Financial Panther

Financial Independence, Side Hustling, and Ebikes

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How I Save The Same Amount Of Money Despite A $50,000 Paycut

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Earlier this year, I left my high paying, big law firm job and took an attorney job with the state. I did so for a variety of reasons. The hours weren’t great, the work was stressful, and the atmosphere was overall pretty unpleasant. It just wasn’t a great fit for me. I pretty much knew this would be the case going in, but I still needed the job in order to make a big dent in my student loans. As a young lawyer, there really isn’t any other way to make a ton of money except by working at a big law firm.

I ended up paying back my student loans in 2.5 years. With my debt gone, I no longer needed the big paycheck. Since I was free of the student loan burden, money was no longer the primary motivating factor for a job. I could instead look at jobs that I thought would be a better fit for me.

Prism App Review 2024 – An Awesome Free Bill Management App

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Prism is a bill management app that lets you see and pay all of your bills from a single app. I like to think of it as similar to Mint or Personal Capital, but dedicated solely to managing your bills. The app only works on your phone and there’s no web app for it at the moment.

Why You Should Be A Lazy Investor Instead Of A Stock Picker

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Simplicity, it’s what we all want to achieve in every area of our life. That’s why we have Netflix instead of cable (plus it’s cheaper), endless two day Amazon Prime deliveries, or Postmates making your favorite restaurant deliverable….This post will show you how simple it is to do even in your financial life!

Hopefully by now you understand how important it is to invest in the stock market to grow your money over time. As the saying goes, “No one ever got rich from a savings account”, especially nowadays with less than one percent interest. But the next question many people ask is where do I invest? Should you buy stocks, bonds, mutual funds, gold or tons of other options? This question alone shows why a lot of people avoid the market entirely, it’s complicated!

Making Over $1000 Selling Trash Finds Found In One Dumpster 

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This is a story about our unorthodox adventures in side hustling by selling trash finds. It all started when Ms. Panther and I moved into a luxury apartment building in early 2015. We’d received a deal from a guy who wanted us to take over his lease, and as a result, we were able to move into a luxury building paying less rent compared to what we had previously been paying in our “normal” apartment. It was a deal too good for us to pass up.

After getting our keys from the leasing office, we walked out of the building through the garage. And there I saw it – a perfectly good coffee table sitting right by the dumpster. On a whim, I grabbed it and listed it up for sale on Craigslist. It sold just a day later to young couple for $25. In my mind, it felt as if I had just found $25 in the trash.

How I Make $2000-$3,000 Per Year On Rover

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Anyone who owns a dog knows that dogs cost money. Food, vet bills, random accidents – these little things all add up. Dogs also cost you time. You have to feed them, take them for walks, and all the other tasks that come along with dog ownership. It’s pretty crazy how much a dog can change your schedule. About a year ago, I started up a side hustle petsitting business on two sharing economy platforms: DogVacay and Rover. I thought I’d share some thoughts on how dog owners, like myself, can use their dog to actually help them make money.

I’m a firm believer in finding side hustles that incorporate tasks that I’m already doing, and one thing Ms. Panther and I had definitely been doing for the past five years was taking care of our dog. Surely there was…

I Was Featured On The His And Her Money Show.

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Hope everyone had a great weekend! Just wanted to let you know that I was recently interviewed for a podcast episode of The His & Her Money Show with Talaat and Tai McNeely You can find their blog, vlog, and podcast over at www.hisandhermoney.com or you can download their episodes on your favorite podcast app. I’m honored to have been featured on the show! They’ve featured some really big time names in the personal finance community, so its a bit surreal for a nobody like me to able to share my story on the same stage.

On the episode, I talk about my journey getting out of $87,000 in student loan debt and also share information about the various side hustles I perform using…

July 2016 Side Hustle Report

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Hello folks! Just wanted to recap my July side hustle report. This is an ongoing series that I plan to do each month to document my side hustle earnings through the sharing economy.

As detailed in my first side hustle report from June 2016, I have several side hustles that I perform using sharing economy websites. These side hustles are great because they are super flexible, yet can still bring in a significant income. I recommend saving that side hustle money and using it to turbocharge your savings.

Your Income Doesn’t Always Go Up – The Importance of Living On Less.

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One of the assumptions a lot of people make when thinking about their income is that it will always go up. There’s this general belief that the amount you are earning today will just naturally increase. Each year, you’ll do better at your job, you’ll get a raise, and you’ll just make more money.

The thing is, this isn’t always true. Your income doesn’t stick to a single trajectory. It can go up or down. And heck, over the long term, there’s no guarantee that your income will rise…

Your Spare Change Should Be Saved, Not Invested

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We all probably remember – or maybe some of you still have – the jar full of change that we would drop our coins into at the end of the day. I remember as a kid lugging big jars full of change to my local bank, watching them clink around the coin counting machine, and walking out of the bank with cold hard cash. It’s amazing to think that I had a couple hundred bucks sitting around in a jar!

This process of saving up small amounts is called microsaving. Basically, doing a small amount of saving over time (such as gathering up your leftover change) can add up to a pretty decent chunk of money in the end…

Getting On The Same Financial Page Before Marriage

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Yours truly got out of debt in June 2016. This month, I didn’t have to pay a student loan bill for the first time in over 2 years and I’ll tell you, it felt weird. But it’s such an amazing feeling.

So here’s what’s crazy. I just got out of debt. And I’m going to be going right back into debt again. You see, Ms. Financial Panther and I are getting married next year and she has $130k in student loan debt. Ouch! What’s yours is mine though, right?

I’m not worried however. We’re both pretty smart (I think), work in high earning professions, and expect to make a very good household income…

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