One area where I like to have a lot of different backup plans is with my emergency fund. Instead of one emergency fund, I have multiple layers of emergency funds, each working on top of the other. Here are the three types of emergency funds I have and how they all work together.
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DCU $20 Referral Bonus – Step By Step Guide (Plus A 6% Interest Savings Account)
Digital Federal Credit Union (DCU) is a free, nationwide credit union that I recommend to readers for two reasons. First, DCU has a $20 referral bonus if you open a free DCU checking account with a referral link. Second, DCU has a saving account that gives you 6.17% interest on your first $1,000. This makes DCU an excellent account that you should use as part of a super-high-yield savings strategy. The fact that you can get a $20 signup bonus is just icing on the cake.
I Don’t Have A FI Number Anymore
Today, if you ask me what my FI number is, my response is that I really don’t have one anymore. Let’s look at three reasons why I don’t have a FI number these days. Maybe some of these reasons apply to you too.
Grubhub Delivery Driver – What It’s Like Delivering For Grubhub In 2024
I first signed up for Grubhub about three years ago when I discovered that Grubhub was operating in my city. Like all the food delivery apps, what made Grubhub appealing to me was its flexibility. I could work whenever I want and earn extra income while also working a full-time regular job.
April 2021 Side Hustle Report – $1,853.15
Hey everyone! April is in the books, which means it’s time to look back at what I was able to make from my gig economy and sharing economy apps. If you’re a new reader, each month I document exactly what I made from side hustling using various sharing economy and gig economy apps. I’ve been […]
I’m Not Financially Independent – But I Sure Act Like It Sometimes
I’m not financially independent – not even close. To support my lifestyle, I have to actively earn income, whether that’s by writing, side hustling, or doing whatever else it is I do for a living. Here’s the interesting thing though. Even though I’m definitely not financially independent, some people seem to think that I am. […]
The Unexpected Benefit of Earning Less Money Each Year
An assumption a lot of people make when thinking about their income is that it’ll have a sort of linear, upward trajectory. It’s a logical assumption to make. Each year, you gain more experience, get promotions, earn raises, and move to higher-paying jobs. It’s natural to think that as you progress in your career, your […]
There Are Very Few Decisions That Will Ruin Your Life
If you spend too much time listening to what most people tell you, it can often feel like we don’t have much room to make mistakes. I know that’s how I’ve often felt. For most of my life, I was taught that you needed to do things a certain way – go to a good […]
TradeUP Referral Bonus – Step By Step Guide
TradeUP is a free investment app that offers free stocks if you meet certain requirements. This post walks you through those steps.
My Legal Career And The Example Of Sunk Costs
My mom has been staying with us for the past few months to help us take care of our son, and as a result, she’s been able to get a look at my daily work routine as a full-time writer and blogger. Most mornings, after I drop my son off at daycare, I get home, […]
