A reader recently asked me a question that I thought was worth answering in a full post. His question – how do I keep earning so many bank account bonuses each year? It’s a question that I hadn’t really thought about, but indeed, over the past five years, I’ve earned more from bank account bonuses […]
Money Hacks
Becoming A Millionaire With The $30 A Day Retirement Strategy
There’s a little-known fact about investing that most people don’t appreciate until they really think about it. That fact is this: if you give yourself enough time, the amount you have to save in order to end up with a large sum of money is actually very reasonable. Perhaps nothing can open your eyes to […]
Coast FIRE: The Tipping Point On The Path To Financial Independence
The way I’ve thought about financial independence and the FIRE movement (financial independence, retire early) has evolved quite a bit over the years. When I first started on this path, I thought about financial independence in a pretty rigid way. Financial independence meant saving 25 times your annual expenses, at which point you’d be able […]
Getting More From My Emergency Fund With 3% and 5% Interest Savings Accounts
A strategy that I’ve used over the past five years or so is to take advantage of what you could call “mega high-yield savings accounts.” While your typical high-yield savings account pays 1% interest or less, mega high-yield savings accounts are savings accounts that pay much more – as much as 3-5% interest. This is […]
Health Insurance When You’re Self-Employed
When I quit my job last year to go full-time with blogging and side hustling, not only did I lose my steady paycheck, I also lost my health insurance. The health insurance I had at my job was pretty good too. My employer paid my monthly premiums, which meant I paid nothing for my health […]