Not too long ago, I discovered a Twitter account that looks at some of the cringy financial Tik Tok advice out there. It’s a lot of the things you would have seen (and still see) on YouTube and Instagram. Young, mostly white, mostly male influencers peddling crypto, NFTs, options trading, and various other get-rich-quick schemes. […]
Thinking Posts
Lean FIRE: The Option If You Just Can’t Wait To Escape The Grind
The FIRE movement (Financial Independence, Retire Early) works on a simple premise. Save and invest enough money and eventually, you’ll have enough that your investments can support your lifestyle. As the FIRE movement has grown and evolved over the years, different sub-categories of FIRE have been defined. I’ve written about two of my favorite types […]
Side Hustles Aren’t A Necessity – But They Can Change Your LifeÂ
In the divide between whether or not to side hustle, I’ve always been firmly on the side of the side hustle. The way I see it, if you can figure out a way to earn extra money doing something you enjoy, then why shouldn’t you do it? That’s not to say the arguments about why […]
The Long Game Always Wins
There’s an interesting truth that I think applies to everyone. If you give yourself enough time, you can achieve almost anything. As simple as that sounds though, the reality isn’t so simple. For many of us, time is a luxury we don’t have. Sometimes, it’s on us. We lack patience and we want things to […]
Do The Weird Things Now Because One Day You Won’t Be Able To
This past year has been one of the craziest of my life – not just because of the pandemic, but also because of how much my life has changed. Of course, I’ve had big life changes before. Graduating from law school, starting my first job, getting married, quitting my job to pursue self-employment – all […]
The Myth Of Diversification – And Why It Means It’s Okay To Take Chances
A common piece of wisdom is to never put all of your eggs in one basket. This makes a lot of sense. None of us knows what the future holds, so the only way to deal with the unknown is to give ourselves a lot of outs. If one thing doesn’t work out, maybe something […]
Lifestyle Inflation Is Okay – Just Let It Happen On Your Terms
Lifestyle inflation is what happens when you earn more money, and in turn, spend more money. It’s a natural part of life, but one that is often viewed as a negative to wealth building. And it’s true. If your income grows, but you spend all of it, you’ll never be able to build wealth. In […]
The Things We Choose
I recently moved into a new house, about 5 miles from where I used to live. The move is a massive lifestyle upgrade for me and my family, but even with our increased lifestyle costs, we should still be able to meet our financial goals. Life can happen obviously, but we have a history of […]
