One area where I like to have a lot of different backup plans is with my emergency fund. Instead of one emergency fund, I have multiple layers of emergency funds, each working on top of the other. Here are the three types of emergency funds I have and how they all work together.
Money Hacks
DCU $20 Referral Bonus – Step By Step Guide (Plus A 6% Interest Savings Account)
Digital Federal Credit Union (DCU) is a free, nationwide credit union that I recommend to readers for two reasons. First, DCU has a $20 referral bonus if you open a free DCU checking account with a referral link. Second, DCU has a saving account that gives you 6.17% interest on your first $1,000. This makes DCU an excellent account that you should use as part of a super-high-yield savings strategy. The fact that you can get a $20 signup bonus is just icing on the cake.
TradeUP Referral Bonus – Step By Step Guide
TradeUP is a free investment app that offers free stocks if you meet certain requirements. This post walks you through those steps.
Webull Referral Bonus – Step-By-Step Guide
Webull is offering a referral bonus where you can get free stocks after opening a Webull account and making a small deposit into your account. To earn your Webull referral bonus, you have to do the following:
Lili Bank Review 2024 – A Free Business Bank Account For Freelancers And Gig Workers
Lili is a free business checking account specifically designed for freelancers and gig workers. In this Lili Bank review, I go over everything you need to know about Lili.
Chime Bank $100 Referral Bonus – Step By Step Guide
Chime is a free online bank that currently offers a $100 referral bonus if you open a new Chime account using a referral link. Here’s how.
One Finance $50 Referral Bonus – Step By Step Guide
One Finance is a fintech bank that is currently offering a $50 signup bonus if you open an account using a One Finance referral link and have a direct deposit of $250 or more.ย This is a 100% free bank account with no minimum balance requirement, so this is an easy account you can earn the bonus with and not have to worry about managing.ย ย
Financial Panther Bank Account Bonus Recap 2020: Over $10,000 In Bank Bonuses!
With the start of a new year, I thought it’d be a good time to provide a recap of all the bank account bonuses I earned in 2020. This past year was a big year for me on the bank account bonus front. All told, I earned over $10,000 in bank account bonuses (the exact […]
Bank Account Bonus Rules: How Do I Keep Earning Bank Bonuses Each Year?
A reader recently asked me a question that I thought was worth answering in a full post. His question – how do I keep earning so many bank account bonuses each year? It’s a question that I hadn’t really thought about, but indeed, over the past five years, I’ve earned more from bank account bonuses […]
Becoming A Millionaire With The $30 A Day Retirement Strategy
There’s a little-known fact about investing that most people don’t appreciate until they really think about it. That fact is this: if you give yourself enough time, the amount you have to save in order to end up with a large sum of money is actually very reasonable.ย Perhaps nothing can open your eyes to […]









