxes – And Why I Don’t Worry About Taxes That Much
  • Lively HSA Review: The Best Free HSA For People Pursuing Financial Independence
  • January 2020 Side Hustle Report – $1,186.80
  • More Important Than The Perfect Portfolio – It’s Picking Something And Sticking With It

January 2020

  • $600,000 Earned In A Decade – What Do I Have To Show For It?
  • My $42,000 Emergency Fund
  • Making Over $7,000 In Bank Account Bonuses In One Year
  • The Benefits Of Paying Taxes With Your Credit Card
  • December 2019 Side Hustle Report – $1,541.50
  • My Decade In Review, Part 2: Diverging Off The Clear Career Path
  • My Decade In Review, Part 1: How I Started On This Road 

December 2019

  • Combining SoFi Experiences And Travel Hacking For Free Flights And Free Events 
  • November 2019 Side Hustle Report – $3,233.67
  • Why You Should Airbnb Your House When You Travel

November 2019

  • The Impact Of Friction And How It Holds Us Back From Getting Things Done
  • Five Financial Adjustments I Had To Make After Leaving Biglaw
  • There’s Treasure Everywhere!
  • October 2019 Side Hustle Report – $3,114.60
  • You’ve Paid Off Your Debt, Now How Do You Invest?

October 2019

  • Graduating College Early – That’s Probably What I Should Have Done
  • How To Make Money While Traveling (And No, You Don’t Have To Become A Blogger)
  • September 2019 Side Hustle Report – $2,806.81
  • Shipt Shopper App: My Grocery Delivery Side Hustle 

September 2019

  • Create Your Own FI
  • Dollar Cost Averaging By Necessity
  • August 2019 Side Hustle Report – $3,356.27
  • Make Your Job Fit Around Your Life

August 2019

  • The Best Personal Finance Books
  • Introducing PersonalFinanceBlogs.com – A New Content Curation Site
  • July 2019 Side Hustle Report – $3,872.60
  • Electric Micromobility – This Is The Way To Move Around A City 
  • The Relative Value Of Money

July 2019

  • A Better Emergency Fund Strategy
  • Thoughts About Career Paths And Taking Risks 
  • Restaurant Secret Shopper Jobs – A Strategy To Eat For Free And Hack Your Food Expenses 
  • June 2019 Side Hustle Report – $4,129.76 
  • Playing With Fire – Documentary Film Review And Thoughts
  • The Ultimate Mustachian Side Hustle: Delivering Food On Your Bike With Gig Economy Apps

June 2019 

  • The Benefits Of Graduating During The Financial Crisis 
  • Chime Bank + Catch App: The Combination I Use To Manage My Side Hustle Income
  • May 2019 Side Hustle Report – $3,879.97 
  • The Reverse Latte Factor – How You Can Side Hustle Your Way To Financial Independence
  • My Strategy For Longer-Term Savings Goals

May 2019

  • The FIRE Movement And An Alternative Way To Think About Your Working Years
  • April 2019 Side Hustle Report – $3,919.75
  • I Quit My Job – Rejecting The Clear Career Path And Going Out On My Own

April 2019

  • How To Afford Anything You Want
  • Dobot App Review 2019 – A Legit Free Alternative To Digit 
  • How To Eat For Free (Or Cheap)
  • Your Financial Advisor Isn’t Free And Probably Isn’t Warren Buffet Either
  • March 2019 Side Hustle Report -$2.909.21
  • How To Roll Over Your Roth IRA From Betterment To Vanguard (And Why I Did It)

March 2019

  • The Ultimate Guide To Bank Account Bonuses
  • The College Admissions Scandal And The Lessons We Can Learn About Chasing Prestige
  • Use Your Side Hustles To Ball Out – Just Ball Out The Right Way
  • February 2019 Side Hustle Report – $2,246.06
  • Sub-Savings Accounts: The Best Way To Handle Short-Term Savings Goals

February 2019

  • Use Existing Knowledge to Create 5 Figures of Side Income
  • January 2019 Side Hustle Report – $1,381.71
  • House Hacking With Airbnb – Recapping My Third Year of Airbnb House Hacking

January 2019

  • You Can’t Vs. Why Can’t You
  • Best Personal Finance Related YouTube Channels
  • Financial Panther 2018 Personal And Blog Year In Review
  • December 2018 Side Hustle Report – $1493.83
  • You Don’t Need To Start Your Career In Your 20s
  • Financial Panther 2018 Credit Card Recap: 1 Million Points Earned In One Year!

December 2018

  • November 2018 Side Hustle Report – $2,771.37
  • The Side Hustle Emergency Fund

November 2018

  • What Matters In A Downturn – It’s Not Your Investments, It’s Losing Your Job
  • October 2018 Side Hustle Report – $2,741.54
  • What Am I So Afraid Of? A Reaffirmation To Myself

October 2018

  • Don’t Like Your 401k? Create Your Own 401k Instead
  • September 2018 Side Hustle Report – $2,237.23
  • The Why Of Blogging

September 2018

  • Why I Spend Money Attending Conferences
  • How To Start Travel Hacking – What Should Be Your First Credit Card?
  • August 2018 Side Hustle Report – $3,799.45
  • Robo-Advisors Would Have Changed My Investing Life

August 2018

  • July 2018 Side Hustle Report – $1,759.07
  • Bird Charger and Lime Juicer – Side Hustling As An Electric Scooter Charger
  • A Confession: I Cut Back On Savings (And I’m Kinda Broke Now)

July 2018

  • Lawyers, Doctors, and the Appeal of the Clear Career Path
  • June 2018 Side Hustle Report – $2,168.18
  • The Privilege Of Biking to Work

June 2018

  • You Choose What You Can Afford
  • What’s In My Wallet: A List Of All Of My Credit Cards
  • May 2018 Side Hustle Report – $1,511.63
  • Fighting The Innate Urge To Chase Prestige
  • Where To Get 5% Interest Savings Accounts Now That Insight Is Gone

May 2018

  • Travel Hacking, Work, and Embracing Fast Travel
  • April 2018 Side Hustle Report – $1,206.74
  • Opportunity Cost And My Wife’s $500,000 Residency Program
  • The Financial Panther Money System (The Accounts, Tools, and Apps I Use In My Financial Life)

April 2018

  • March 2018 Side Hustle Report – $1,682.55
  • Side Hustling Has Never Really Been About The Money To Me

March 2018

  • February 2018 Side Hustle Report – $3,555.79
  • Neighborhood Arbitrage – The Advantages Of Living In A College Neighborhood
  • Albert App Review – Smart, Automatic Savings (And Another Free Alternative To Digit)
  • Business Credit Cards: The Ultimate Tool For Travel Hackers
  • An Investing Tip – Learn To Be Happy With Enough

February 2018

  • Monetize Your Life And Get Paid To Live
  • January 2018 Side Hustle Report -$1,147.67
  • Stop Worrying About The Market, Your Investments Aren’t Your Income
  • Don’t Worry About Rate Of Return, Worry About Savings Rate

January 2018

  • It’s Better To Side Hustle When You Make More Money
  • Over 600,000 Miles Earned In One Year – A Recap Of My First Year of Travel Hacking
  • Earning Our First Southwest Companion Pass
  • How Much Can You Contribute To Your Solo 401k?
  • December 2017 Side Hustle Report – $1,022.53
  • Start With Betterment or Wealthfront, Graduate To Vanguard
  • How I’ve Received Thousands Of Dollars Worth Of Free Stuff From Refinancing My Student Loans With SoFi

December 2017

  • A Look Back At My Favorite Financial Panther Posts of 2017
  • November 2017 Side Hustle Report – $1,450.57
  • The Dream of Barista FIRE
  • Arcadia Power Review – A Free Way To Support Clean Energy
  • No Dad, I Didn’t Get Fired

November 2017

  • Podcast Interview – Talking Money, Happiness, and Side Hustles On Fire Drill Podcast
  • 7 Best Cashback Apps That Everyone Should Use
  • How To Get A Google Home Mini For $5
  • The Many Ways To Get Triple Tax-Advantaged Savings
  • FinancialPanther.co Is Now FinancialPanther.com (Finally!)
  • October 2017 Side Hustle Report – $1,884.13
  • How Much Does It Cost To Go To FinCon? (Plus A FinCon Recap)

October 2017

  • Guest Post – 5 Benefits Of Working On Rover
  • Understanding Your Side Hustle Taxes
  • Using Airbnb To Create Your Home Maintenance Fund
  • What is the Best 529 Plan – A Guide To Choosing Your College Savings Plan
  • Interview – Talking Side Hustles With Four Pillar Freedom
  • A Weekend In New York City, Compliments of Hyatt and SoFi
  • September 2017 Side Hustle Report – $2,055.19
  • Saver’s Credit – How To Qualify For This Little Known Tax Credit
  • Don’t Get Taken Advantage Of When It Comes To Your Retirement Plan For Work

September 2017

  • Southwest Companion Pass – How To Fly For Free For Two Years
  • For The New Investor – It Doesn’t Matter What The Market Is Doing Now
  • Guest Post – Where And How I Cut Back Financially And How Much I Was Able To Save
  • August 2017 Side Hustle Report – $2,495.90
  • What To Do With Your 401k When You Change Jobs
  • I’m Switching To A Non-Traditional Legal Career
  • Yes, You Can Bike To Work

August 2017

  • What You Need To Know About The Chase One Sapphire Card Per Person Rule
  • The Best Apps and Websites For Selling Your Stuff
  • Wag App Review – My Experience As An On-Demand Dog Walker
  • Two Things That Make Paying Off Debt Harder Than It Seems
  • July 2017 Side Hustle Report – $1,816.50
  • Create A Stupid Mistakes Fund For Your Stupid Mistakes

July 2017

  • Why Biglawyers Need To Pay Off Their Loans Fast
  • FinTech Keeps Pivoting – Pivot With It
  • The Underrated Value Of A Side Hustle For Early Retirement
  • 7 Of My Favorite Personal Finance Related YouTube Channels
  • Be Comfortable With Being Uncomfortable
  • June 2017 Side Hustle Report – $1,071.14
  • Guest Post – How Your Thoughts Affect Your Investments

June 2017

  • What Financial Health Means To Me
  • Why I Decided To Start Investing Before I’m Debt Free
  • WiseBanyan Review: A Free Robo Advisor
  • May 2017 Side Hustle Report – $1,625.11
  • $500,000 Worth Of Student Loans – Could You Pay It Off In Just A Few Years?
  • Chase 5/24 Rule – What You Need To Know In Order To Maximize Your Travel Hacking

May 2017

  • You Don’t Have To Keep Up With The Joneses When It Comes To Investing
  • Saving Money Isn’t About Self Control
  • An Amateur Travel Hacker’s First Experience With Travel Hacking
  • I’m Back In Debt Again
  • Catching Up Financially Is Pretty Easy
  • April 2017 Side Hustle Report – $399.04
  • 5 Things I’ve Learned From Putting Together A Wedding

April 2017

  • 9 Best New Personal Finance Podcasts
  • How Much Did I Save In 2016?
  • Financial Panther Around The Web
  • Dobot App Review – A Free Alternative To Digit
  • Fidelity Solo 401k: A Step By Step Guide To Setting Up Your Self-Employed Retirement Plan
  • March 2017 Side Hustle Report – $1,251.91
  • Save $100,000 By Solving The Last Mile Problem
  • How I Made $14k In One Year With The Sharing Economy

March 2017

  • My Student Loan Refinancing Experience
  • Where Should You Put Your Emergency Fund?
  • Paying Off Debt Is Never “Easy”
  • Earn Tax-Free Airbnb Income With The Masters Rule
  • Independent Contractor vs. Employee: It Pays To Not Be An Employee In The Sharing Economy
  • What’s The Most You Could Save In Tax Advantaged Accounts?
  • Why Does Anyone Invest In Expensive Funds?
  • February 2017 Side Hustle Report – $800.33
  • We All Have To Start Somewhere

February 2017

  • When Leaving Big Law, The Financial Struggle Shouldn’t Be Real
  • Don’t Know What To Do With Your Life: Why Not Retire Early?
  • Live Like A Student: Embrace Non-Traditional Ways Of Living
  • Insight Card: A Step-By-Step Guide to 5% Interest
  • Questions To Think About When You’re Setting Up Your HSA
  • The HSA: The Perfect Retirement Accounts For Millennials
  • Job Spotter App Review: Earn Extra Money By Taking Pictures Of Hiring Signs
  • January 2017 Side Hustle Report
  • Do You Use Work As An Excuse Not To Reach Financial Independence?

January 2017

  • Netspend Account: 5% Interest Saving and $20 Signup Bonus
  • Net Worth Report – Q4 (2016)
  • Wealth Is Relative – Remember This And Be Happier
  • The 529 Plan Hack For Current Students
  • What Does Financial Panther Invest In?
  • Pay Off Your Student Loans Now – It Doesn’t Get Any Easier Later
  • December 2016 Side Hustle Report
  • Aim To Max Out All Of Your Retirement Accounts This Year

December 2016

  • Financial Panther’s 2016 Recap: A Year Of Big Changes
  • The 52 Week Money Challenge: The Easiest Way To Save $1,378 Without Even Trying
  • The Solo 401k: The Side Hustler’s Bonus Retirement Account
  • Qapital Review – A Free App To Automate Your Savings
  • How I Invest In My Employer Sponsored Retirement Plans, Part 2: Know Your Plans
  • November 2016 Side Hustle Report
  • Making Money With Airbnb: Why I Rent Out Our Guest Room
  • Is It Possible To Make Over $50 Per Hour As A Bike Messenger?

November 2016

  • A Reminder: You Probably Make A Lot More Thank You Think
  • How I Invest In My Employer Sponsored Retirement Plans, Part 1: My Core Investing Policy
  • Give Yourself A Raise By Creating Your Own Overtime
  • Why I’m A Huge Fan Of Robo-Advisors
  • Has There Ever Been An Easier Time To Start A Side Hustle?
  • Do You Have The Strength And Stamina To Survive A Trump Presidency?
  • October 2016 Side Hustle Report
  • Why I Prefer To Pay Off Debt Aggressively

October 2016

  • Do You Know How Much Your Debt Costs You Per Day?
  • Why Bikeshare Systems Are The Best Form Of Public Transit
  • My Postmates Side Hustle: Getting Paid To Bike Around Town
  • The Only Secret To Paying Off Debt Is To Be A Weirdo
  • A Breakdown Of How I Paid Off $87,000 Of Student Loans In 2.5 Years
  • Pay Off Debt By Rejecting The “It Isn’t Possible” Mentality
  • Net Worth Report – Q3 (2016)
  • September 2016 Side Hustle Report

September 2016

  • Why Your Average Lawyer Can’t Pay Their Student Loans
  • Avoiding Paycheck Complacency
  • Podcasts I Recommend To Improve Your Financial Life
  • Your Side Hustle Is Worth A Lot More Than You Think
  • Our Basic 10 Year Plan (And What Might Trip Us Up)
  • I Can Afford The New iPhone And You Can Too
  • August 2016 Side Hustle Report
  • How I Save The Same Amount Of Money Despite A $50,000 Paycut
  • Prism App Review – An Awesome Free Bill Management App
  • Why You Should Be A Lazy Investor Instead Of A Stock Picker

August 2016

  • Making Over $1000 Selling Trash Finds Found In One Dumpster
  • How I Make $2000-$3,000 Per Year On Rover
  • I Was Featured On The His And Her Money Show
  • July 2016 Side Hustle Report
  • Your Income Does Not Always Go Up. The Importance of Living On Less.

July 2016

  • Your Spare Change Should Be Saved, Not Invested
  • Getting On The Same Financial Page Before Marriage
  • If You Are Young And Have A High Income: Treat It As A Windfall
  • June 2016 Side Hustle Report

June 2016

  • Starting The Financial Panther Blog

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  • Once You Hit Coast FIRE, Things Become Much Easier
  • February 2021 Side Hustle Report – $619.69
  • Bank Novo Review 2021 – A Free Business Checking Account For Small Business Owners
  • Lessons Learned From Watching Food Truck Videos
  • Watching Others Move Forward When You’re Still Figuring Things Out

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