When I look back at my investing life, one of my biggest regrets is just not getting started sooner. It’s really kind of a shame when I think about it. I didn’t start investing until I was 27 years old, almost a decade after I had graduated from high school. That’s years of potential growth […]
If you want to be successful with money, you need to have a good money system in place. Your money system consists of all of the financial accounts and tools you use to keep your financial life in order – things like your checking accounts, savings accounts, and any fintech apps you might use. Once […]
One of the keys to being successful with money is to have a strong money system in place. You’ll find that once you’ve done that, money just seems to build up without you even realizing it. I don’t really budget, and to be honest, I’m not really all that frugal either. And yet, every month, […]
Everyone is looking for ways to save or make extra money, so I thought it’d be a good idea to share all of the best cashback apps I use to help me optimize my spending. My philosophy with spending money goes like this. If I’m spending money, I might as well figure out the best […]
One of the things that motivated me to start this blog was a desire to share the tools I use to optimize my finances. Over the past several years, I’ve gotten heavily into the FinTech world and I haven’t been shy about trying out new FinTech apps. Since I was sharing this stuff with my […]
I’m always on the lookout for tools that I think can make investing easier for people. While we personal finance writers think of investing as really straightforward, the truth is, the logistics of investing really isn’t as simple as we make it out to be. It’s easy for us because we’ve spent hundreds of hours reading and learning about money and investing. Tell me to put my money in a total market fund with Vanguard and I can do that pretty easily. But tell your average person to do the same and I guarantee they won’t understand how to do that.
In an ideal world, investing would be as easy as opening up a bank account. Your average person could just go online, open up an investment account, and then walk away without having to make any decision other than deciding how much money to put into their account.