I recently discovered something about my high-deductible health plan that I never realized. Despite only having a high-deductible health plan for myself, it turns out that all of the qualified medical expenses that my family incurs are eligible for reimbursement from my health savings account, even though none of my family members are on my […]
Money Hacks
Getting Back Into The Bank Bonus Game
For many years, earning bank bonuses has acted as a sort of extra side hustle for me. For those who don’t know about bank bonuses, many banks will offer cash bonuses to new customers who open certain bank accounts and meet specific requirements. In most years, I’ve easily been able to earn over $5,000 from […]
Remember That You Have No Job Security With Gig Economy Apps
The other day, I received an email from Marketforce that confused me. For some reason, all of the secret shops I had scheduled for the month had been canceled by Marketforce. To make matters worse, when I logged into my account, I discovered that I couldn’t view any available secret shops anymore. From the looks […]
A Look At The Current Mega High-Yield Savings Account Landscape
Mega high-yield savings accounts are a topic I’ve dealt with in great detail on this blog (a full list of previous posts I’ve written about this topic can be found at the end of this post). What counts as a mega high-yield savings account might vary depending on who you ask, but my definition is […]
I’m Always Paying Myself For A New Phone
Every two years or so, I get a new phone – usually whatever is the newest iPhone available. In this most recent case, I noticed the battery on my iPhone 13 Mini was getting weak, so I decided it was time to upgrade to the latest iPhone. Getting a new phone isn’t something that comes […]
It’s Been Four Years Since My Last Chase Sapphire Preferred
The Chase Sapphire Preferred is a card that goes back a long way for me. In fact, it was one of the first premium credit cards I ever got – i.e. one that I paid an annual fee to have. I first got this card way back in 2017 and the card has come in […]
All The Things I Messed Up And Didn’t Optimize This Year
The other day, I finally got around to finalizing my taxes for 2023. If you’re wondering why I’m filing my taxes so late, it’s because I got a tax extension back in April. I always file for an extension since I never get a tax refund anymore (so there’s no urgency for me to file) […]
A Case Study In Selling Your Car And Using Ebikes And Carshare Instead
A friend of mine recently made a move that I’ve been telling him to do for the past four years – he finally sold his car and is going car-free. To replace his car, he’s using a combination of ebikes, carshare, mass transit, and rental cars. Going car-free is not a move that will work […]
Raisin Referral Bonus – Step By Step Guide
Raisin is a savings platform that allows you to save money in different banks and credit unions from a single website. Right now, when you sign up for Raisin using a referral link, you can earn up to a $200 bonus depending on how much money you’re able to deposit in your Raisin account. To […]
How Much Have I Spent On My Electric Cargo Bike After 5,000 Miles?
Recently, I hit a major milestone on my Urban Arrow electric cargo bike – I crossed the 5,000-mile mark on it! I bought this bike in October 2022 as a car replacement vehicle, primarily to get my kids around. When I got this bike, my second child was just about to be born and I […]
