If you’re into personal finance or financial independence, you probably know about the HSA (Health Savings Account) and how you can use it as a sort of extra tax-advantaged retirement account. The government gives you a limited number of tax-advantaged accounts, so it generally makes sense to take advantage of as many of them as […]
Money Hacks
My $42,000 Emergency Fund
A few years ago, my wife and I had to pull a bunch of cash out of our emergency fund in order to fund the final year of her residency and cover some other big bills that came with her purchasing a practice and starting her career. Most people don’t realize it, but unlike medical […]
Making Over $7,000 In Bank Account Bonuses In One Year
Sometime not too long ago, my sister-in-law was over at my house and noticed a huge stack of credit and debit cards on my dining room table – probably 75 of them at least. It’s an admittedly laughable amount of cards for anyone to have. “You have a problem,” she opined. That’s a fair assessment […]
The Benefits Of Paying Taxes With Your Credit Card
One of the things about moving towards self-employment and full-time side hustling (admittedly an oxymoron) is that I’m on the hook for paying all of my taxes. When you’re employed in a regular job, taxes often seem like an afterthought – they just get taken out of your paycheck by your employer without you really […]
Why You Should Airbnb Your House When You Travel
The past few months have been a bit of a whirlwind of travel for me. During this stretch, I visited some friends in New York and San Francisco, did some hiking in Rocky Mountain National Park, stayed at the Waldorf Astoria while my wife and I were in Chicago for a conference, and relaxed at […]