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Hi, I'm Kevin and I'm an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. I paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. I started this blog to share all I know about personal finance, travel hacking, and making more money by side hustling. Click here to learn more about me.
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september 2017 side hustle report

September 2017 Side Hustle Report – $2,055.19

Last Updated on August 11, 2021October 9, 2017 20 Comments
This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Welcome to the September 2017 Side Hustle Report. September ended up being a big side hustle month for me and altogether, I was able to pull in over $2,000 worth of side hustle income. I earned all of this side income using sharing economy and gig economy apps that pretty much anyone can use.

There are two reasons why I share this side hustle income (besides the fact that I think it’s entertaining):

  1. I want to show you exactly how much someone can earn through the sharing economy/gig economy while also holding down a full-time job, and
  2. I want to inspire those of you that need extra money to go out there and get it for yourself.

The thing that I can’t stress enough is that I earned all of this income while also working a full-time day job. If you need to earn extra money, I’m an example of exactly how you can do it. And trust me, if I can do this, I know you can too.

With that said, let’s see what I was able to bring in this month from side hustling on top of my day job.

 

Side Hustle Income for September 2017

Here’s a breakdown of my side hustle earnings in September.

  • Airbnb:  $946
  • Rover: $191.25
  • Postmates/DoorDash/Uber Eats/Tapingo: $261.01
  • Selling Trash Finds: $405
  • Job Spotter: $20.19
  • WeGoLook: $20
  • GigWalk: $3
  • DriverDo: $27.14
  • Wag!: $89.60
  • Roadie: $51
  • Merchandiser: $16
  • ReceiptPal: $25

Total Side Hustle Income for September 2017 = $2,055.19

Definitely another big month on the side hustle front, with me bringing in a little over $2,000 of side hustle income from 12 different income sources. When you take a closer look at the numbers, it’s actually pretty interesting how much income you can generate from small amounts coming in the door.

Let’s take a more in-depth look at how I earned all of that income.

 

Airbnb Income: $946

It was business as usual on the Airbnb front this past month. As in past months, the majority of our guests were in town for business related to the university – folks in town for conferences, interviews, and things like that.

The nice thing about having a thriving Airbnb business is that it makes it easy for our home to earn income for us even when we’re out of town. In this case, we had a guest staying in our house for 4 days while we were in New York for a wedding. It’s perfect when this situation happens because it basically means our house earns us an income and we don’t even have to deal with the “weirdness” of sharing our space with a stranger.

In terms of specifics, we had 19 nights booked for the month, with rates ranging from $41 to $71 per night. As I’ve mentioned before, I use a pricing app called Beyond Pricing to automate our Airbnb rates. Just like with a hotel, Beyond Pricing increases prices during more high-demand times and lowers prices during lower demand times in order to maximize both my revenue and occupancy rate.

September 2017 Side Hustle Report

One new tool that I started using in September is Aviva IQ. It links to your Airbnb account and then allows you to set up automated Airbnb messages at specific times. I set up my Aviva IQ account to send out a welcome message about a day before guests arrive, which includes information about my house and a link to my house manual that I set up on Hostfully.com. This has led to serious time savings for me. Before, I was manually sending out a message with this information. Now, I don’t even have to think about it.

Related: 

  • Why I Rent Out Our Guest Room On Airbnb
  • Earn Tax-Free Airbnb Income With The Masters Rule

Recommendations:

  • If you’ve somehow never used Airbnb before, sign up to be a guest using my link and you’ll get $40 off your first stay. It’s a win-win!
  • If you’d like to earn some extra income from your home, sign up to be an Airbnb host using my link. Seriously, just try it out and see if Airbnb hosting is for you. Airbnb is probably the easiest and lowest risk way to try your hand at real estate.

 

Rover Income: $191.25

September was a good Rover month, not because of income, but because we ended up watching a pup that’s now officially our favorite pup. She meshed perfectly with Financial Pup and our lifestyle. And the great thing is that we’ve got her booked for another stay in October as well!

September 2017 Side Hustle Report
Financial Pup is looking out the window. Our guest pup is looking directly at the camera.

I think the goal with side hustling on Rover is to build up a stable base of repeat clients. In my opinion, the only real risk with dog sitting is that you never know how a dog might act once you’re actually watching them. But when it’s a repeat client, you know exactly what to expect.

Of course, it takes time to get that stable base – I’ve been dog sitting on Rover now for over two years. So if you haven’t done it yet, and you like dogs (or even better, you already have a dog), you should at least give Rover a try.

Financial Pup waking up in the morning next to a mop.

Related: How I Make Over $2000 Per Year On Rover

Recommendations:

  • If dog sitting sounds like a fun way to make a little extra money, then sign up to be a Rover sitter here. You’ll learn how to run a business and you can get paid to watch dogs! Sounds like a win-win to me.

 

Postmates/DoorDash/Uber Eats/Tapingo Income: $261.01

The delivery game was strong again in September, with me earning over $260 using four different delivery platforms. Here’s a breakdown of what I earned on each delivery platform in September:

  • Postmates: $86.08
  • DoorDash: $147.53
  • Uber Eats: $20.65
  • Tapingo: $6.75

The funny story of the month happened during my trip to New York in mid-September. The nice thing about Postmates is that it lets you do deliveries in any city that has Postmates. This basically means that, if you’re traveling, you can do deliveries wherever you are.

Since my wife and I were already walking around and exploring the city, I thought it’d be fun to put myself as a walker and see what deliveries I’d get in New York. I eventually got pinged for an order to pick up a salad at a pizza place 2 blocks from our hotel. The delivery location was to a hotel just around the block.

After picking up the order, I was greeted by this note in the app:

I laughed at the note and figured it was some sort of joke. A few minutes later, I received a call from the customer asking me if I’d read the note and if I’d be cool with bringing the order up to his hotel room. I didn’t really care too much, so I said that’d be fine.

When I got to his room, he was, as expected, completely naked. The guy then asked me if I’d be willing to contract with him directly for the weekend and pick up stuff for him so that he wouldn’t have to explain himself to other delivery people. Unfortunately, I couldn’t take him up on his offer since I was in town for a wedding.

He told me that was no problem and then went into another room and came back with a $40 cash tip! This was for a delivery that took me all of 5 minutes to complete.

Suffice it to say, this is definitely my funniest delivery story yet.

Related: 

  • My Postmates Review: Getting Paid To Bike Around Town
  • Is It Possible To Make Over $50 Per Hour As A Bike Messenger?

Recommendations:

  • If you’re a hardcore Mustachian and like biking, be sure to sign up to do deliveries with Postmates, DoorDash, and Caviar if they’re available in your city. They’re available in most decently sized cities in the US. If your market doesn’t let you sign up to be a bike delivery person, one way around it is to just sign up as a car delivery person, then ask to switch over to a bike later. I’ve found that works for a lot of people.
  • Also, you should sign up to deliver with Uber Eats and snag yourself a referral bonus. They usually offer at least a $100 signup bonus and depending on your city, it’ll require you to do between 10 to 30 deliveries to earn the bonus (in Minneapolis, you only have to complete 10 deliveries to earn the bonus, which is really easy to do). It’s well worth it in my opinion.

 

Trash Income: $405

It was the start of a new semester at the University which meant that I was able to sell a ton of trash that I found in August. This is nuts when you think about it – I literally made $405 from stuff I found in the street!

Here’s the catalog of all the trash I sold in September:

There are two big money things that I was able to sell this month that really boosted up the monthly total. The first was a perfect condition Ikea Hemnes bed frame that was left on the curb with all of the pieces included. I was able to sell that for $150 within just a few hours of when I listed it up.

These bed frames sell for about $250 new at Ikea.

The second big thing I sold was this huge bookshelf that someone from across the street put on the curb. I sold it for $75.

Otherwise, you can see that I made little sales here and there. Over time, they add up. Selling trash is like saving – you just do it little by little and before you know it, you have a pretty big number without even realizing it.

In 2017, I’ve now sold $1,533 worth of trash. That is nuts when you really think about it. This is money made from stuff that people are literally throwing away. These days, when I see something on the curb, I don’t see trash – I see dollar signs.

Recommendations:

  • Make sure to read my post on The Best Apps And Websites For Selling Your Stuff. In that post, I talk about the four platforms I recommend everyone use to sell their stuff locally.

Related:

  • Making Over $1000 Selling Trash Finds Found In One Dumpster

 

JobSpotter: $20.19

I don’t have a ton to report here. Jobspotter continues to do what I need it to do. Trust me, folks. There are hiring signs everywhere and taking a picture of a hiring sign only takes a few seconds.

I’ve now made $171.45 this year taking pictures of hiring signs using Jobspotter. If this is something that interests you at all, make sure to read my post: Jobspotter App Review: Earn Extra Money By Taking Pictures of Hiring Signs.

 

WeGoLook: $20

I still need a dedicated post about this app, but until then, here’s a YouTube video from WeGoLook explaining what it is:

This month, I did an easy gig involving taking pictures of an intersection where a bike accident happened. It was an easy bike ride over to the intersection and a quick 20 bucks.

 

Gigwalk: $3

This Gigwalk gig involved taking pictures of bread aisles at a Target a few blocks from my house. I stopped by there on my way home from work, snapped a few quick pics, and then was back on my way home. Not a lot of money obviously, but it only took me a few minutes to complete.

There are three main apps where you take pictures of stuff in stores:

  • GigWalk
  • Field Agent
  • EasyShift

I think all three apps are worth downloading just to see if there are any easy gigs in your area. Any gigs on GigWalk or Field Agent are worth doing if you happen to see a gig in your neighborhood.

EasyShift gigs are hit or miss – some are easy to complete while others are ridiculous and not worth doing. You’ll learn which ones are worth doing as you do more of these gigs.

 

DriverDo: $27.14

Stay tuned for a dedicated post about my experience with this app.  As background, with DriverDo, you’re basically moving trucks from one place to another. Here’s a YouTube video from DriverDo that explains how it works:

This month, I happened to grab a gig on a Saturday morning asking me to drive a moving van to a Home Depot across town. I had some time, so I biked over to the truck rental place, then grabbed the truck. The nice thing about the truck rental place is that it’s located right on a bike path near my house, which makes it really easy for me to get there. After dropping the van off, I was directed to take an Uber back to the starting point and provide a receipt so that I could be reimbursed.

This was actually perfect for me because I wanted to get some extra spend on my Chase Ink Preferred Business Card. If you haven’t gotten this card, I highly recommend you get it because they’re offering an 80,000 point Chase Ultimate Rewards signup bonus if you spend $5,000 in three months. That’s good for at least $1,000 worth of travel.

 

Wag!: $89.60

I’ve had a lot of fun doing some on-demand dog walking with Wag. I wrote an in-depth review about my experience in my post titled Wag App Review – My Experience As An On-Demand Dog Walker. Check it out if you’re interested in a fun way to make some extra cash on the side.

This month, I managed to get a bunch of walks from people in an apartment building right next to my office. This has actually worked out perfectly for me because I’ve been able to walk a few dogs during my lunch break. What I need to do is figure out a way to advertise Wag to all of the people that live in these apartment buildings by my office.

If you happen to be a dog owner and want to help me out and help yourself out too, use my promo code, KEVIN9516, and you’ll get at least your first walk free. Right now (as of October 2017), Wag actually has a promo going on where you’ll get $101 worth of Wag credit if you enter my promo code in the Wag app (to enter the promo code, just go to the “payment” tab in the Wag app, then click on the “apply promo code” button and enter in my promo code).

$101 worth of Wag credit is good for at least 5 free walks, so it’s definitely worthwhile if you’re a busy dog owner and need someone to walk your dog occasionally.

 

Roadie: $51

Roadie is an app that I’ve had in my side hustle toolkit for two years now, but I’ve only recently been able to use it. It’s basically a peer-to-peer shipping app.

Here’s a video explaining how it works:

One thing Roadie has done is to team up with Delta airlines to deliver lost bags to its customers. This makes a lot of sense when you think about it. There are a ton of people coming from the airport – it’s easy enough for people to just grab a bag and drop it off if it’s on the way.

Last month, I had to drop off a buddy of mine at the airport. When I got to the airport, I turned on the app and saw a few lost bags that needed to be dropped off at houses that were on the way back to my house. I walked over to the baggage claim, snagged the bags, and then delivered them.

I will say that Roadie gigs aren’t worth going out of your way for, but if you’re already heading in that direction, it’s worth doing if you have the time.

 

Merchandiser: $16

I don’t have a ton to say about the Merchandiser app because, most of the time, the gigs don’t seem worthwhile. It’s basically an app similar to GigWalk, EasyShift, and Field Agent where you go to stores and do certain tasks. The key difference is that most of the gigs on Merchandiser ask you to do things where you have to talk to the store manager.

Most of the time, I just skip all of the gigs I see, but last month, I happened to see two gigs that involved checking to see if some grocery stores had a certain product in stock. It only took me a few minutes to see if the product was in stock, and I got paid a quick $8 for each store. I did these shifts while I was out doing deliveries near these stores. If I wasn’t already in the area, I probably wouldn’t have done them.

I do think this is an app that’s worth having on your phone, but you need to be selective about which gigs you do.

 

ReceiptPal: $25

This is another side hustle that probably deserves its own post at some point. Basically, there are two apps out there where you take pictures of your receipts in order to earn points that can be redeemed for cash: ReceiptPal and Receipt Hog. From what I understand, these companies sell the receipt data to market research companies.

Of the two apps, ReceiptPal is far and away the better one. You can take pictures of any receipts you get with that app, whereas Receipt Hog only pays you for receipts that come from grocery stores and gas stations.

With ReceiptPal, for every four receipts that you take a picture of, you earn 100 points. Each week you can earn a total of 300 points. Earning 7500 points gets you a $25 Visa Gift Card.

Basically, if you take pictures of 12 receipts a week for 25 weeks, you get $25. Since you’re already getting receipts anyway, it’s not that hard to just take pictures of your receipts before recycling them. I’ve been consistently taking pictures of my receipts for 2 years and have managed to earn $125 in that time through ReceiptPal. It only takes a second to take a picture of a receipt, so the time is worth it.

 

And that’s the end of the September 2017 Side Hustle Report.

I’m still surprising myself at how much extra money I can bring in on the side. It seems like I’m doing a ton of stuff, but honestly, it doesn’t feel like I’m doing all that much. I think it’s because a lot of this stuff has just been incorporated into my daily routine that I don’t even notice it at this point.

Be sure to check out my side hustle report page if you’re interested in seeing what I’ve made in other months. You can also check out my most recent side hustle reports below.

August 2017 Side Hustle Report – $2,495.50

July 2017 Side Hustle Report – $1,816.50

June 2017 Side Hustle Report – $1,071.14

May 2017 Side Hustle Report – $1,625.11

April 2017 Side Hustle Report- $399.04

More Recommended Ebike/Scooters

Check out these other ebikes/scooters I've had the chance to do a review for:

  • GEN3 Outcross Bike – The GEN3 Outcross is a solid, affordable fat tire ebike that does a good job of doing what I need it to do. It works great for city riding, giving me a smooth ride in all conditions. It’s works really well as a winter ebike since the fat tires give it good traction over snow and ice. Check out my GEN3 Outcross Review.
  • Himiway Escape Bike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
  • Espin Sport Bike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
  • Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
  • Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

  • M1 Finance ($10) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $10 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.
  • SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with $100 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
  • Moomoo (5 free stocks) – Moomoo is a free investing app currently offering 5 free stocks (usually worth around $75-$100) if you open an account using a referral link and deposit $2,000. Read my Moomoo referral bonus guide for more information.
  • Webull (5 free stocks) – Webull also gives you 5 free stock valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free stocks using Webull.
  • Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
  • Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

  • Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
  • Digital Federal Credit Union ($100) – Digital Federal Credit Union (DCU) is a free, nationwide credit union that I recommend to readers for two reasons. First, DCU has a $100 referral bonus if you open a free DCU checking account with a referral link. Second, DCU has a saving account that gives you 6.17% interest on your first $1,000. Check out my in-depth post on how to set this account up.
  • Upgrade ($100) – Upgrade is a free checking account that’s currently offering a $100 referral bonus if you open an account and complete three debit card transactions. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Importantly, this bonus says that it’s now scheduled to end on January 31, 2023. As long as you get your account opened before January 31st, you should be eligible. Here’s a post I wrote with more details: Upgrade $100 Referral Bonus – Step By Step Directions.
  • SoFi Money ($275) – SoFi Money is a free checking account from SoFi. They’re currently offering a $25 referral bonus if you open a SoFi account with a referral link and deposit $10. You can also make an additional $250 as well if you complete a direct deposit. This is a good bank that is also 100% free, so you won’t have to worry about managing this account. Here’s a post I wrote with instructions on how to earn your SoFi Money bonus: SoFi Money Referral Bonus: Step By Step Guide.
  • Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link.Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
  • Fairwinds Credit Union ($100) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
  • OnJuno ($60) – OnJuno is a fintech/neobank that is currently offering a $10 referral bonus if you open an account using a referral link and make a deposit of $50 or more. You will also get 1000 JCOIN. The 1000 of JCOIN is cryptocurrency. At the time I'm writing this, it'll be worth about $50. Check out my OnJuno referral bonus guide here.
  • Varo ($30) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $30 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
  • Novo Bank ($40) - Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, it’s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
  • Albert ($150) – If you can manage to do a real direct deposit, Albert is an easy account you can use to earn a referral bonus. Here’s a review about Albert I wrote. And here’s a step-by-step guide on how to earn your Albert referral bonus.
  • Netspend ($20 + 5% Interest Savings Account) – Netspend is a company that provides 5% interest savings accounts. If you sign up using my referral link, you’ll get a $20 signup bonus once you make your first deposit into your Netspend account of $40 or more. That means you get a 5% interest savings account and a free $20 to start! Make sure to check out my in-depth guide on how to set up these accounts.
financial panther

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

  • SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $250 if you complete a direct deposit.
  • DCU. Digital Federal Credit Union (DCU) is a free, nationwide credit union that I recommend to readers for two reasons. First, DCU has a $100 referral bonus if you open a free DCU checking account with a referral link. Second, DCU has a savings account that gives you 6.17% interest on your first $1,000.
  • Novo Bank. Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. It’s the business checking account I currently use for this blog.
  • M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $10 for opening an account.
  • Personal Capital. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.

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Filed Under: Side Hustle, Side Hustle Reports

Reader Interactions

Comments

  1. Lynette says

    October 9, 2017 at 8:28 am

    I think this is the first side hustle report I’ve read of yours, and it’s really catchy… I need to backtrack and read your previous reports as well! I’ve never heard of most of these sites/apps until now, and it’s interesting seeing your perspective on each of them. The way you break down each side hustle amount is also really helpful. It didn’t cross my mind that small amounts here and there can still add up over time, but I like that thought. I’m definitely bookmarking your links and checking them out!

    Reply
    • Financial Panther says

      October 9, 2017 at 10:30 am

      Awesome! I’m glad you enjoyed it. Hope you keep coming back and let me know if you have any questions.

      Reply
  2. hbr says

    October 9, 2017 at 8:37 am

    Very interesting! How do you handle taxes on your side gigs? Also, with respect to Air bnb — does being an Air bnb host affect your home insurance and/ or renter insurance rates?

    Thanks!

    Reply
    • Financial Panther says

      October 9, 2017 at 10:34 am

      With Airbnb, I file it on my schedule E – it’s basically considered rental income. Nice thing about income that’s reported on schedule E is that I don’t have to pay self-employment taxes on it. Downside is that I can’t put that money away in a Solo 401k, which I’d like to do.

      For every other side gig, I report it on my schedule C as a sole proprietor. Then I put as much as I can into a Solo 401k in order to reduce my taxable income on my side hustles.

      So, to be honest, I have no idea if Airbnb impacts my home insurance rates. My wife rented out the house before while also living in the home before and we’ve never actually told the home insurance that we’re no longer traditional landlords.

      Reply
  3. The Grounded Engineer says

    October 9, 2017 at 9:10 am

    Another solid month, FP! Great job and nice find selling the Ikea bedframe. That is crazy.

    Do you use Craigslist or have you tried Facebook marketplace?

    Reply
    • Financial Panther says

      October 9, 2017 at 10:36 am

      Yeah, that Ikea frame was a huge score. It was actually in better condition than my own Ikea bedframe!

      I use Craigslist, Facebook Marketplace, OfferUp, and LetGo to sell my trash finds. It’s best to list them up on every one of those sites (check out my post about those four sites here). I’ve had the most success with Facebook Marketplace these days.

      Reply
  4. KT says

    October 9, 2017 at 10:15 am

    Question about Jobspotter. I found out about this app from you blog and have made more than $55 in about two months. If a for hire sign is still present after 3 to 6 months, are you allowed to take a picture via the app again?

    Reply
    • Financial Panther says

      October 9, 2017 at 10:37 am

      Great job KT! So from my experience, you can take a picture of the same sign at least once per month. My buddy thinks you can take a picture of the same sign every two weeks even. I’ve got a few hiring signs in my neighborhood that never seen to come down and I always take a picture of them every month and get paid every time.

      Reply
  5. Keenan says

    October 9, 2017 at 10:47 am

    Hi FP,

    So from my understanding both Jobspotter and Field Agent won’t report your income unless it looks like you’ll make over $600 for the year. Does Postmates report it for however much you make though?

    I’ve got $2500 in taxable income this year and was actually hoping that postmates would declare all of my earnings as taxable so then I can stash more away into a Roth Ira.

    Thanks!

    Reply
    • Financial Panther says

      October 9, 2017 at 7:52 pm

      Technically, any income you earn is taxable, regardless of whether it’s reported or not. You’re supposed to self-report all of this income yourself, no matter how little it is. It goes on a tax form called the Schedule C, which is basically where you report any of your independent contractor earnings (i.e. income you earned yourself, not as an employee).

      So, whatever you earn from Postmates or anything this year, just report it as taxable income (which, remember, you’re supposed to do anyway) and stash it away in a Roth IRA. Just remember that you’re going to have to pay self-employment taxes on that income, which will come out to about 15% of whatever you made in independent contractor earnings.

      Reply
  6. Shelia says

    October 9, 2017 at 3:50 pm

    FP, I look forward to your posts. I appreciate you sharing. It’s very inspiring. I love your strategy. The Solo K is one of the best kept secrets. You are my hero.

    Reply
    • Financial Panther says

      October 9, 2017 at 7:52 pm

      Thanks Sheila! Really appreciate the support!

      Reply
  7. Jim at MyCareerReboot.com says

    October 11, 2017 at 8:33 am

    Great post again! Thanks for sharing. I see some new things in here that I haven’t seen before. I will be checking those platforms out for sure. When you sell trash, how do you do that? Craigslist? Yard sale? I’m worried that large items like bookshelves might linger. Thanks for posting!

    Reply
    • Financial Panther says

      October 11, 2017 at 9:30 am

      Thanks Jim! For my trash finds, I sell them using four platforms: (1) Craigslist, (2) Facebook Marketplace, (3) OfferUp, and (4) LetGo. All I do is write one description, then cut and paste it into all of the platforms. I wrote a post about each platform a little while ago here.

      It’s true, the larger and more expensive the item is, the longer it will likely take to sell. I was actually pretty surprised about how fast I was able to sell my more expensive items this past month.

      Reply
  8. Mary S says

    November 3, 2017 at 3:22 am

    Hi Mr Panther! I just signed up to do Postmates with my bike, but now I’m wondering about what kind of setup you have rigged out on your bike to deliver food? I live in Seattle so we’re coming into the rainy season. I don’t mind rigging up something cheaply but just wondering what you typically see. (I have a road bike with a very poorly mounted mountain bike rack rigged out on the back).

    I live about a 7 minute bike ride from a lot of restaurants (it’s a poppin’ strip) but the bicycle path there drops off and you have to cross some potholed streets. Wondering if I should look into some foam padding and a front bike basket from Goodwill / trying to track down a milk crate?

    Reply
    • Financial Panther says

      November 3, 2017 at 3:37 pm

      So, honestly, I don’t use anything special. I just carry stuff either in a special backpack I got from Uber Eats for 10 bucks, or I just use the free bag that Postmates gave me and hold it over my shoulder. That’s just me though, and I know some of the pro couriers will use like actual bags and have all sorts of rigs – that’s just not me because I’m doing this on the side.

      Your location is perfect too. You can pretty much just sit at home and wait for orders to come in. Don’t forget to sign up for DoorDash, Uber Eats, and Caviar if they’re available in your city. It’s always good to get yourself on as many platforms as possible!

      Reply
  9. Mrs. Kiwi @ KiwiAndKeweenaw.com says

    November 22, 2017 at 12:52 pm

    We love collecting things that college students throw in the dumpster at the end of semesters and selling them! Ugh, I get so angry that they don’t at least post things on craigslist and give them away! There is no need to throw functional items away! $400 is not too shabby!

    Reply
    • Financial Panther says

      November 24, 2017 at 5:27 pm

      That’s one of the nice bonuses with selling trash – we save perfectly good stuff and make a little coin too!

      Reply
  10. ZJ Thorne says

    November 28, 2017 at 10:48 pm

    You inspired me to sign up as a sitter on Rover and I have my first client this weekend. They also AirBNB, which means I’ll be staying in a lovely room and paid to play with dogs. A perfect situation for me.

    Reply
    • Financial Panther says

      November 29, 2017 at 6:53 am

      That’s awesome!

      Reply

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