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espin bikes review

Espin Sport Review – A Solid Ebike For Commuters And Food Delivery Workers

Last Updated on October 15, 2023September 29, 2021 Leave a Comment
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the authorโ€™s alone, and have not been reviewed, endorsed or approved by any of these entities.

In This Post
  • Espin Sport: Brief Overview
  • What Is Espin Bikes?
  • Espin Sport Features โ€“ A Closer Look
  • Assembling My Espin Sport
  • My Experience Riding The Espin Sport
  • Frequently Asked Questions
  • Final Thoughts On The Espin Sport

An ebike is probably the best thing I’ve ever bought (I’ve said as much here). It’s been my primary mode of transportation for the past several years and I’ve clocked in thousands of miles on ebikes since I got my first one several years ago. I’m always interested in trying out new bikes and recently got my hands on an ebike from a California-based company called Espin. In this Espin Bikes review, I’m going to go over my experience riding the Espin Sport. I’ll also go over some of the features of this ebike and detail some of the ways I’ve been using it in my life.ย 

I do want to note that Espin sent me the Espin Sport to review and write about. All opinions, however, are my own, and Espin did not review this post or have any editorial say over the content of this post.ย 

With that said, let’s take a closer look at the Espin Sport.ย 

Espin Sport: Brief Overview

  • Espin is an ebike company based out of California. At the time I’m writing this, they offer five different models of ebikes.
  • The Espin Sport is a Class 2 ebike with a 500 watt motor, removable battery, and 25 to 50 miles of range.ย 
  • Has both throttle and pedal assist.
  • This is a good bike for someone that wants to get around the city and also wants a bike that has a more traditional look and feel.

Pros:ย 

  • This is a gorgeous bike. The battery goes into the frame, which gives the bike a nice, streamlined look. If you aren’t looking closely, you might not even realize this is an ebike.ย ย 
  • Has a great, color display. It’s one of the best displays I’ve seen.
  • While it’s not a lightweight bike, it’s far lighter than most ebikes, which makes it easier to maneuver compared to other ebikes.ย 

Cons:ย 

  • Uses a thumb throttle, which isn’t my preferred throttle (I prefer a twist throttle).ย 
  • The bike isn’t as powerful as other bikes with a larger motor.ย ย 
  • There is a known issue with the battery coming loose during riding, but this is easily fixed.ย 

What Is Espin Bikes?

Espin is a direct-to-consumer electric bike company that produces 5 different models of ebikes. These include the following:ย 

  • Espin Aero
  • Espin Sport
  • Espin Nesta
  • Espin Nero
  • Espin Flowย 

Each of these ebike models has different features, ranging from your traditional commuter road bike to a hybrid-style bike to a fat-tire bike.

I opted to go with the Espin Sport, which is a bit of a hybrid between a road bike and a mountain bike. That’s to say, it has the look of a traditional road bike, but has tires that are wider than a road bike, but smaller than a mountain bike. It’s definitely the lightest and sleekest-looking ebike I have.ย 

espin bike

I did debate between going with another Espin bike but ultimately decided that the Espin Sport would work best for my purposes. I primarily use ebikes for two things – (1) commuting through the city and (2) as a delivery vehicle when I’m out doing gig economy work with apps like DoorDash, Uber Eats, and Grubhub. After putting a few hundred miles on the Espin Sport, I can say that it does a good job of serving these two purposes.ย 

Aside from the Espin Sport, I was also considering the Espin Nesta or the Espin Flow. I think both of these ebikes would also serve my purposes well.ย 

Espin Sport Features – A Closer Look

In this section, we’ll take a look at the main features of the Espin Sport.ย 

Espin Sport – Motor, Battery, and Display

The Espin Sport features a 500 watt rear hub motor, with a peak output of 800 watts. This gives the Espin Sport plenty of power to get you through the city and up steep hills. It’s a class 2 ebike, which gives it a max speed of 20 mph, although I believe you can adjust the max speed in the settings so that it can go faster than that (I might be wrong there though).

The battery is a 13.6 amp, 48-volt Samsung battery. It’s a pretty sleek battery design compared to many other ebikes. Most ebikes go with an exposed battery, but the Espin Sport battery fits directly into the bike frame. This gives the Espin Sport a smooth look. Indeed, if you aren’t paying careful attention, you might not even notice that it’s an ebike.

Espin Bikes advertises that you can get 30-50 miles on a full charge, although I haven’t personally seen that much range in my use. In the hundreds of miles I’ve ridden, I tend to get about 25 miles per charge. I’m typically using the throttle a lot and have the bike on a high power-assist level, so that makes sense that I’d get a shorter range. If you’re using a lower pedal-assist level and relying on the throttle less, you’ll probably get closer to the advertised range.ย 

Speaking of throttles and power assist, the ebike has two ways to get it moving. The first is a pedal-assist function which activates the motor as you pedal. The pedal assist comes in 5 power levels. The higher the power level, the more the motor will assist you as you pedal. I found that I had to be in pedal assist level 4 or 5 to really feel like I was flying.ย 

The throttle is a thumb throttle that you activate using your left thumb. This is different from many other ebikes I’ve used, which usually have a twist throttle on the right handlebar. I have mixed feelings about the thumb throttle. The twist throttle feels more natural to me, but that being said, it’s really a personal preference.ย ย 

Finally, the Espin Sport has one of the better displays among ebikes, with a large color display that shows you your speed and battery level, along with your pedal assist power and mileage information. I’m definitely a fan of this screen and would probably say it’s the best display of all the ebikes I’ve used.ย 

espin bikes display

Espin Sport – Frame, Components, And Other Featuresย 

The Espin Sport has what I’d call a traditional bike look. There are several color options you can choose from when you get this bike. I opted to go with the Cobalt Blue. I find it to be an interesting color, different from most bikes which tend to be plain black.

Other features of the Espin Sport include 27.5-inch tires, hydraulic disk brakes, front suspension, and 8 gears that you can operate with your thumb. Unfortunately, there’s nothing that tells you what gear you’re in, so you have to click the gears until you get to a comfortable level. If you’re not a regular biker, it’ll take a little bit of practice to figure out how the gears work.ย 

Beyond the above features, the Espin Sport also includes front and rear lights that you can turn on using the buttons on the handlebar. The lights are bright and do a good job of helping you bike at night. The bike also comes with a rear rack, which is a nice thing that not all bikes have, giving you more ways to use your bike. There’s no included front rack, but there is space to install one if you want.ย 

The final thing worth pointing out is the Espin Sport’s weight. Ebikes are notoriously heavy. I have one ebike that weighs approximately 70 pounds and another one that weighs in at nearly 100 pounds. The Espin Sport, by contrast, comes in at a svelte 55 pounds. It’s still heavier than a regular mechanical bike, but the weight of this bike definitely seems more manageable compared to other ebikes I’ve used. I have a lot less trouble lifting this bike, so if you have to navigate stairs with your bike, the Espin Sport does have that advantage compared to other ebikes.

Assembling My Espin Sport

Assembling the Espin Sport isn’t too difficult. They ship the bike to you in a large box.ย 

Espin touts that the bike comes 95% assembled, which I think is accurate. The only parts you have to install are the front wheel, handlebar, and front fender.ย 

Espin provides good directions on how to assemble your Espin bike, but you can also find countless assembly videos online. It’s a straightforward process that even a non-savvy biker can figure out. If you do have trouble though, you could definitely bring it into a bike shop and have them put it together for you.

I’ve never been that good with assembling bikes, but I was eventually able to figure it out by watching a few YouTube videos. I also filmed myself assembling the bike and will upload that video soon if you’re interested in seeing how it’s done.

The bike itself came well packaged and none of the pieces were damaged during shipment. The only issue I had was after I assembled it and turned it on, I received an error message on the display. I contacted Espin customer service and they quickly got back to me and let me know that the error message I was seeing meant the throttle wasn’t working. They sent me a new throttle within a few days and I had the bike up and riding soon after without any issues.

My Experience Riding The Espin Sport

I’ve now put in a few hundred miles on my Espin Sport as of the time I’m writing this, primarily using the bike for two purposes – transportation and as a vehicle for me to do food deliveries with apps like DoorDash, Uber Eats, and Grubhub. Here’s what my experience has been like riding the Espin Sport over the past few hundred miles.

Using The Espin Sport As A Primary Mode Of Transportationย 

The main thing I’ve been using the Espin Sport for is as a primary mode of transportation. I bike everywhere, including with my kid, so having a good bike that can get me around the city comfortably is crucial. The Espin Sport does a good job in this regard.ย 

The lighter weight of the bike compared to other ebikes makes it easy to control. I definitely felt more like I was on a bike compared to other ebikes, which can often feel like low-power mopeds. The lighter weight also makes it easier to lift up curbs or carry over obstacles (i.e. stairs). I haven’t taken the Espin Sport on the bus or train yet, but it’s small and lightweight enough that you could put it onto the front rack of a bus or bring it on the train. This makes the Espin Sport a useful multi-modal transit option.

Even though the Espin Sport handles much like a regular bike, it still has plenty of power to let you fly through city streets without breaking a sweat. The pedal assist works out well. I find that if I’m on level 3, I tend to stay around 15mph, so if I want to stick near 20mph, I have to push it up to pedal assist level 4 or 5.

If you’re used to a twist throttle, it can take a bit of time to get used to the thumb throttle. Once I got used to it, I had no problem with using the throttle as needed.ย 

I have a kid also, so having a bike that can carry my kid around is really important. The Espin Sport does have a rear rack that lets you attach a child seat. I needed to buy an adapter to attach my seat to it, but that’s going to be the case with most bikes.

It’s also really easy to attach a trailer to the Espin Sport. I use a Burley trailer that my kid goes into or that I carry groceries or other cargo with. To attach the trailer hitch, all you have to do is unscrew the nut on the rear wheel, attach the trailer hitch, then re-screw the nut. Whenever I need to attach the trailer, it’s a simple matter of hooking it into the hitch on the rear wheel.

espin bikes burley

When you combine all of these various ways to carry things on your bike, it makes the Espin Sport a great city commuter and a real car replacement option.

Using The Espin Sport For Food Deliveryย 

I’m a fanatic side hustler, and one of my favorite side hustles is delivering food with apps like DoorDash, Uber Eats, and Grubhub. Before I got into ebikes, I used a regular bike to do my deliveries, but once I discovered the power of the ebike, there was no going back.

You get the best of all worlds when you’re using an ebike to do these side hustles. You won’t get tired. You get all of the advantages of a bike by not having to deal with parking or traffic. And if you’re in a city, you’ll likely move just as fast (or faster) than someone in a car since you can cut through traffic and use bike lanes.ย 

The Espin Sport works well as a food delivery vehicle. With the rear rack, you can attach a basket to the back, allowing you to hold food. I personally use a delivery backpack when I’m doing deliveries, but I may consider adding a rear basket at some point.ย ย 

The battery life is good also. With 25+ miles of range, you should be able to work for several hours without having to recharge the battery. I did find myself keeping the pedal assist power a bit lower and using the throttle less so as not to run the battery down too quickly, but that’s going to be the case with any ebike.ย 

Since the bike is relatively lightweight, it’s also easy to bring the Espin Sport into a building if needed. That’s a factor that a lot of people forget about when they’re looking for a food delivery bike. You can of course lock up your bike, but sometimes I find it easier to just bring the bike inside with me and save the hassle of pulling out my bike lock.ย 

Finally, the front and rear lights on this bike are good, which makes it a good option if you’re doing deliveries at night.ย 

Overall, I’ve had a pleasant time using the Espin Sport as my food delivery vehicle. If you live in a city, I think it’s crazy to do deliveries in your car. Buying an electric bike is, in my opinion, an easy investment to make (far cheaper than operating a car). That’s one thing to think about with any ebike – it doesn’t have to be a luxury purchase. If you’re strategic, it can be a business investment too.

Some Things I’ve Noticed About Espin The Espin Sportย ย 

The Espin Sport has worked out well for me after putting several hundred miles on it. But there are a few things I’ve noticed that are worth mentioning.ย 

The most troublesome thing I discovered was the battery popping out randomly when I hit bumps. The first time this happened, I was riding at night and had to stop to tinker with the bike before I realized that the battery was no longer plugged into the bike. I contacted Espin customer service to ask them about this issue and they recommended buying a small washer and putting it into the screw that holds the lock latch. Below is the photo they sent me explaining where to install the washer.ย 

espin bikes screwIt seems like Espin should either install the washer beforehand or figure out how to fix this issue before shipment, as this battery popping out thing appears to be a common issue that they know about. Espin did say they’d reimburse me for my washer purchase, which is a nice gesture I didn’t expect.

I do have to give a lot of props to their customer service team by the way. They’ve easily had the best customer service of any ebike company I’ve worked with. I’ve had two issues with my bike so far and each time, they responded almost immediately. I think this is important – I’ve had some large ebike companies never respond after I emailed asking for help.ย 

Some of the other things I’ve noticed with my Espin Sport are more minor. The bike does seem to rattle a lot. It doesn’t affect the ride, but the rattling can be annoying and makes it feel flimsier than it should be.

The 500-watt motor is also noticeably less powerful than the 750-watt motors on some of my other ebikes. That’s not to say the 500-watt motor is bad – it’s definitely powerful enough to get you around the city and up any hills. I’m just more used to the 750-watt motor on many of my other ebikes.ย 

Finally – and this is a small point – the Espin Sport doesn’t come with a bike bell. Not a huge issue, but with an ebike, I like having a bell since I’m usually riding past slower riders. I ended up buying a bell for a few bucks on Amazon.

Frequently Asked Questions

Below is a section of frequently asked questions. I’ll try to keep adding to this section as I notice more things that people might have questions about.

Where are Espin Bikes Made?ย 

Espin Bikes is headquartered in California. It was founded by Josh and Yina Liu, who wanted to create electric bikes that were affordable, simple, and efficient. You can read their story on the Espin website.ย ย 

How Do You Fix The Issue Where The Espin Sport Battery Keeps Popping Out?

This appears to be a common issue where, at least on the Espin Sport, the battery can pop out when you hit a bump. Espin provides a simple solution. You need to install a washer under the plate where the latch is.

I have a photo above that shows you where you need to install the washer. Once you do that, it should fix this problem.

What Is Espin Customer Service Like?ย 

I’ve had good experiences with the Espin customer service team. As I mentioned in this post, they immediately sent me a replacement throttle when I had an issue with it during assembly. They also gave me an easy fix when I found the battery kept popping out during my rides.ย 

I also had an issue with the motor about a year after I got the bike. Espin quickly sent me a replacement wheel and got me back up and running.ย 

Final Thoughts On The Espin Sport

The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re really more like electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike.ย 

I’ve had a good experience with the Espin Sport. It’s an ebike that gets the job done, helping me get around the city and make more money side hustling. And the customer service has been outstanding, which gives me a lot of confidence that I’m not on my own if any issues come up.ย ย 

I hope this Espin Bikes review was helpful. There are a lot of choices out there when it comes to ebikes, so hopefully, this post gives you some more information to help you make your decision. If you’re interested in purchasing any Espin Bike, feel free to use my Espin Bikes referral link, which will get you $50 off your purchase (the discount is applied at checkout).

This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the authorโ€™s alone, and have not been reviewed, endorsed or approved by any of these entities.

More Recommended Ebike/Scooters

Check out these other ebikes and scooters I've reviewed:

  • Urban Arrow Ebike โ€“ Last year, I made one of the largest purchases Iโ€™ve ever made โ€“ I bought a $9,000 electric cargo bike from Urban Arrow. In my Urban Arrow review, I will discuss what it is and why I decided to buy this bike, as well as discuss how impactful a bike like this can be on your journey to financial independence.
  • Troxus Explorer Step-Thru Ebike โ€“ The Troxus Explorer Step-Thru is a fat-tire ebike that Iโ€™ve had the pleasure of riding for a while now. It has amazing power, great looks, and awesome range. If youโ€™re looking for a great fat-tire ebike that offers a lot for the price, the Troxus Explorer Step-Thru is definitely one for you to consider. Check out my Troxus Explorer Step-Thru Review.
  • Hovsco HovBeta Ebike โ€“ The HovBeta is a folding ebike with great specs and a lot of interesting features, and importantly, itโ€™s sold at a good price point. Iโ€™ve had a blast commuting with it and using it to do deliveries with DoorDash, Uber Eats, and Grubhub. Check out my Hovsco HovBeta Ebike Review.
  • Vanpowers Manidae Ebike โ€“ The Vanpowers Manidae is a fat tire ebike that Iโ€™ve been riding as my primary winter commuting bike and have also been using it to do food delivery with apps like DoorDash, Uber Eats, and Grubhub. After clocking in a decent number of miles with this ebike, I wanted to write a post sharing what my experience with the Vanpowers Manidae ebike has been like. Check out my Vanpowers Manidae Review.
  • Sohamo S3 Step-Thru Folding EBike Review โ€“ A Great Value Folding Ebike โ€“ The Sohamo S3 Step-Thru Folding Ebike is an entry-level folding ebike that offers a lot of value for the price point. Iโ€™ve been riding the Sohamo S3 for a while now, putting the bike through its paces, and I have to say, this bike has exceeded all of my expectations. Check out my Sohamo Review.
  • KBO Flip Ebike โ€“ The KBO Flip is an excellent bike. Iโ€™ve had a great time riding it and think itโ€™s a versatile bike that can be used for a lot of purposes and can fit a variety of lifestyles. Itโ€™s worked out great for me as a general commuter bike and as a food delivery bike. Check out my KBO Flip Review.
  • Hiboy P7 Commuter Ebike โ€“ The Hiboy P7 is an excellent electric commuter bike thatโ€™s offered at an affordable price point. The range and speed of this bike are both very good, so you wonโ€™t have any trouble getting anywhere you need to go with it. As a food delivery vehicle, this is also good โ€“ with how much range it offers, youโ€™ll be able to work all day on a single charge. Check out my Hiboy P7 Commuter Electric Bike Review.
  • Himiway Escape Ebike โ€“ The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If youโ€™re a gig economy worker, the Himiway Escape is particularly interesting and itโ€™s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. Itโ€™s not cheap, but you can definitely make your money back when you compare the mileage youโ€™ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
  • Espin Sport Ebike โ€“ The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, theyโ€™re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and youโ€™d feel like youโ€™re just riding a regular bike. Check out my Espin Sport Review.
  • Varla Eagle One Scooter โ€“ The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if youโ€™d prefer to use it for that. Check out my Varla Eagle One Review.
  • Varla Falcon Scooter โ€“ The Varla Falcon is an excellent scooter that offers a good amount of power at a lower price point compared to more powerful scooters. Itโ€™s not exactly an entry-level scooter, nor is it a high-powered scooter. I think it fits somewhere in-between those two categories โ€“ an intermediate scooter if I had to give it a category. Check out my Varla Falcon Review.
  • Hiboy S2 Scooter โ€“ The Hiboy S2 is an excellent entry-level commuter scooter that's perfect for someone looking to save some money in transportation costs and improve their commute. Check out my Hiboy S2 Review.
  • Hiboy S2R Scooter โ€“ The Hiboy S2R is one of the more interesting electric scooters Iโ€™ve been able to test out. Itโ€™s not a high-powered scooter, but for an everyday transport option, itโ€™s very useful, especially given some of the unique features that it has. Indeed, for the price, the Hiboy S2R might be the best value scooter Iโ€™ve used. Check out my Hiboy S2R Review.
  • Fucare H3 Scooter โ€“ The Fucare H3 is a fun scooter and Iโ€™ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter Iโ€™ll use. Itโ€™s portable and easy to maneuver, so itโ€™s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

  • M1 Finance ($100) โ€“ This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account. Check out my M1 Finance Referral Bonus โ€“ Step-By-Step Guide.
  • SoFi Invest ($25) โ€“ SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with just $10 and youโ€™ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
  • Webull (20 free stock shares) โ€“ Webull's current promotion gives you 20 free shares valued between $3-$3,000 each if you open an account using my referral link. Hereโ€™s a guide I wrote about how to earn your free shares using Webull.
  • Moomoo (15 free stocks) โ€“ Moomoo is a free investing app currently offering 2 different referral bonuses if you open an account using a referral link. Read my Moomoo referral bonus guide for more information.
  • Robinhood (1 free stock) โ€“ Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
  • Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If youโ€™re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

  • Upgrade ($200) โ€“ Upgrade is a free checking account thatโ€™s currently offering a $200 referral bonus if you open an account and complete a direct deposit. These bonus terms are easy to meet, so itโ€™s well worth doing this bonus as soon as you can. Hereโ€™s a post I wrote with more details: Upgrade $200 Referral Bonus โ€“ Step By Step Directions.
  • Ally Bank ($100) โ€“ Of all the banks out there, Ally is, without a doubt, my favorite. At the moment, Ally is offering $100 to customers who open an eligible Ally account and meet the requirements. Here are the step-by-step directions to earn your Ally Bank referral bonus.
  • Fairwinds Credit Union ($175) โ€“ Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer wonโ€™t be around long, so if youโ€™re in a position to meet the bonus requirements, grab this bonus before itโ€™s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
  • Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so youโ€™ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
  • US Bank Business ($900) โ€“ This is a fairly easy bank bonus to earn, since there are no direct deposit requirements. In addition, you can open the Silver Business Checking account, which comes with no monthly fees. Check out how to earn this big bonus here.
  • GO2Bank ($50) - GO2Bank is an easy bank bonus that I recommend people take advantage of if they have an easy way of meeting the direct deposit requirement. I like that itโ€™s easy to open the account and that the bonus pays out quickly. Check out my step-by-step guide on how to earn your GO2Bank $50 referral bonus.
  • Current ($50) โ€“ Current is a free fintech bank thatโ€™s offering new users a $50 referral bonus after signing up for an account using a referral link. Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. Thatโ€™s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
  • Novo Bank ($40) - Novo bank is a free business checking account thatโ€™s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, itโ€™s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
  • Varo ($25) โ€“ Varo is a free fintech banking app similar to Chime or Current. Itโ€™s currently offering a $25 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
financial panther

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

  • SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $300 if you complete a direct deposit.
  • 5% Savings Accounts. I'm currently getting 5.24% interest on my savings through a company called Raisin. Opening a Raisin account takes minutes to complete, it's free, and all of your funds are FDIC-insured. I explain how it works, why I'm now using it to store my emergency fund and any other cash savings I have, and why I recommend everyone check it out in this review.
  • US Bank Business. US Bank is currently offering new business customers a $900 signup bonus after opening a new account and meeting certain requirements.
  • M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account.
  • Empower. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.

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