The hardest thing about investing, for most of us at least, is the very beginning. This is that moment in time when you’ve opened up your first investment account, but now have no idea what you’re supposed to do next. I found myself in this position when I started my first job after graduating from […]
Investing
Best Ways To Save For College: The College Savings Strategies We’re Using With Our New Baby
Life has changed a lot for me and my family since we had a baby earlier this year. Besides the obvious day-to-day changes that have happened, adding a baby into our life has also meant a significant change to our overall future financial plans. Retirement and financial independence isn’t the only thing we have to […]
Strategies For Dealing With The Next Recession
I’ve always thought that one of the formative periods of my life was the Great Recession of 2008 and 2009. It’s an event that I think defined my cohort. We graduated into one of the worst economic periods in history, and if the studies are right, it might have set us back financially for the […]
Do Bonds Really Stop People From Freaking Out?
When it comes to investing, it seems like most long-term success comes down to a few things. First, you have to pick a reasonable asset allocation, which generally means investing in a broadly diversified portfolio (I recommend Total Stock Market Index Funds like VTSAX, FSKAX, or the like). Second, once you’ve picked a reasonable asset […]
Lively HSA Review: The Best Free HSA For People Pursuing Financial Independence
In this Lively HSA review post, I want to share what my experience with Lively has been like, why I made the move to it, and whether you might want to do the same thing.