Financial Panther

Financial Independence, Side Hustling, and Ebikes

My Story

Comparisons, Anchoring, And How To Barely Scrape By On A $400,000 Income

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

The first real job I ever had was as a lawyer at a big law firm. The job paid six-figures per year, so at 26-years-old, I was making an income that put me in the top 5% of earners in my age group. It was an unreal sum of money for me. Up until that […]

Reflecting On Six Months Of 2020

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

2020 is, I think, a year that we can currently divide into two halves. There’s the world before the pandemic – when we were all (perhaps naively) moving through the world without much care. And then there’s the world after the pandemic, with a world that is largely unrecognizable to the one we knew just […]

The Importance Of Having Backup Plans – Taking A Look At My Plan B and Plan C

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Last year, after five years of working as a lawyer, I finally pulled the trigger and quit my job to try my hand at self-employment. It’s a decision that had been coming for a while but that was finally put down onto paper after I had a particularly rough day at work back in 2018. […]

Thoughts On Race, Systems, And The Problem Of Invisible Discrimination

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Sometimes, I wonder if my legal career might have been different if I had some more help along the way. That isn’t to say that no one helped me – there were a lot of lawyers who took an interest in me and helped to guide me. But as a young Asian-American lawyer, I always […]

To The Class Of 2020 – Things Are Going To Be Bad, But You Might Come Out Better For It

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

I recently watched a video on YouTube from CNBC Make It entitled “What It’s Like To Graduate Into A Recession” and it got me thinking about my own experience graduating into a terrible recession. These students from the class of 2020 described the troubles they were facing. Many of them were moving back home with […]

What It’s Like Delivering Food During A Pandemic

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

One of the things that I think this pandemic has taught us is just how important it is to have a lot of backup plans. When times are good, many people have this assumption that the good times will never come to an end, and as a result, they don’t prepare for any contingencies, instead, […]

What’s New In My Life – We Had A Baby!

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Four weeks ago, my wife and I welcomed our first child into the world – a healthy baby boy that, on this blog, we’ll call Financial Cub. I know – big news! I’ve been admittedly slow to share this information since obviously a lot has been going on, but now that it’s been a month, […]

$600,000 Earned In A Decade – What Do I Have To Show For It?

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Earlier this month, I put together two posts looking back at the past decade of my life (which you can read here and here). I’ve had a lot of important and formative events happen to me over the past decade – graduating law school, starting my first job, meeting my wife and getting married, quitting […]

My Decade In Review, Part 2: Diverging Off The Clear Career Path

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

This Part 2 of my Decade-In-Review. Please read Part 1 if you’re interested in learning more about how I ended up here. I left off my last post at the point where I’d just graduated from law school, moved into an apartment with my girlfriend, and was getting ready to start my first real job […]

My Decade In Review, Part 1: How I Started On This Road

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

With the end of one decade and the start of a new decade, I thought now might be a good time to take a look at the past ten years of my life and reflect on where I came from and how I ended up where I am today.  A decade is sort of a […]

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