10 Times You Need A Lawyer In Your Life

For the majority of people, life isn’t like the movies, and you don’t always have a number for various lawyers on hand. For the most part, people will live their lives without needing legal assistance to choose how they live.

However, there are some exceptions to this, and from time to time, you might find yourself in certain situations when a lawyer is exactly who you need to help you. But what type of lawyer do you need, and what are the circumstances when legal assistance can make a world of difference?

This post will examine a few times in your life when calling a lawyer is recommended for the most favorable outcomes.

Divorce

Even amicable divorces would benefit from the guiding hand of an expert divorce lawyer. However, suppose it is going to get complicated, or relationships have completely broken down. In that case, it’s best you retain the services of a lawyer as soon as possible to fight your corner and get the best outcome possible, especially if there are children involved or vast sums of money or intertwined finances and assets.

You want someone who can guide you through the process with ease and be your support so the divorce is completed legally and nothing is left uncovered.

Car Accident

No one wants to imagine themselves in a car accident. However, over 16,000 accidents happen on the roads every day, which means many people find their lives upended due to vehicle-related incidents every day.

The result of a car accident, especially one in which you weren’t at fault, can range from minor bumps, meaning you can walk away unharmed with relatively minor damage to your vehicle, to serious accidents that result in the destruction of your automobile as well as physical harm and life long injures or even death of those involved in the collision.

A personal injury attorney can work with you to detail the aftermath of the accident, gather evidence, negotiate with insurance companies, and fight to help you get the compensation you deserve. This can provide a profound sense of relief and peace of mind, helping you to move forward with your life and afford the cost of ongoing expenses related to the incident, i.e., medical bills, care, support, rehabilitation services, etc.

Writing a Will

Anyone can write a will at any time. However, to ensure legality and reduce the risk of the will being contested, you need to have it completed legally. A lawyer is the best person to oversee the writing of an airtight will.

Hiring a lawyer to write your will means you can get expert advice on how to divide your assets, what needs to be included, who receives them, and anything in between. The more money or assets you have, the more complex your will becomes, meaning it is really in your best interest to get legal advice. A lawyer can guide you through the process, ensure the will is legally sound, and help you avoid potential disputes among your beneficiaries.

Your will still needs to be written while you are of sound mind and not under duress from other parties, and it needs to be witnessed and signed to be legally binding.

Buying a House

While the majority of states don’t legally mandate you to have a lawyer when buying a house, there’s no denying they can be worth every cent you pay them to help you avoid issues and complications with the process. Lawyers specializing in real estate will be well versed in the contracts and paperwork associated with buying property, and they can go over everything to ensure you know exactly what you are agreeing to before purchasing property, and they can draw up any contracts you need when selling.

There could be clauses, phrases, and terminology you don’t understand or are aware of, and if you miss anything, it can backfire on you and land you in hot water. So, even though your real estate agent can help you through the process, having a real estate lawyer on hand can give you the backup you need to ensure you understand everything and that it’s all above board and legal.

Criminal Charges

Even law-abiding citizens can sometimes find themselves on the wrong side of the law, and regardless of what you are being charged with or accused of, you need legal representation.

The law doesn’t always get everything right, and you only have to see one true crime show to realize that you need legal advice and representation to stop you from being convicted of something you’re not guilty of. Even if you are guilty, you still need expert legal advice and counsel to help you get the most favorable outcomes of your circumstances.

Get a lawyer from the very beginning and avoid talking to the police without legal advice. This proactive step can ensure the best outcome from the very beginning and at any other stage through the investigations and conviction, if applicable.

Civil Lawsuit

If you are being sued, you absolutely need legal advice. Attempting to defend yourself in court when someone is suing you can lead to disaster, and you are losing your case. If someone informs you you are being sued in any capacity personally or a business you operate, then you need a lawyer as soon as possible. They can advise you on the right strategy for you moving forward, and they will be aware of the complex laws and rules surrounding cases like yours so you can go through the process with ease and be the best team fighting your corner. Without legal advice, you risk losing the case and facing financial or legal consequences.

Wrongful Termination

If you’ve been terminated, and you believe your employer didn’t handle the situation correctly, then you absolutely need to talk to an attorney. This step can help you understand the circumstances and ascertain if any laws were broken, empowering you to take control of the situation.

But there is a difference between being a jilted former employee and wanting to get revenge on who terminated you. And being the victim of a crime. Sadly, most employment is “at will,” meaning you can be fired for any reason your boss sees fit. Or even no reason at all.

However, circumstances infringe on your rights, and if your employment isn’t “at will,” then you need legal help to understand if you have a case you file against your former employees.

Bankruptcy

No one expects to have to go bankrupt in their lives, either for personal finances or business-related issues. And it’s the last place you want to find yourself financially. However, sadly, many people find themselves in this position for various reasons.

Bankruptcy is a legal process that aims to discharge some or all of one’s debts. It’s complex, and trying to figure it out on your own can make things worse.

So, if you want to know the difference between Chapter 7 and Chapter 13 bankruptcy or understand the legal impacts, you need an experienced bankruptcy lawyer to help you through the process and all the paperwork you will end up filling out.

Discrimination

If you have faced any type of discrimination, then you might find you have legal recourse against those who discriminated against you. Now, this is more than simply feeling you have been discriminated against; you need proof and evidence this has occurred for any reason. Be it denied entry for discriminatory reasons, i.e., based on race, skin color, disability, gender, etc., or you might experience discrimination in the workplace, which can cover a great many issues again, such as unwarranted behaviors and actions directly due to your gender, your look, your race, religion physical limitation, etc.

A lawyer can help you understand if you can make a claim against those who discriminated against you and what happens next. There will be some processes you might need to follow first, such as in the case of workplace discrimination, but getting your case assessed by a legal expert can help you move the process along to get the right resolution.

Starting A Business

If you are starting a business from scratch, getting a business lawyer to help you is highly advisable. They can be a source of support and a guiding light to help you avoid issues when drawing up contracts, hiring employees, making promises safe for employees and customers, trademarks, copyrights, and more.

The more compliant you are from the beginning, the easier it will be to operate correctly and be confident that everything is above board.

Whether you need help understanding employment law, health and safety aspects of operations, taxes, or anything relating to your new venture, a business lawyer can be the right-hand man to help you avoid making massive mistakes.

These are just 10 instances in which you might need to consult a lawyer. For the most part, these incidents will be few and far between, if even a reality at all. But suppose you find yourself in one of these circumstances. In that case, it’s imperative you obtain legal advice as soon as you can to help you move forward with ease and know and understand your rights and your options to come to a favorable legal resolution.

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More Recommended Ebike/Scooters

Check out these other ebikes and scooters I've reviewed:

Urban Arrow Ebike – Last year, I made one of the largest purchases I’ve ever made – I bought a $9,000 electric cargo bike from Urban Arrow. In my Urban Arrow review, I will discuss what it is and why I decided to buy this bike, as well as discuss how impactful a bike like this can be on your journey to financial independence.
Troxus Explorer Step-Thru Ebike – The Troxus Explorer Step-Thru is a fat-tire ebike that I’ve had the pleasure of riding for a while now. It has amazing power, great looks, and awesome range. If you’re looking for a great fat-tire ebike that offers a lot for the price, the Troxus Explorer Step-Thru is definitely one for you to consider. Check out my Troxus Explorer Step-Thru Review.
Hovsco HovBeta Ebike – The HovBeta is a folding ebike with great specs and a lot of interesting features, and importantly, it’s sold at a good price point. I’ve had a blast commuting with it and using it to do deliveries with DoorDash, Uber Eats, and Grubhub. Check out my Hovsco HovBeta Ebike Review.
Vanpowers Manidae Ebike – The Vanpowers Manidae is a fat tire ebike that I’ve been riding as my primary winter commuting bike and have also been using it to do food delivery with apps like DoorDash, Uber Eats, and Grubhub. After clocking in a decent number of miles with this ebike, I wanted to write a post sharing what my experience with the Vanpowers Manidae ebike has been like. Check out my Vanpowers Manidae Review.
Sohamo S3 Step-Thru Folding EBike Review – A Great Value Folding Ebike – The Sohamo S3 Step-Thru Folding Ebike is an entry-level folding ebike that offers a lot of value for the price point. I’ve been riding the Sohamo S3 for a while now, putting the bike through its paces, and I have to say, this bike has exceeded all of my expectations. Check out my Sohamo Review.
KBO Flip Ebike – The KBO Flip is an excellent bike. I’ve had a great time riding it and think it’s a versatile bike that can be used for a lot of purposes and can fit a variety of lifestyles. It’s worked out great for me as a general commuter bike and as a food delivery bike. Check out my KBO Flip Review.
Hiboy P7 Commuter Ebike – The Hiboy P7 is an excellent electric commuter bike that’s offered at an affordable price point. The range and speed of this bike are both very good, so you won’t have any trouble getting anywhere you need to go with it. As a food delivery vehicle, this is also good – with how much range it offers, you’ll be able to work all day on a single charge. Check out my Hiboy P7 Commuter Electric Bike Review.
Himiway Escape Ebike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
Espin Sport Ebike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
Varla Falcon Scooter – The Varla Falcon is an excellent scooter that offers a good amount of power at a lower price point compared to more powerful scooters. It’s not exactly an entry-level scooter, nor is it a high-powered scooter. I think it fits somewhere in-between those two categories – an intermediate scooter if I had to give it a category. Check out my Varla Falcon Review.
Hiboy S2 Scooter – The Hiboy S2 is an excellent entry-level commuter scooter that's perfect for someone looking to save some money in transportation costs and improve their commute. Check out my Hiboy S2 Review.
Hiboy S2R Scooter – The Hiboy S2R is one of the more interesting electric scooters I’ve been able to test out. It’s not a high-powered scooter, but for an everyday transport option, it’s very useful, especially given some of the unique features that it has. Indeed, for the price, the Hiboy S2R might be the best value scooter I’ve used. Check out my Hiboy S2R Review.
Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

M1 Finance ($100) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.
SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with just $10 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
Webull (20 free stock shares) – Webull's current promotion gives you 20 free shares valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free shares using Webull.
Moomoo (15 free stocks) – Moomoo is a free investing app currently offering 2 different referral bonuses if you open an account using a referral link. Read my Moomoo referral bonus guide for more information.
Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

Upgrade ($200) – Upgrade is a free checking account that’s currently offering a $200 referral bonus if you open an account and complete a direct deposit. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Here’s a post I wrote with more details: Upgrade $200 Referral Bonus – Step By Step Directions.
Ally Bank ($100) – Of all the banks out there, Ally is, without a doubt, my favorite. At the moment, Ally is offering $100 to customers who open an eligible Ally account and meet the requirements. Here are the step-by-step directions to earn your Ally Bank referral bonus.
Fairwinds Credit Union ($175) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
US Bank Business ($900) – This is a fairly easy bank bonus to earn, since there are no direct deposit requirements. In addition, you can open the Silver Business Checking account, which comes with no monthly fees. Check out how to earn this big bonus here.
GO2Bank ($50) - GO2Bank is an easy bank bonus that I recommend people take advantage of if they have an easy way of meeting the direct deposit requirement. I like that it’s easy to open the account and that the bonus pays out quickly. Check out my step-by-step guide on how to earn your GO2Bank $50 referral bonus.
Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link. Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
Novo Bank ($40) - Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, it’s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
Varo ($25) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $25 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $300 if you complete a direct deposit.
5% Savings Accounts. I'm currently getting 5.24% interest on my savings through a company called Raisin. Opening a Raisin account takes minutes to complete, it's free, and all of your funds are FDIC-insured. I explain how it works, why I'm now using it to store my emergency fund and any other cash savings I have, and why I recommend everyone check it out in this review.
US Bank Business. US Bank is currently offering new business customers a $900 signup bonus after opening a new account and meeting certain requirements.
M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account.
Empower. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.