Until a few years ago, I’d never heard of a 529 plan. A basic description is that a 529 plan is essentially a Roth IRA that can only be used for educational expenses. Money goes into the 529 plan post-tax, grows tax-free within the plan, and can then be withdrawn tax-free at any time so […]
Saving
Don’t Get Taken Advantage Of When It Comes To Your Retirement Plan For Work
One of the things you have to figure out whenever you start a new job is what retirement plan options your new employer offers. If you’re lucky, you’ll be in a job that has a good retirement plan that doesn’t take too much work to set up. That’s the situation I was in when I got my […]
What To Do With Your 401k When You Change Jobs
Now that I’ve recently changed jobs, I’m once again trying to figure out what to do with all of my old retirement accounts. Luckily, I’ve got a little bit of experience in this area. I’ve switched jobs twice in a little over a year – first leaving my biglaw associate position to work as a […]
Yes, You Can Bike To Work
One of the nice things about starting my new job (don’t worry, more to come on this in a future post) is that I’ve been able to cut my bike commute down to a really comfortable distance. What was once an 8-mile, 45-minute bike ride to work has now been reduced to a 3-mile, 15-minute […]
The Best Apps And Websites For Selling Your Stuff
It’s moving season in my neighborhood and, as a result, the streets are getting filled with trash as the college kids in my neighborhood move out. For someone like me, it’s like Christmas. There’s more trash out there than I can even realistically grab. If you’re a new reader, you’re probably wondering what the heck […]
Create A Stupid Mistakes Fund For Your Stupid Mistakes
A few months ago, I got into a dumb and completely avoidable bike accident. My wife and I were biking to meet up with a friend that lives not too far from us. The bike path that leads to our friend’s apartment winds its way through campus and part of the path goes through this […]