Financial Panther

Financial Independence, Side Hustling, and Ebikes

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Why Do I Like M1 Finance? Because It Removes Friction.

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This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

M1 Finance is an app that I talk about a decent amount on this blog. It’s good because lately, it’s been offering great signup bonuses for new users. And while I think everyone should take advantage of the signup bonus when there’s a good one (and as I’m writing this right now, they’re offering $250 […]

Why I’m Switching From Lively To A Fidelity HSA

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This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

For many years, I’ve had a high-deductible health plan (HDHP). This is a health insurance plan that, as the name would suggest, comes with a higher deductible. It saves me premium payments but leaves me on the hook for more of the medical bills. Since I’m a light user of health insurance, this is a […]

I Will Never Recommend Crypto

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This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Not too long ago, a reader sent me a message letting me know that someone had created a fake Instagram account of me and was DMing people telling them to invest in some crypto scheme. I’m not a big-time influencer by any means, so it’s a bit flattering that some scammer thought I was a […]

If You’re Going To Bet Big, Bet On Yourself First

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This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Not too long ago, I discovered a Twitter account that looks at some of the cringy financial Tik Tok advice out there. It’s a lot of the things you would have seen (and still see) on YouTube and Instagram. Young, mostly white, mostly male influencers peddling crypto, NFTs, options trading, and various other get-rich-quick schemes. […]

Buying I Bonds As Part Of My Emergency Fund Strategy

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This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

If you’re a regular reader of this blog, you know that I stress the importance of having a sizeable emergency fund. You never know when life might hit you, so having cash on hand is extremely important.  Unfortunately, keeping an emergency fund often comes with a trade-off. Rather than invest your money, you’re forced to […]

Is FSKAX A Good Investment?

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This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

A few days ago, I made my yearly contribution to my Solo 401k. It’s something that I’ve done every year without fail since I first discovered that side hustling made me eligible for this extra tax-advantaged account. I have my Solo 401k with Fidelity because it charges no fees and has good investment options, and […]

People Smarter Than Us Know Things That We Don’t – And That’s Okay

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This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

If you want to get a big case of FOMO (i.e. fear of missing out), all you have to do is sit down and read some financial news. You’ll kick yourself at all the big investments you’ve missed out on over the years. Bitcoin to $100,000! Gamestop making people millionaires! Teslanaires balling out! And now […]

Once You Hit Coast FIRE, Things Become Much Easier

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This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

My wife and I are currently in the market for a new house. We have plenty of money saved, have a high household income, and after a decade of living well below our means, we think we’re ready to start inflating our lifestyle a bit more (or a lot more if we’re being real). I’m […]

My Problem With Teslanaires And Bitcoin Millionaires

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This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

One thing that has always bothered me is when I see news articles profiling people who have made a lot of money after hitting it big with a single stock. In recent weeks, we’ve seen stories about people who have become millionaires thanks to investing in Tesla or Bitcoin. Not too long ago, we were […]

M1 Finance $100 Referral Bonus – Step-By-Step Guide

Last Updated on 5 Comments
This post may contain affiliate links. Advertiser Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

M1 Finance is a free investing app that I highly recommend. It’s my current favorite investing app and one that is great for anyone looking to start investing and that wants to make sure they’re doing it correctly. M1 Finance is also currently offering a referral bonus if you sign up using a referral link. To earn your M1 Finance referral bonus, you have to do the following: 

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