The financial independence movement changed my life, but funny enough, I don’t really consider financial independence an important part of my life these days. Maybe my life has changed too much now that I have two kids and a lot of expenses to deal with (mortgage, daycare, etc). In any event, the idea of financial […]
Thinking Posts
A Case Study In Selling Your Car And Using Ebikes And Carshare Instead
A friend of mine recently made a move that I’ve been telling him to do for the past four years – he finally sold his car and is going car-free. To replace his car, he’s using a combination of ebikes, carshare, mass transit, and rental cars. Going car-free is not a move that will work […]
I’m Overwhelmed With Credit Cards And Bank Account Bonuses
For nearly a decade now, I’ve been hitting up these credit card and bank account signup bonuses like it was a part-time job. In many ways, these bonuses were like a part-time job for me. Indeed, in most years, I was able to earn 5-figures worth of signup bonuses, as well as thousands of dollars […]
The Real Value Of An Ebike Is In Replacing A Second Car
I’ve been harping for years about the value of getting and using ebikes, and specifically, how this single decision to get around with an ebike can be worth millions of dollars to you. The math simply doesn’t lie. Cars are extraordinarily expensive to own and maintain, and opting not to use a car, if you […]
Increasing My Net Worth By $45,000 . . . With Credit Card Points?
Over the past few years, I’ve accumulated a ton of credit card points. I was recently reminded of how many points I’ve amassed when I went to book some flights for our international summer trip next year – we’re flying to France to catch the tail-end of the Olympics, then taking a train over to […]
Lime, Bird, Veo, and Other Shared Bikes And Scooters Are Too Expensive
Recently, I had to drop my bike off at the bike shop for some repairs. The bike shop isn’t too far away from my house – about 3 miles – but this is a distance that is too far for me to walk. In the past, whenever I needed to drop off my bike at […]
An Ebike Could Be The Best Investment You Ever Make
If you’re involved in the financial independence community, you’re probably someone that’s willing to think outside the box. You have to be willing to do this when you think about it. After all, we’re trying to do something that most people don’t even think is possible – reach financial independence and make work optional decades […]
Do You Rent Or Own Your Job?
When you read about earning money and creating financial freedom, there’s often a big emphasis on creating passive income. Working a job or building a business where you’re doing all the work isn’t enough. You need to create something that runs itself so that you can cash checks and drink margaritas on the beach – […]
Gas Prices Are High – So Quit Buying Gas
If you follow the news – or more likely, if you drive a lot – you’ve probably noticed that gas prices have been soaring. I’ve got to be honest though – I haven’t noticed the changing gas prices at all. That’s because for almost a decade now, I’ve been a year-round bike commuter, first commuting […]
I Was Never Really A Very Good Employee
As someone who writes in the personal finance/financial independence space, I’ve read a lot of stories about people pursuing financial independence and then leaving their careers. One interesting thing I’ve noticed is that people chasing financial independence often characterize themselves as being good at their jobs. You very rarely see someone say they want to […]
