With the holiday season starting up in full swing this week, I thought it’d be a good idea to share all of the best cashback apps I use to help optimize my spending. For me, whenever I spend money, I’m always thinking about how to get a good return on my spend. That’s why I […]
One of the things that motivated me to start this blog was a desire to share the tools I use to optimize my finances. Over the past several years, I’ve gotten heavily into the FinTech world and I haven’t been shy about trying out new FinTech apps. Since I was sharing this stuff with my […]
I’m always on the lookout for tools that I think can make investing easier for people. While we personal finance writers think of investing as really straightforward, the truth is, the logistics of investing really isn’t as simple as we make it out to be. It’s easy for us because we’ve spent hundreds of hours reading and learning about money and investing. Tell me to put my money in a total market fund with Vanguard and I can do that pretty easily. But tell your average person to do the same and I guarantee they won’t understand how to do that.
In an ideal world, investing would be as easy as opening up a bank account. Your average person could just go online, open up an investment account, and then walk away without having to make any decision other than deciding how much money to put into their account.
I’ve been a Digit user for over two years now and during that time, I’ve been able to save more than $8,000 into my Digit account without even noticing it. When combined with Qapital, I’ve had a great microsaving system worked out – Qapital rounds up all of my purchases while Digit sweeps out any excess money that I have in my checking account. This microsaving system has been a great way to make sure that every dollar I earn gets a job of some sort.
Unfortunately, Digit recently announced that it would charge $2.99 per month in order to use its services. As a result, I’ve decided to drop Digit and make the move over to a new app I found called Dobot. So far, the Dobot app looks like the perfect alternative for folks looking for a free savings app with all of the same functionality as Digit.
In last month’s side hustle report, I wrote about how I made a little over $25 taking pictures of hiring signs using an app called Job Spotter. Since I didn’t make a ton of money from it, I didn’t expect a lot of people to care too much about the app. But, I was pleasantly surprised at how many people asked for more info about the Job Spotter app. Goes to show that the hustle doesn’t stop around here, no matter how small it might seem.
Those of you who follow Financial Panther know that I’m all about trying to monetize things I’m already doing. It’s why I do bike deliveries when I’m trying to get some exercise, or why I do some dog sitting in my spare time. I walk my dog pretty regularly and I bike around town a lot. While I’m doing this, I probably pass by countless stores and restaurants that are looking to hire people. When I found out there was an app that could help me make some money while I’m already walking around town, I thought it made sense to give it a try.
My goal here at the Financial Panther is to help you improve your financial life, and one easy way to do this is by taking advantage of all the new FinTech apps out there. The only problem with the world of FinTech is that there are a ton of apps. It’s sometimes hard to figure out what’s useful and what isn’t. Luckily for you, I happen to be a pretty big FinTech geek and I go through dozens of apps every year. Why wade through all the apps when I can do it for you?
About a year and half ago, I found an amazing app called Qapital. If you’re the type of person who likes apps that help you save your spare change, then this is the app for you…