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Financial Independence, Side Hustling, and Ebikes

Financial Independence

An Ebike Could Be The Best Investment You Ever Make

Last Updated on 10 Comments
This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

If you’re involved in the financial independence community, you’re probably someone that’s willing to think outside the box. You have to be willing to do this when you think about it. After all, we’re trying to do something that most people don’t even think is possible – reach financial independence and make work optional decades […]

Lean FIRE: The Option If You Just Can’t Wait To Escape The Grind

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This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The FIRE movement (Financial Independence, Retire Early) works on a simple premise. Save and invest enough money and eventually, you’ll have enough that your investments can support your lifestyle. As the FIRE movement has grown and evolved over the years, different sub-categories of FIRE have been defined. I’ve written about two of my favorite types […]

How I Gave Myself Permission To Try

Last Updated on 6 Comments
This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

It’s been over two years since I quit my job and started following a different path, making a living using my own wits, rather than relying on an employer for my livelihood. These days, I earn my living by writing and doing gig economy work. It’s not a glamourous life, but it’s an enjoyable one for me.

Making this big leap wasn’t something I did overnight. It took years of work – work that came with no guarantees.

You have to give yourself permission to try, even when you’re trying something with an uncertain outcome. Here’s how I gave myself that permission.

Do The Weird Things Now Because One Day You Won’t Be Able To

Last Updated on 14 Comments
This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

This past year has been one of the craziest of my life – not just because of the pandemic, but also because of how much my life has changed.  Of course, I’ve had big life changes before. Graduating from law school, starting my first job, getting married, quitting my job to pursue self-employment – all […]

The Myth Of Diversification – And Why It Means It’s Okay To Take Chances

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This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

A common piece of wisdom is to never put all of your eggs in one basket. This makes a lot of sense. None of us knows what the future holds, so the only way to deal with the unknown is to give ourselves a lot of outs. If one thing doesn’t work out, maybe something […]

Lifestyle Inflation Is Okay – Just Let It Happen On Your Terms

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This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Lifestyle inflation is what happens when you earn more money, and in turn, spend more money. It’s a natural part of life, but one that is often viewed as a negative to wealth building. And it’s true. If your income grows, but you spend all of it, you’ll never be able to build wealth.  In […]

The Parallels Between College Life And Financial Independence

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This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

I’m not financially independent, so I can’t say what financial independence really feels like. But what I do know is that the things that made me happy in school are pretty similar to the things that I want out of financial independence. Here are a few things that come to mind.

The Fluctuating And Gameable Net Worth Number

Last Updated on 11 Comments
This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

In the financial independence community, net worth means everything – or if not everything, it means a lot. When I started this blog five years ago, I actually went into it intending to regularly track and share my net worth each quarter. I ended up writing two quarterly net worth posts before I ultimately shelved […]

You Probably Have No Idea What You Want

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This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

A little over a year ago, my wife and I went to an open house for a fancy, big house. It was in a good neighborhood, close to my wife’s family, and ideally situated for both of our commutes. The house was amazing. Fully renovated. A large lot. Gorgeous finishes. Great curb appeal. It even had a mother-in-law living area that could be separated from the rest of the house and probably used as the occasional Airbnb space.

I Don’t Have A FI Number Anymore

Last Updated on 9 Comments
This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Today, if you ask me what my FI number is, my response is that I really don’t have one anymore. Let’s look at three reasons why I don’t have a FI number these days. Maybe some of these reasons apply to you too.

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