Every two years or so, I get a new phone – usually whatever is the newest iPhone available. In this most recent case, I noticed the battery on my iPhone 13 Mini was getting weak, so I decided it was time to upgrade to the latest iPhone. Getting a new phone isn’t something that comes […]
Money Hacks
It’s Been Four Years Since My Last Chase Sapphire Preferred
The Chase Sapphire Preferred is a card that goes back a long way for me. In fact, it was one of the first premium credit cards I ever got – i.e. one that I paid an annual fee to have. I first got this card way back in 2017 and the card has come in […]
All The Things I Messed Up And Didn’t Optimize This Year
The other day, I finally got around to finalizing my taxes for 2023. If you’re wondering why I’m filing my taxes so late, it’s because I got a tax extension back in April. I always file for an extension since I never get a tax refund anymore (so there’s no urgency for me to file) […]
A Case Study In Selling Your Car And Using Ebikes And Carshare Instead
A friend of mine recently made a move that I’ve been telling him to do for the past four years – he finally sold his car and is going car-free. To replace his car, he’s using a combination of ebikes, carshare, mass transit, and rental cars. Going car-free is not a move that will work […]
Raisin Referral Bonus – Step By Step Guide
Raisin is a savings platform that allows you to save money in different banks and credit unions from a single website. Right now, when you sign up for Raisin using a referral link, you can earn up to a $200 bonus depending on how much money you’re able to deposit in your Raisin account. To […]
How Much Have I Spent On My Electric Cargo Bike After 5,000 Miles?
Recently, I hit a major milestone on my Urban Arrow electric cargo bike – I crossed the 5,000-mile mark on it! I bought this bike in October 2022 as a car replacement vehicle, primarily to get my kids around. When I got this bike, my second child was just about to be born and I […]
5+ Years Of Restaurant Mystery Shopping – And How You Can Do It Too
Restaurant mystery shopping is a life hack I use that seems to fall under the radar. I first started mystery shopping over 5 years ago, doing only a few mystery shops to get the hang of it. As I got more comfortable with them, I started doing them more frequently. I’m now at a point […]
Increasing My Net Worth By $45,000 . . . With Credit Card Points?
Over the past few years, I’ve accumulated a ton of credit card points. I was recently reminded of how many points I’ve amassed when I went to book some flights for our international summer trip next year – we’re flying to France to catch the tail-end of the Olympics, then taking a train over to […]
Grabbing Another 180,000 Chase Ultimate Rewards Points
Editors Note: Some offers mentioned below are no longer available. View the current offers here. One feature I think I’m going to add to this blog is real-time updates about some of the credit cards I open. I get a lot of credit cards every year – in a typical year, my wife and I […]
The Changing Landscape Of High-Yield Savings Accounts
What is the current landscape of high-yield savings accounts look like? Are the 5% interest savings accounts I once wrote about even worth the hassle anymore? In this post, I wanted to look at what’s currently out there and consider how I’d approach these high-yield savings accounts today.Â









