Life has changed a lot for me and my family since we had a baby earlier this year. Besides the obvious day-to-day changes that have happened, adding a baby into our life has also meant a significant change to our overall future financial plans. Retirement and financial independence isn’t the only thing we have to […]
Money Hacks
Micromobility In A Post-Pandemic World – More Important Than Ever
Here’s an interesting fact about me: I’m 33 years old and I’ve never bought a car in my life. That’s sort of a strange thing for someone my age. Depending on how old you are, you’ve likely bought multiple cars over the years – the stats say that your average person buys a new car […]
We Refinanced Our Mortgage
Around the end of February, I started getting wind that mortgage interest rates were plummeting to record lows. This was about two weeks before the Covid-19 pandemic broke out here in the United States, but I guess the market was starting to notice that something was happening. At the time, I was pretty oblivious to […]
Job Shutdowns And Why You Should Have An Emergency Fund
Earlier this week, my wife got an email from the state dental association asking dental offices to shut down until the end of the month for non-emergency dental care. It’s technically not mandated, but like many of us going through the current Coronavirus pandemic, we’re doing our part to limit the spread of this virus […]
Strategies For Dealing With The Next Recession
I’ve always thought that one of the formative periods of my life was the Great Recession of 2008 and 2009. It’s an event that I think defined my cohort. We graduated into one of the worst economic periods in history, and if the studies are right, it might have set us back financially for the […]
Lively HSA Review: The Best Free HSA For People Pursuing Financial Independence
In this Lively HSA review post, I want to share what my experience with Lively has been like, why I made the move to it, and whether you might want to do the same thing.
My $42,000 Emergency Fund
*Unfortunately, there have been changes in recent years that have changed the nature of my emergency fund. Insight no longer offers a 5% interest account. I’ve also added Service Credit Union as a new 5% interest account and HMBradley and Service Credit Union give me access to 3% interest as well. Today, it’s no longer […]
Making Over $7,000 In Bank Account Bonuses In One Year
Sometime not too long ago, my sister-in-law was over at my house and noticed a huge stack of credit and debit cards on my dining room table – probably 75 of them at least. It’s an admittedly laughable amount of cards for anyone to have. “You have a problem,” she opined. That’s a fair assessment […]
The Benefits Of Paying Taxes With Your Credit Card
Editors Note: Some offers mentioned below are no longer available. View the current offers here. One of the things about moving towards self-employment and full-time side hustling (admittedly an oxymoron) is that I’m on the hook for paying all of my taxes. When you’re employed in a regular job, taxes often seem like an afterthought […]
Why You Should Airbnb Your House When You Travel
The past few months have been a bit of a whirlwind of travel for me. During this stretch, I visited some friends in New York and San Francisco, did some hiking in Rocky Mountain National Park, stayed at the Waldorf Astoria while my wife and I were in Chicago for a conference, and relaxed at […]
