Here’s an interesting fact about me: I’m 33 years old and I’ve never bought a car in my life. That’s sort of a strange thing for someone my age. Depending on how old you are, you’ve likely bought multiple cars over the years – the stats say that your average person buys a new car […]
Money Hacks
We Refinanced Our Mortgage
Around the end of February, I started getting wind that mortgage interest rates were plummeting to record lows. This was about two weeks before the Covid-19 pandemic broke out here in the United States, but I guess the market was starting to notice that something was happening. At the time, I was pretty oblivious to […]
Job Shutdowns And Why You Should Have An Emergency Fund
Earlier this week, my wife got an email from the state dental association asking dental offices to shut down until the end of the month for non-emergency dental care. It’s technically not mandated, but like many of us going through the current Coronavirus pandemic, we’re doing our part to limit the spread of this virus […]
Strategies For Dealing With The Next Recession
I’ve always thought that one of the formative periods of my life was the Great Recession of 2008 and 2009. It’s an event that I think defined my cohort. We graduated into one of the worst economic periods in history, and if the studies are right, it might have set us back financially for the […]
Lively HSA Review: The Best Free HSA For People Pursuing Financial Independence
If you’re into personal finance or financial independence, you probably know about the HSA (Health Savings Account) and how you can use it as a sort of extra tax-advantaged retirement account. The government gives you a limited number of tax-advantaged accounts, so it generally makes sense to take advantage of as many of them as […]