I write about fintech and fintech banking apps a lot, so I sometimes get asked what I think about these companies and how safe they are, especially given some of the negative news that’s happened with some of them in the past year. As a bit of background, most of the fintech banks you see […]
Money System
I’m Always Paying Myself For A New Phone
Every two years or so, I get a new phone – usually whatever is the newest iPhone available. In this most recent case, I noticed the battery on my iPhone 13 Mini was getting weak, so I decided it was time to upgrade to the latest iPhone. Getting a new phone isn’t something that comes […]
All The Things I Messed Up And Didn’t Optimize This Year
The other day, I finally got around to finalizing my taxes for 2023. If you’re wondering why I’m filing my taxes so late, it’s because I got a tax extension back in April. I always file for an extension since I never get a tax refund anymore (so there’s no urgency for me to file) […]
Ally Bank Referral Bonus – Step By Step Guide
Of all the banks out there, Ally is, without a doubt, my favorite. It’s been my primary checking account for well over a decade and the main place I put my short-term and medium-term savings, meeting all the requirements I need for a good bank account. Over the years, whenever anyone has asked me what […]
Mint Shut Down – So What Am I Using As A Mint Alternative?
Of all the money apps I’ve used over my financial life, Mint was probably the most important. Most of you reading this probably know what Mint is, but for those who don’t, Mint was a financial tracking app that let you see all of your financial accounts in one place. I first signed up for […]
The Changing Landscape Of High-Yield Savings Accounts
What is the current landscape of high-yield savings accounts look like? Are the 5% interest savings accounts I once wrote about even worth the hassle anymore? In this post, I wanted to look at what’s currently out there and consider how I’d approach these high-yield savings accounts today.
Workers Credit Union Savings Account – Earn 3.56% Interest On Up To $1,000
Workers Credit Union is a mega-high-yield savings account option that offers 3.56% interest on your first $1,000. I use it to store part of my emergency fund, allowing me to keep a good safety net, while also getting a solid return on my cash. I’ve written several posts about different mega-high-yield savings accounts that are […]
Current Bank App – A 4% Interest Savings Account On Up To $6,000
*Current is no longer offering 4% interest, and in any event, it’s no longer an account worth opening due to the other high-interest options out there that are easier to use. I’m leaving this post up for now, but if you’re looking for a better option, check out Raisin, which offers over 5% interest in […]
The Fluctuating And Gameable Net Worth Number
In the financial independence community, net worth means everything – or if not everything, it means a lot. When I started this blog five years ago, I actually went into it intending to regularly track and share my net worth each quarter. I ended up writing two quarterly net worth posts before I ultimately shelved […]
The Financial Panther Money System (The Accounts, Tools, and Apps I Use In My Financial Life)
If you want to be successful with money, you need to have a good money system in place. Your money system consists of all of the financial accounts and tools you use to keep your financial life in order – things like your checking accounts, savings accounts, and any fintech apps you might use. Once […]
