Earlier this week, my wife got an email from the state dental association asking dental offices to shut down until the end of the month for non-emergency dental care. It’s technically not mandated, but like many of us going through the current Coronavirus pandemic, we’re doing our part to limit the spread of this virus […]
Money Hacks
Strategies For Dealing With The Next Recession
I’ve always thought that one of the formative periods of my life was the Great Recession of 2008 and 2009. It’s an event that I think defined my cohort. We graduated into one of the worst economic periods in history, and if the studies are right, it might have set us back financially for the […]
Lively HSA Review: The Best Free HSA For People Pursuing Financial Independence
If you’re into personal finance or financial independence, you probably know about the HSA (Health Savings Account) and how you can use it as a sort of extra tax-advantaged retirement account. The government gives you a limited number of tax-advantaged accounts, so it generally makes sense to take advantage of as many of them as […]
My $42,000 Emergency Fund
A few years ago, my wife and I had to pull a bunch of cash out of our emergency fund in order to fund the final year of her residency and cover some other big bills that came with her purchasing a practice and starting her career. Most people don’t realize it, but unlike medical […]
Making Over $7,000 In Bank Account Bonuses In One Year
Sometime not too long ago, my sister-in-law was over at my house and noticed a huge stack of credit and debit cards on my dining room table – probably 75 of them at least. It’s an admittedly laughable amount of cards for anyone to have. “You have a problem,” she opined. That’s a fair assessment […]