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Hi, I'm Kevin and I'm an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. I paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. I started this blog to share all I know about personal finance, travel hacking, and making more money by side hustling. Click here to learn more about me.
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Has There Ever Been An Easier Time To Start A Side Hustle?

Last Updated on August 9, 2021November 11, 2016 21 Comments
This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

We live in the golden age of side hustling. If you’re looking to make some extra money in order to pay off debt, save more, or even to buy that shiny new toy, there’s really no excuse for why you can’t do it.

Compare the nature of a part-time gig today, as compared to just a few years ago. There wasn’t a sharing economy or on-demand economy. Things like Uber and Airbnb didn’t exist. When I was in college, making extra money meant either finding a part-time job or figuring out a way to make your own job. Finding a part-time job meant working when your boss told you to work. That’s a problem for people who want flexibility. And creating your own job meant figuring out a skill you had and finding customers, not to mention you probably needed to spend some money in order to get your hustle started.

You don't need to work at the Kwik E Mart if you want to make extra money.
These days, you don’t need to work at the Kwik-E-Mart if you want to make extra money.

In contrast, look at the wealth of options available today. There are entire marketplaces on the internet where you can sell goods and services without needing to make the jump into starting a full-fledged business. And on-demand apps like Uber or Postmates make it incredibly easy to earn money, anytime you want, for as long as you feel like doing it.

If you want to make some extra money on the side, then you are living in the right time in history.

You Have Flexibility To Side Hustle Whenever You Want

The ability to work whenever you want has to be the biggest reason that we’re living in the golden age of side hustling. Has there ever been a time where you could choose to work at any moment of the day, whenever you felt like it? Or where you could earn money basically doing things you’re already doing and using stuff you already have?

Just think about how you can side hustle today using the technology that’s out there. There’s no need to pick up a second job or work any set schedules. You don’t need to work full days. Heck, you don’t even need to work full hours at a time!

If you’re an Uber driver, for example, all you have to do is turn on your app and drive someone around for as long as you want. If I’m feeling bored or want a bit of exercise, I can turn on Postmates and make a quick delivery on my bike. I can literally work and make money whenever I feel like it!

Not only can I call up an Uber anytime, I can also become an Uber anytime.
Not only can you call up an Uber anytime you want, but you can also become an Uber driver anytime you want.

The great thing about side hustling today is that it doesn’t require you to stick it out for the long haul. You can start most side hustles without spending any money at all. If you find out that a particular side hustle isn’t for you, all you have to do is quit doing it. At most, you lose a little bit of your time.

There Are Very Few Barriers To Entry

Technology has also greatly decreased barriers of entry to the point where there are almost none if you’re looking to start a side hustle.

Take your typical on-demand economy gig like Uber or Postmates. It’s not the same as a job, so you don’t have to interview for it. Just sign up, go through some background checks, and get started.  Or take a platform site like Airbnb. All you have to do is take some time to set up a spare room, take some photos, read some blog posts, and set up your listing. You can have a fully-fledged money-making opportunity ready to go in just a few hours.

My wife’s brief foray into the bike messenger delivery world is a great example of how easy it is to get started hustling. Postmates was offering up a referral bonus for referring new Postmates couriers. Because I’m always looking for ways to make some extra money, I had my wife sign up to be a Postmate.

The sign-up process couldn’t have been simpler. All she had to do was fill out a form, watch a few online videos, and take a multiple-choice quiz to show that she had watched the video. She didn’t even take the quiz – we just left the videos running in the background and I answered the questions for her in about 5 seconds. We didn’t even have to get off the couch in order to sign up. She was up and running a few days later once her application was approved.

Given how easy it is to get started side hustling, what excuse do you have not to try a side hustle?

You Can Get More From Side Hustling Than Just Money

Side hustling today allows you to work whenever you want, in a manner that has never been possible. Few barriers to entry mean that it’s easy to get started making money right away.

But one of the biggest benefits of side hustling today isn’t just the ability to make more money. It’s the ability to make money doing things that benefit you beyond just making money.

For example, we already know that we should all get out and exercise more. Most of us spend our days sitting in front of a computer. By signing up to deliver food on my bike with apps like Postmates, DoorDash, Uber Eats, and Grubhub, I’m able to exercise, keep myself active, and make a little money to boot – all on my own time.

You could be biking and making some money too.
You could be biking and making some money too.

You can also get a benefit beyond just making money by starting up an online business or using a platform website like Airbnb or eBay. Why not try setting up a small business and using it as a test run in entrepreneurship.  It’s a cheap, low-risk way to get some first-hand experience in this area.

Finally, another great benefit about side hustling – you’ll learn how to handle your taxes.  When you’re side hustling in today’s economy, you’re likely going to be an independent contractor and/or sole proprietor. You won’t have the luxury of an employer taking the taxes out for you. It’s always pretty surprising to me how little people understand their taxes. But when you’re side hustling, by necessity, you’ll have to learn.

The Only Thing Holding You Back Is Not Getting Started

Side hustling doesn’t have to become a full-fledged business. Indeed, not all of us are trying to become full-time entrepreneurs.

But I do think there is room for everyone to become a micro-entrepreneur. With how technology works today, you can start side hustling almost immediately.

Bringing in a little bit of extra money might not seem like all that much. You probably won’t think it’s a life-changing amount. But add it up over time, and you’ll find your side hustle is worth a lot more than you think. There really hasn’t ever been a better time in history to be a side hustler.

All you have to do is just get started.

What do you think?  Am I right?  Has there ever been an easier time to start a side hustle?

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Check out these other ebikes/scooters I've had the chance to do a review for:

  • GEN3 Outcross Bike – The GEN3 Outcross is a solid, affordable fat tire ebike that does a good job of doing what I need it to do. It works great for city riding, giving me a smooth ride in all conditions. It’s works really well as a winter ebike since the fat tires give it good traction over snow and ice. Check out my GEN3 Outcross Review.
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financial panther

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

  • SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $250 if you complete a direct deposit.
  • DCU. Digital Federal Credit Union (DCU) is a free, nationwide credit union that I recommend to readers for two reasons. First, DCU has a $100 referral bonus if you open a free DCU checking account with a referral link. Second, DCU has a savings account that gives you 6.17% interest on your first $1,000.
  • Novo Bank. Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. It’s the business checking account I currently use for this blog.
  • M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $10 for opening an account.
  • Personal Capital. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.

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Comments

  1. Roadrunner says

    November 11, 2016 at 12:10 pm

    After reading this article I really have no excuse not to start a side hustle. There are plenty of options, even though in NL we might have slightly less opportunity than you guys. A little extra income every month can really start a snowball effect.

    Reply
    • Financial Panther says

      November 11, 2016 at 3:29 pm

      Admittedly, I don’t know the side hustle world over in the Netherlands, but I imagine there must be opportunities over there as well. You are right. Even just a little bit means a little more you can save, and you don’t even have to use up a lot of your time to do it.

      Reply
  2. Financial Shaper says

    November 11, 2016 at 12:15 pm

    I would agree. Due to the internet nowadays there is an infinite number of business models one can apply to earn money and have access to marketplaces all over the world. However, this requires some flexibility and an entrepreneurial thinking. It’s to some extent different from the concept of a “traditional job”.
    Good read and interesting points.
    Cheers

    Reply
    • Financial Panther says

      November 11, 2016 at 3:30 pm

      Thanks Financial Shaper! Definitely true. Having the internet and smart phones just really opens up a lot of opportunities. I know for myself I don’t want a second job. I want a side hustle, which to me means something I can do on my own time, whenever I want.

      Reply
  3. Ms. Montana says

    November 11, 2016 at 2:17 pm

    I think it is so exciting! There are so many options out there. I actually have a post for next wednesday about finding the kind of side hustle that meets your long term goals. This week I took on my very first freelance writing client writing the website core content for their side hustle app! It’s something I am super passionate about, so it is awesome to get to work with a brand new app to explain this stuff to the world. The barriers have really never been lower!

    Reply
    • Financial Panther says

      November 11, 2016 at 3:31 pm

      That’s awesome that you got your first freelance client! I’ll have to check it out if you can share it!

      Reply
      • Ms. Montana says

        November 11, 2016 at 9:30 pm

        I am so excited. It’s the first time in my life I have been PAID to write. What? I’m saving the check. =) But it is 2x as cool because I am creating the content marketing strategy, which I love. I am throwing a link into my side hustle post, but I will write a full post about it because it is such a good business model for rural areas (which many options are not.)

        Reply
  4. Mustard Seed Money says

    November 11, 2016 at 5:07 pm

    You are absolutely correct when you say side hustles are easier than ever. I mean between Youtube stars, blogging, the Amazon MTurk and Uber, if you want to earn money there are more ways than ever if you want to earn income.

    Reply
    • Financial Panther says

      November 11, 2016 at 7:28 pm

      It’s crazy how many ways there are to make money out there. Everything you do doesn’t have to become a full fledged business either. For many people, just bringing in a little bit extra can make a big difference!

      Reply
  5. Go Finance Yourself! says

    November 11, 2016 at 5:11 pm

    You’re side hustle posts are really inspiring. It’s amazing how technology has made it so easy to earn extra money on the side. Where was this when I was a broke college student with an irregular schedule?

    Reply
    • Financial Panther says

      November 11, 2016 at 7:29 pm

      I know! I really wish we had all these on-demand stuff back when I was in college. These gigs are really perfect for college kids for sure.

      Reply
  6. Full Time Finance says

    November 12, 2016 at 10:26 am

    I totally agree. The barriers to entry thing I believe is the key. Traditionally even to get folks to know your business existed either required preexisting contacts or expensive advertising. These days web hosting is cheap, sites that mention you business like the sharing sites for over only take a cut of earnings. So it’s really that initial find the customer stage that’s changed for the better. But that of course is more then half the battle. Great post.

    Reply
    • Financial Panther says

      November 12, 2016 at 10:58 am

      Exactly. You really didn’t have a lot of flexibility either. If you were going to start something, you sort of had to do it. Now though, you don’t even have to. You can just start something out and see if it’s for you. And if it’s not, all you’ve lost is some time.

      Reply
  7. Jay says

    November 12, 2016 at 11:12 am

    I totally agree with your perspective on side hustles here. And I think you’ve done a great job being a living example of it (especially with the way you’ve integrated it into your life with dog sitting and bike deliveries). It’s never been easier to get up and running to make a little bit of extra cash!

    Reply
    • Financial Panther says

      November 12, 2016 at 8:50 pm

      Exactly! It’s pretty shocking how easy it is to make a solid amount of side money without doing much additional work. Picking things that have a lot of flexibility and that incorporate things you’re already doing is a great way to get some additional income. There’s really no other time in history where this type of side hustling was possible!

      Reply
  8. Mystery Money Man says

    November 13, 2016 at 12:18 am

    Very inspiring post, FP! Being on the verge of a number of new side hustles myself, it’s a great read, and encouraging. So true that we live in a world where there are so many possibilities!

    Reply
    • Financial Panther says

      November 14, 2016 at 10:42 am

      Thanks Mystery Money Man! Keep hustling! There’s so many options out there. I spent a lot of this past weekend biking around making deliveries. Legs are sore now from all that exercise, but made a few bucks as well!

      Reply
  9. Graham @ Reverse The Crush says

    November 18, 2016 at 9:34 am

    You are absolutely right that there has never been an easier time to start a side hustle. Everyone has the opportunity to be their own media channel with social media like snapchat, instagram, Twitter, and so on. Great read!

    Reply
    • Financial Panther says

      November 20, 2016 at 1:04 am

      Thanks Graham! It’s crazy how many opportunities have opened up with the way technology works now. There are ways to work now that just weren’t possible even 5 years ago. If you had brought up Uber or Airbnb back in 2005, it would’ve seemed crazy. Now, it’s so common place that we don’t even think twice about it. You can literally just make money whenever you feel like it, which wasn’t really possible before.

      Reply
  10. Justin Pogo says

    November 29, 2016 at 10:04 am

    I love the Homer Simpson GIF!

    Reply
    • Financial Panther says

      November 29, 2016 at 10:24 am

      Haha, thanks!

      Reply

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