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Thinking Posts

The Beauty Of Coast FIRE

Last Updated on January 31, 2025January 31, 2025 Leave a Comment
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The Beauty of Coast FIRE

The financial independence movement changed my life, but funny enough, I don’t really consider financial independence an important part of my life these days. Maybe my life has changed too much now that I have two kids and a lot of expenses to deal with (mortgage, daycare, etc). In any event, the idea of financial […]

Filed Under: Financial Independence, Thinking Posts

A Case Study In Selling Your Car And Using Ebikes And Carshare Instead

Last Updated on October 9, 2024October 9, 2024 Leave a Comment
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

A friend of mine recently made a move that I’ve been telling him to do for the past four years – he finally sold his car and is going car-free. To replace his car, he’s using a combination of ebikes, carshare, mass transit, and rental cars. Going car-free is not a move that will work […]

Filed Under: Biking, Money Hacks, Thinking Posts

I’m Overwhelmed With Credit Cards And Bank Account Bonuses

Last Updated on September 27, 2024September 27, 2024 2 Comments
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

For nearly a decade now, I’ve been hitting up these credit card and bank account signup bonuses like it was a part-time job. In many ways, these bonuses were like a part-time job for me. Indeed, in most years, I was able to earn 5-figures worth of signup bonuses, as well as thousands of dollars […]

Filed Under: Thinking Posts

The Real Value Of An Ebike Is In Replacing A Second Car

Last Updated on May 6, 2024May 6, 2024 6 Comments
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

ebike as a second car

I’ve been harping for years about the value of getting and using ebikes, and specifically, how this single decision to get around with an ebike can be worth millions of dollars to you. The math simply doesn’t lie. Cars are extraordinarily expensive to own and maintain, and opting not to use a car, if you […]

Filed Under: Thinking Posts

Increasing My Net Worth By $45,000 . . . With Credit Card Points?

Last Updated on November 28, 2023November 28, 2023 Leave a Comment
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Over the past few years, I’ve accumulated a ton of credit card points. I was recently reminded of how many points I’ve amassed when I went to book some flights for our international summer trip next year – we’re flying to France to catch the tail-end of the Olympics, then taking a train over to […]

Filed Under: credit cards, Money Hacks, Thinking Posts

Lime, Bird, Veo, and Other Shared Bikes And Scooters Are Too Expensive

Last Updated on October 23, 2023October 23, 2023 Leave a Comment
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Recently, I had to drop my bike off at the bike shop for some repairs. The bike shop isn’t too far away from my house – about 3 miles – but this is a distance that is too far for me to walk. In the past, whenever I needed to drop off my bike at […]

Filed Under: Ebikes, Scooters, Thinking Posts

An Ebike Could Be The Best Investment You Ever Make

Last Updated on April 12, 2023September 14, 2022 10 Comments
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

ebike best investment

If you’re involved in the financial independence community, you’re probably someone that’s willing to think outside the box. You have to be willing to do this when you think about it. After all, we’re trying to do something that most people don’t even think is possible – reach financial independence and make work optional decades […]

Filed Under: Biking, Ebikes, Financial Independence, Saving, Thinking Posts

Do You Rent Or Own Your Job?

Last Updated on September 5, 2022September 5, 2022 2 Comments
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

When you read about earning money and creating financial freedom, there’s often a big emphasis on creating passive income. Working a job or building a business where you’re doing all the work isn’t enough. You need to create something that runs itself so that you can cash checks and drink margaritas on the beach – […]

Filed Under: Career, Thinking Posts

Gas Prices Are High – So Quit Buying Gas

Last Updated on April 4, 2022April 4, 2022 16 Comments
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

If you follow the news – or more likely, if you drive a lot – you’ve probably noticed that gas prices have been soaring. I’ve got to be honest though – I haven’t noticed the changing gas prices at all. That’s because for almost a decade now, I’ve been a year-round bike commuter, first commuting […]

Filed Under: Ebikes, Money Hacks, Thinking Posts

I Was Never Really A Very Good Employee

Last Updated on March 27, 2022March 23, 2022 16 Comments
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

As someone who writes in the personal finance/financial independence space, I’ve read a lot of stories about people pursuing financial independence and then leaving their careers. One interesting thing I’ve noticed is that people chasing financial independence often characterize themselves as being good at their jobs. You very rarely see someone say they want to […]

Filed Under: Career, Thinking Posts

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