When I paid off my student loans back in 2016, I found myself with a lot of cash that I could suddenly start investing with. Paying off debt is hard, but for the most part, the actual act of paying off debt doesn’t require a lot of knowledge. There’s no secret to paying off debt […]
Investing
Dollar Cost Averaging By Necessity
There’s an interesting thing that happens when you stop paying attention to what the market is doing . . . nothing. I gave up on following market news a while ago because, frankly, it made me way too angry. Every article would always be the same – some guy predicting a big market crash for […]
The Reverse Latte Factor – How You Can Side Hustle Your Way To Financial Independence
One of the things I enjoy about the current state of the side hustling world is just how easy it is to fit various side hustles into your day-to-day life. We live in a really unique time in history where it’s actually possible to piecemeal a few bucks here and there whenever you want. When […]
My Strategy For Longer-Term Savings Goals
A little while ago, I wrote a post that I called, “How To Afford Anything You Want.” As the name suggests, the thesis of that post was that anyone can afford to buy whatever it is they want – it just requires creating a few systems and taking a little bit of time to plan […]
Your Financial Advisor Isn’t Free And Probably Isn’t Warren Buffett Either
When my brother first started making a decent amount of money, I told him that the smart thing he could do was to save as much of his income as he could, live modestly, and invest his money in low-cost, passively managed index funds. I assured him that if he did all of this, I […]
What Matters In A Downturn – It’s Not Your Investments, It’s Losing Your Job
When I graduated from college back in 2009, the country was in the midst of the biggest recession since the Great Depression. During that two or three year span, the market lost nearly 50% of its value, and it didn’t fully recover until well after 2009. Luckily for me, I was a broke college student […]