There’s a little-known fact about investing that most people don’t appreciate until they really think about it. That fact is this: if you give yourself enough time, the amount you have to save in order to end up with a large sum of money is actually very reasonable. Perhaps nothing can open your eyes to […]
Financial Independence
Coast FIRE: The Tipping Point On The Path To Financial Independence
The way I’ve thought about financial independence and the FIRE movement (financial independence, retire early) has evolved quite a bit over the years. When I first started on this path, I thought about financial independence in a pretty rigid way. Financial independence meant saving 25 times your annual expenses, at which point you’d be able […]
How To Go Car Free – An Analysis Of My Friend’s Car Situation
Recently, a friend of mine asked me what he should do about his current car situation and as we got to talking about it, it occurred to me that our discussion might make a good blog post that could examine whether someone seemingly car-dependent could make the dramatic move to going totally car-free. Here’s where […]
Lively HSA Review: The Best Free HSA For People Pursuing Financial Independence
If you’re into personal finance or financial independence, you probably know about the HSA (Health Savings Account) and how you can use it as a sort of extra tax-advantaged retirement account. The government gives you a limited number of tax-advantaged accounts, so it generally makes sense to take advantage of as many of them as […]
There’s Treasure Everywhere!
One of my favorite comic strips of all time is Calvin and Hobbes, the story of a precocious 6-year old kid and his stuffed animal tiger – seen as a stuffed tiger to everyone else, but very much alive when viewed through Calvin’s eyes. It’s a comic that really spoke to me from the moment […]