• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Financial Panther

A Lawyer Side Hustling Towards Financial Independence

  • Home
  • About
  • Blog
  • Side Hustle Reports
  • Best Credit Card Offers
  • Current Money Bonuses
  • 70+ Side Hustle Apps/Gigs
  • Bank Account Bonuses
  • Student Loan Strategy
  • Archives
  • Press
email-iconfacebook-icontwitter-iconinstagram-iconyoutube-icon
IMG_3252
Hi, I'm Kevin and I'm an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. I paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. I started this blog to share all I know about personal finance, travel hacking, and making more money by side hustling. Click here to learn more about me.
As Seen On
Popular

The Dream of Barista FIRE

The Ultimate Guide to Bank Account Bonuses

7 Best Cashback Apps That Everyone Should Use

See All
Side Hustle

The Ultimate List Of Gig Economy Apps

Latest Side Hustle Report

Monetize Your Life And Get Paid To Live

See All
Saving/Investing

How To Get a 5% Interest Savings Account

Where To Get 5% Interest Savings Accounts

The Financial Panther Money System

See All
Current Money Bonuses
Chime Bank Bonus ($100)DCU Bonus ($100)Upgrade Bank Bonus ($100)SoFi Money ($275)View All Bonuses

Doordash Dasher

Uber Eats Driver

Grubhub Delivery Driver

See All
Current Bonus Offers
Chime Bank Bonus ($100) Spiral Bank Bonus ($50)Brex Business Bank Bonus ($250) SoFi Money ($15+$25) Lili Bank Bonus ($100) SoFi Invest ($25) Yieldstreet ($100) View All Bonuses
Popular Posts
The Ultimate Guide to Bank Account Bonuses 70+ Side Hustle Gigs/Apps How To Get 5% Interest Savings Account Where To Get 5% Interest Savings Accounts View All Posts
Get Exclusive Content Delivered
Right to your Inbox.
Latest Posts

Looking Back At My Basic 10-Year Plan (5 Years Later)

Last Updated on June 26, 2021June 26, 2021 11 Comments
This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

About five years ago, when I was in a very different place and just starting on my money journey, I wrote a post about what my money plans were for the next 10 years. I called the post Our Basic 10 Year Plan (And What Might Trip Us Up). I had a general outline of what I thought my life might look like, but as you can tell by the title of my post, I was also cognizant that things could change. After all, life is too fluid and unpredictable to really know what the future will hold. 

I recently took a look at that old post and it was interesting to see what I thought I might be doing five years later. A lot of things have happened in my life. And with more changes on the horizon, I thought it’d be a good time to take a look at that old post and see how things turned out and what my plans are going forward.

Where We Are Now 

Here’s a quick recap of where I was five years ago when I first wrote down my basic 10-year plan. At the time, I had just left my job as an attorney at a big law firm and had started a new job as a government attorney. The job paid much less, but it came with really good benefits. My thinking was that I’d be able to stick at this job – maybe for the rest of my life even.

My wife, meanwhile, was still completing her residency and would have another two years before she’d be done. She’d taken a bunch of money and paid down some of her student loans, but still had six figures of student loan debt remaining. I had paid off my student loans a few months earlier, so I had no debt remaining. 

Today, things are both where we expected them to be and also completely unexpected. I ended up leaving my government job and took a job at a non-profit. The job came with another pay cut, but it also came with a bit more work-life balance. I stayed there for about 18 months before I quit that job to pursue writing and side hustling full-time. 

As for my wife, she ended up buying a practice after she finished her residency. Things have been going well for the most part.

Outside of our careers, we ended up getting married in 2017. We had a baby in 2020. And we’re closing on a new house in a few days and turning our current house into a rental.

The Vague Plans We Had And What Really Happened 

In my original 10-year plan post, I laid out a few general goals I wanted us to hit. These included the following: 

  1. Pay off my wife’s student loans ASAP. 
  2. Save $100,000 per year in investments once we’re both working. 

Here’s what has happened with each of these goals. 

Paying Off Student Loans ASAP

The first goal we had was to pay off my wife’s student loans as fast as we could. My wife ended up leaving her residency with about $131,000 in student loans. In 2019, we aggressively threw money at her debt, lowering the balance to around $70,000. At some point though, I began to rethink how we approached her student loans.

One issue I had when I was repaying my student loans is that once I paid them, the money was gone forever and couldn’t be used for anything else. From a cash flow perspective, the only thing that really matters is whether the loan is paid off or not. If it’s paid off, you free up your cash flow for other things. If it’s not paid off, then effectively it doesn’t really matter what the balance of your loan is. 

So, rather than continue paying down the student loans, we instead opted to stick extra money into a separate savings account. The thinking here was that we’d lose a bit on the interest difference, but it’d be worth it for the flexibility in case we needed the money for other things. Once we saved up enough money, we could write a check and pay everything off at once.

As of the date of this post, we really haven’t done anything with her student loans and the balance remains at about $70,000. The main reason is that the pandemic means her interest rate has been at 0% for over a year and will stay at 0% until at least September 30, 2021. We’ll continue to ride the 0% interest for as long as it lasts, then we’ll refinance her loans to a lower rate.

Saving $100,000 Per Year 

The second general goal we had was to save $100,000 per year in investments, with the idea that we’d be millionaires (or even multi-millionaires) in our 40s. This didn’t happen – although we did still save a lot of money, just not our investments.

Saving huge amounts in investments didn’t happen because I ended up changing jobs a year after I wrote my 10-year plan post. My new job came with another pay cut and it meant I needed to cut back a bit on my savings rate for a few years. I still saved a lot of money though in tax-advantaged accounts. In 2017, our household saved a little over $31,000 into retirement accounts. In 2018, we put away a little over $33,000 in tax-advantaged accounts.

Our household income went up a lot in 2019 and 2020 because of my wife’s income from her practice. We managed to save $57,000 in retirement accounts in 2019 and saved $60,000 in 2020. 

The rest of our savings over the past few years has gone towards our house downpayment fund. If you include this money, then we’ve definitely been saving over $100,000 per year since 2019.

The Things That Tripped Us Up

When I wrote my 10-year plan post back in 2016, I had an idea that I would keep working at my regular job, maintain a high savings rate, and eventually hit financial independence and retire sometime in my late 30s or early 40s. I also knew that this wasn’t a certainty – there were a lot of things in my life that could change my plan. 

Specifically, I called out the following things as potentially tripping up that plan: 

  • Buying a house
  • Having kids
  • My wife buying a practice
  • Lifestyle inflation
  • Income fluctuation

I’d say right now, my plan to retire in my late 30s or early 40s is not going to happen. Part of it is these five things have impacted my ability to get to that magical FI number. Here’s how.

Buying a House 

Back in 2016, I wrote that at some point, my wife and I would probably buy a more expensive house and that this would change our numbers a lot. At the time, I didn’t know what a more expensive house meant because I was only 29 years old and up to that point, had never spent more than $600 per month in rent. 

Turns out we ended up going for a really expensive house. We started house hunting at the beginning of this year and after a 6-month search, we finally found a house that worked for us and where the seller actually accepted our offer. Our new house is expensive – in the million-dollar price range. It’s going to 5x our yearly housing expenses.

For people living in expensive coastal cities, our housing expenses might seem normal. The numbers work for us because we have a high household income, but considering how low our current housing expenses have been, this is definitely a dramatic increase in our costs.

Having Kids 

I noted five years ago that my wife and I would likely have kids at some point and that I had no clue how that would impact our expenses. We had our first kid in early 2020 and sure enough, it’s been expensive. Indeed, our current largest expense right now is daycare. 

Things will get temporarily cheaper when our son transitions to the toddler group, but we’re still looking at spending $1,000 or more per month on childcare for the next 4 or 5 years. If we have more kids, we’ll be doubling our costs. It’s basically another rent or mortgage for most people. If you’re thinking about financial independence, kids are a real factor that does impact your ability to get there.

Buying a Practice 

My wife purchased a practice a few years ago. So far, this is probably one of the best financial decisions we’ve made as it has allowed us to dramatically increase our household income. Of course, there’s always a risk when buying any business and it required a massive loan to buy the practice, so we’re definitely very leveraged right now. That said, her field (dental) is about as sure a bet as you can get. 

The practice is on a 10-year loan and there are currently 7 years left on it as of the date I write this post. By the time we’re in our early 40s, this loan should be paid off and we’ll have another asset to add to our net worth.

Lifestyle Inflation 

Surprisingly, my wife and I have done very well in the lifestyle inflation department up to this point. Our home expenses were already low and were made lower by the fact that we rented out a spare room in our house on Airbnb. We kept our transportation costs low by biking most of the time and owning only one car. Even when we splurge, it’s usually through some sort of hack (credit card points to travel for free, for example). 

Our new house is going to dramatically increase our yearly expenses. But we’re also at a point where our income is high enough that we should still be able to save a lot of money. Lifestyle inflation isn’t necessarily a bad thing so long as you’re aware of it and are planning for it.

Income Fluctuation 

In the five years since I wrote my original post, our household income has had some ups and downs. It dipped quite a bit in 2017 since I moved to a government job, then went up a little bit in 2018 when my wife finished her residency and started working (it was still low enough though that we were able to qualify for the first round of stimulus checks at the beginning of the pandemic). 

Since 2019, though, our income has dramatically increased. My income can be all over the place, but barring anything crazy, my wife’s income and our overall household income should stay steady. 

My Changing View of Financial Independence

Beyond those five things, another thing that has impacted my ability to reach financial independence is that my view of what financial independence means to me has changed. When I first discovered the financial independence movement, I saw FI as something you had to grind towards. Find a decent-paying job and stick with it for a decade until you’ve saved enough money to quit and do what you really want. 

I’ve started to realize that FI and the FIRE movement are much more fluid than I initially thought. These days, I’m leaning more heavily towards a Coast FIRE, Barista FIRE, and Slow FIRE approach to financial independence.

It’ll take longer for us to be technically financially independent, but when you control your life a bit more by owning your income or owning your time, you can create your own version of financial independence. I know I’m not financially independent – but I sure act like it sometimes.  

That’s a recap of what has happened since I wrote my basic 10-year plan back when I still in my 20s. Now that I’m in my mid-30s, life is looking very different. It’s anyone’s guess what the next 10 years will look like.

More Recommended Ebike/Scooters

Check out these other ebikes/scooters I've had the chance to do a review for:

  • GEN3 Outcross Bike – The GEN3 Outcross is a solid, affordable fat tire ebike that does a good job of doing what I need it to do. It works great for city riding, giving me a smooth ride in all conditions. It’s works really well as a winter ebike since the fat tires give it good traction over snow and ice. Check out my GEN3 Outcross Review.
  • Himiway Escape Bike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
  • Espin Sport Bike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
  • Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
  • Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

  • M1 Finance ($10) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $10 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.
  • SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with $100 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
  • Moomoo (5 free stocks) – Moomoo is a free investing app currently offering 5 free stocks (usually worth around $75-$100) if you open an account using a referral link and deposit $2,000. Read my Moomoo referral bonus guide for more information.
  • Webull (5 free stocks) – Webull also gives you 5 free stock valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free stocks using Webull.
  • Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
  • Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

  • Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
  • Digital Federal Credit Union ($100) – Digital Federal Credit Union (DCU) is a free, nationwide credit union that I recommend to readers for two reasons. First, DCU has a $100 referral bonus if you open a free DCU checking account with a referral link. Second, DCU has a saving account that gives you 6.17% interest on your first $1,000. Check out my in-depth post on how to set this account up.
  • Upgrade ($100) – Upgrade is a free checking account that’s currently offering a $100 referral bonus if you open an account and complete three debit card transactions. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Importantly, this bonus says that it’s now scheduled to end on January 31, 2023. As long as you get your account opened before January 31st, you should be eligible. Here’s a post I wrote with more details: Upgrade $100 Referral Bonus – Step By Step Directions.
  • SoFi Money ($275) – SoFi Money is a free checking account from SoFi. They’re currently offering a $25 referral bonus if you open a SoFi account with a referral link and deposit $10. You can also make an additional $250 as well if you complete a direct deposit. This is a good bank that is also 100% free, so you won’t have to worry about managing this account. Here’s a post I wrote with instructions on how to earn your SoFi Money bonus: SoFi Money Referral Bonus: Step By Step Guide.
  • Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link.Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
  • Fairwinds Credit Union ($100) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
  • OnJuno ($60) – OnJuno is a fintech/neobank that is currently offering a $10 referral bonus if you open an account using a referral link and make a deposit of $50 or more. You will also get 1000 JCOIN. The 1000 of JCOIN is cryptocurrency. At the time I'm writing this, it'll be worth about $50. Check out my OnJuno referral bonus guide here.
  • Varo ($30) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $30 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
  • Novo Bank ($40) - Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, it’s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
  • Albert ($150) – If you can manage to do a real direct deposit, Albert is an easy account you can use to earn a referral bonus. Here’s a review about Albert I wrote. And here’s a step-by-step guide on how to earn your Albert referral bonus.
  • Netspend ($20 + 5% Interest Savings Account) – Netspend is a company that provides 5% interest savings accounts. If you sign up using my referral link, you’ll get a $20 signup bonus once you make your first deposit into your Netspend account of $40 or more. That means you get a 5% interest savings account and a free $20 to start! Make sure to check out my in-depth guide on how to set up these accounts.
financial panther

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

  • SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $250 if you complete a direct deposit.
  • DCU. Digital Federal Credit Union (DCU) is a free, nationwide credit union that I recommend to readers for two reasons. First, DCU has a $100 referral bonus if you open a free DCU checking account with a referral link. Second, DCU has a savings account that gives you 6.17% interest on your first $1,000.
  • Novo Bank. Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. It’s the business checking account I currently use for this blog.
  • M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $10 for opening an account.
  • Personal Capital. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.

Related

Read More

Filed Under: My Story

Reader Interactions

Comments

  1. Donna says

    June 26, 2021 at 7:40 am

    Congratulations on everything you have achieved. Plans are only guidelines and must be adaptable. Sounds like you’re doing just fine. There’s not much need to retire when you love your job.

    Reply
    • Financial Panther says

      June 27, 2021 at 10:26 am

      Thanks Donna!

      Reply
  2. gofi says

    June 26, 2021 at 6:45 pm

    Congrats FP – financial independence is different for everyone. No point rushing towards it, so long as we’re taking steps to bring about more security and control of our lives. Especially when you’re still young.

    Reply
    • Financial Panther says

      June 27, 2021 at 10:26 am

      Yeah – the way I think about FI has definitely changed a lot over the years.

      Reply
  3. Dan says

    June 27, 2021 at 8:13 am

    I don’t quite understand the economics or you rationale of not paying down your wife’s student loans. What is the interest rate on the loans. Typically, it does not make economic sense to take money earmarked for paying off debt and invest it in a savings account. Even if the APR on the savings account is higher than the APR on the debt, you have to pay taxes on the savings account interest which reduces the spread. More typical is you take the money you earmarked for paying off debt and invest it into something with higher returns and more risk such as the stock market or real estate.

    Also, did you consider the economics of being Mr. Mom? Even if it is more economic for you to do your side hustles vs. paying for daycare, there is a benefit in a parent spending more time with the child (for both parent & child). Most parents who do this (even fathers) have told me that spending time with their children is more fulfilling than any job(s). You may be able to drop down to daycare one day per week to have you child socialize with other children.

    Reply
    • Financial Panther says

      June 27, 2021 at 10:33 am

      Well, the timeline we had for paying off her debt was pretty short and we had major expenses coming up – namely having a kid. The thinking was we’d keep that cash on hand for at least early in our child’s life in case of any unexpected expenses with the birth, etc, then pay it off if we felt like it. Then an unexpected pandemic hit, which made us even happier that we had cash on hand. Then it went to 0% interest rate, so we didn’t feel any rush to pay it off. Now it’s still at 0% interest rate until end of Sept, so not much rush to pay it off when we can keep the cash on hand.

      Regarding the stay-at-home parent thing, I find that a lot of people who look at staying at home as an economic decision aren’t providing the primary childcare duties. I’ve watched my son two days per week for the past year and let me tell you, it’s hard to be a full-time parent even just a few days a week. Daycare decision isn’t just about money (at least for me because I’m privileged enough to have a choice).

      Reply
      • Dan says

        June 28, 2021 at 12:26 am

        I didn’t realize student loan APRs can go to 0%. If the APR is zero than there is no incentive to make extra payments.

        I don’t recall how old your son is but doesn’t parenting get “easier” & more fun as they age into toddlers and pre-K?

        Can you imagine how mothers felt a few generations ago? They had multiple kids and were the sole parent M-F, 8 AM to 5 PM. When I was a kid, daycare was not a common activity. Most mothers were stay-at-home and even though my parents could have afforded it, the thought of paying someone else to care for me 20 to 30 hours per weeks was incomprehensible. There was the cost element but also the tyranny of expected gender roles & responsibilities.

        Reply
  4. David @ Filled With Money says

    June 28, 2021 at 9:56 pm

    Sounds like you are still making great progress!

    I would still count what you did as saving $100k per year. I only hope to increase my net worth by $100k per year, including stock market returns. I can’t imagine what it would feel like to actually save $100k cash per year. One day I hope to get there.

    Reply
  5. DL says

    July 4, 2021 at 9:57 am

    Personal finance is obviously personal. I think all the things you listed as changing your plans are understandable and were personal choices that you and your spouse felt were important.

    I did cringe when I read about your million dollar house. I live in the Twin Cities and am so glad we chose not to buy too expensive a house when I finished my residency. Many of my doctor friends went for the “dream” house and I think they are slaves to it. The mortgage, taxes, upkeep, decorating….I think people really underestimate the cost of a big expensive house in their lives. I think the main reason we have a high net worth today ($5M) is from this one big ticket item.

    I appreciate your sharing your personal decisions and choices. I hope your Lifestyle Inflation does not significantly increase with this new house. However it is your life and your choices and I’m sure it is an amazing house that you will really enjoy!

    Reply
  6. Stephen says

    July 4, 2021 at 8:29 pm

    Nice post, FP. Sounds like where my guy goes to daycare in the Twin Citie$$$! Good on you for committing and going for a house that will make you happy. My wife and I spent the past year house hunting there and finally had to quit. Congrats to your wife for having the courage to buy the practice, great long term outlook. You’re both doing great.

    Reply
  7. Angie says

    November 12, 2021 at 9:03 am

    I mean life happens and it’s almost a guarantee that a 10-year plan won’t turn out exactly the way we want (since that would imply an almost miraculous ability to forecast 10 years into the future).

    But having a plan is infinitely better than not having one because it steers you in the right direction.

    And to be honest, it seems like you’re doing great and those ‘hiccups’ you listed are pretty much all things you’d have needed to try out/do in your life anyway.

    So congrats on all the progress, and also congrats on 2019 being an incredible year for you! Hope it continues in an immense way.

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Close
Side Hustle Income(View Reports)
chart-icon
$147,309
Get exclusive content delivered right to your inbox.
My Reviews
Bank Signup Bonuses (Step-by-Step)
Chime Bank Bonus ($100) DCU Bonus ($100) Upgrade Bank Bonus ($100) SoFi Money ($275) Current Bank Bonus ($50) Fairwinds Credit Union Bonus ($100) Varo Bank Bonus ($30) OnJuno Bank Bonus ($60) Novo Business Bank Bonus ($40) Albert Cash Account ($150) Netspend Account Bonus ($20 + 5% Interest Savings Account)
Other Signup Bonuses
SoFi Invest ($25) Webull (6 stocks) Moomoo (10 stocks) M1 Finance ($10) Arcadia Power ($40)
Finance App Reviews
Albert Savings App Prism Bill Management App Bank Novo
Side Hustle Reviews
Doordash Uber Eats Grubhub Rover Pet Sitting Wag Dog Walker Shipt Grocery Shopper Airbnb Lime Scooter Charger Observa IVueIt
Most Commented
Popular
  • Insight Card: A Step-By-Step Guide to 5% Interest(690)
  • Netspend Account: 5% Interest Savings and $20 Signup Bonus(680)
  • The Ultimate Guide to Bank Account Bonuses(142)
  • Bird Charger and Lime Juicer – Side Hustling As An Electric Scooter Charger(125)
  • My Postmates Review: Getting Paid To Bike Around Town(78)
  • I Quit My Job – Rejecting The Clear Career Path And Going Out On My Own(76)
  • Barista FIRE: Not Quite Financial Independence, But Pretty Close
  • The Reverse Latte Factor – How You Can Side Hustle Your Way To Financial Independence
  • Where To Get 5% Interest Savings Accounts Now That Insight Is Gone
  • Monetize Your Life And Get Paid To Live
  • The Ultimate Guide to Bank Account Bonuses
  • Over 600,000 Miles Earned In One Year – A Recap Of My First Year of Travel Hacking

Footer

My Reviews

Bank Signup Bonuses (Step-by-Step)

Chime Bank Bonus ($100)
DCU Bonus ($100)
Upgrade Bank Bonus ($100)
SoFi Money ($275)


Current Bank Bonus ($50)

OnJuno Bank Bonus ($60)
Fairwinds Credit Union Bonus ($100)
Varo Bank Bonus ($30)
Novo Business Bank Bonus ($40)
Albert Cash Account ($150)




Netspend Account Bonus ($20 + 5% Interest Savings Account)

Other Signup Bonuses

SoFi Invest ($25)
M1 Finance ($10)

Webull ($27-$9,600)
Moomoo ($75-100)
Robinhood ($2.50-$200)
Arcadia Power ($40)

Finance App Reviews

Albert Savings App
Peak Money Savings App
Prism Bill Management App
Bank Novo

Side Hustle Reviews

Doordash
Uber Eats
Grubhub
Rover Pet Sitting
Wag Dog Walker
Shipt Grocery Shopper
Airbnb
Lime Scooter Charger
Observa
IVueIt

Popular Posts

The Ultimate List Of Gig Economy Apps
The Ultimate Guide to Bank Account Bonuses
Best Credit Card Offers For August 2021
The Dream of Barista FIRE
Coast FIRE
How To Get a 5% Interest Savings Account
Where To Get 5% Interest Savings Accounts
7 Best Cashback Apps That Everyone Should Use
Other Reviews

GEN3 Outcross Electric Bike
Varla Eagle One Electric Scooter
Himiway Escape Electric Bike
Espin Sport
Fucare H3 Scooter
Ororo Heated Jacket

Recent Posts

  • I Will Never Recommend Crypto
  • Redshift Arclight Pedals Review – Increase Your Visibility With These Awesome Light Up Pedals
  • November and December 2022 Side Hustle Report – $2,395.86
  • Hiboy S2R Review – A Great Commuter Scooter With A Removable Battery
  • October 2022 Side Hustle Report – $1,131.79
  • About
  • Blog
  • Side Hustle Reports
  • Best Credit Card Offers
  • Current Money Bonuses
  • 70+ Side Hustle Apps/Gigs
  • Bank Account Bonuses
  • Student Loan Strategy
  • Archives
  • Press

Copyright © 2023 · Genesis Sample on Genesis Framework · WordPress · Log in

Copyright © 2023 FinancialPanther.com. All rights reserved. Privacy Policy * Disclaimer * Affiliate Policy * Contact Us