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Financial Independence, Side Hustling, and Ebikes

February 2025 Side Hustle Report – $237.18

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This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

In this post, we’ll take a look at what I earned from side hustles and the gig economy in February 2025.

Side Hustle Income for February 2025

Total Side Hustle Income for February 2025 = $237.18

This was a very weak side hustle month for me, and indeed, perhaps the lowest-earning side hustle month I’ve ever had. I think a few things contributed to this.

First, the weather in February wasn’t great. Since a lot of my side hustle income comes from food delivery and since I use a bike to get around, I don’t get a lot done when it’s really cold out. February tends to be the coldest month in Minnesota, so historically, February has always been a weak month for me (but to be fair, it’s never been this weak).

Second, my motivation wasn’t great in February either. Much of this had to do with the weather, but I also was just feeling a bit distracted most of the month. This also helps explain why I didn’t do a ton of side hustling in February.

Here’s a more detailed overview of my earnings for February.

 

Rental Income: $2,400 (Not Included In Total)

The rental property continues to generate consistent revenue and good cash flow without a ton of work on my end. It did snow a bunch in February, so I did have to spend some time shoveling snow (I handle the snow removal since I work nearby and it gives me a chance to check on the house).

The only maintenance costs I had in February were the final payment on a glass replacement I had for an exterior storm window that had cracked. It ended up costing me $118 to replace the glass on this window, which isn’t too bad.

One thing I’m debating about doing is paying off the mortgage and having a cash-flowing property with no mortgage. Mathematically, it definitely doesn’t make sense to do that. I’m sitting on a 2.75% interest rate, which might be the lowest rate mortgages are ever at for my lifetime. Still, I only have about $97,000 left on this mortgage and I have enough cash that I could pay it off. I probably won’t do it, but it’s interesting to think about having a property with no mortgage on it.

 

Rover Income: $153

I had one Rover booking in February, which was for one of my regular clients. Rover remains steady, although I’ve noticed things have started to slow down recently. I’m not sure if there’s more competition in the area or if I need to do some work on my Rover profile, but whatever the case, it seems like things have been slow for me on Rover.

 

DoorDash/Uber Eats/Grubhub Income: $19.82

Here’s the breakdown of my food delivery earnings in February.

This was the lowest amount I’ve ever earned from these food delivery apps. For February, I only ended up doing three total deliveries – one on DoorDash and two on Uber Eats. Interestingly enough, the money I earned from food deliveries was from deliveries I did while I was visiting my parents in Washington DC, which means I didn’t do any food deliveries in Minneapolis during February.

I’m not usually this lazy when it comes to food delivery, but February didn’t work out well for me because I was busy with other things and it was too cold for me to bike outside. This number will go up in the future now that spring is coming.

 

Wag Income: $14

I did one random Wag walk in February for a dog in my neighborhood. I’ve seen this Wag request come up fairly regularly, but it’s always in the evening when I’m busy with dinner and getting my kids ready for bed. This time, the timing worked out a bit better, so I decided to go ahead and grab this walk. The dog lived in a house just one block over, so it was an easy walk around my neighborhood.

I don’t do Wag walks too often because they’re not that profitable to me (the travel time to the house plus the fixed walk time makes it difficult to earn a lot from this side hustle). I find Wag really only works for me if the dog is located extremely close to where I am. Wag can also work well when I’m traveling in another city since it gives me a way to walk around and explore a new city and earn some money while I do it.

 

Trash Finds/Flipping Income: $30

I sold a hammock stand on Facebook Marketplace for $30. This is a hammock stand that we found many years ago and have been using, but haven’t used in the past few years. It’s been sitting in the backyard taking up space, so I finally got around to listing it. This is one of those items that most people would think have little value, but when you look at how much a new hammock stand costs, you can see that someone who needs something like this will want to buy it at a bargain if they can. Getting this thing sold and making some money to get it out of my house is a good deal for me.

 

ProductTube Income: $10

ProductTube earned me $10 in February. I should be using this app more, but I haven’t been doing a good job of checking it regularly. For the most part, ProductTube income will probably continue to be around this range most months.

 

Google Opinion Rewards/Surveys On The Go/1Q/Facebook Viewpoints Income: $6.56

Here are my earnings from each of these short survey apps.

Both Google Opinion Rewards and 1Q performed normally. I’ve removed Surveys On The Go from this list, as that app has become fairly useless for me. Facebook Viewpoints is okay, but I don’t get a lot of surveys from it.

 

Secret Shopping Income: $0 (but lots of free food)

I wrote about it a few posts ago, but unfortunately, I got booted off Marketforce, which means I’m missing out on most of the regular secret shops I was doing before. I don’t care too much about the food I was getting from that app, but the app did pay well and actually became my third highest-paying side hustle after Rover and the food delivery apps (DoorDash, Uber Eats, Grubhub). Losing Marketforce is definitely a bummer, but getting deactivated with no recourse is a risk you take with these gig economy apps.

I’m still getting a lot of good secret shops from other secret shopping websites, however, so while I’m not earning a lot of money from secret shopping anymore, I’m still getting plenty of free food. One new website (at least new to me) I’ve been using a lot is The Jack Network, which has been giving me a lot of very good secret shops over the past few months. Some other ones that I’ve relied on a lot in the past seem to be getting weaker though (the shops on A Closer Look, for example, have been getting noticeably worse).

Going forward, I won’t be earning much money from secret shopping since I’ve lost Marketforce, but I should continue to get some decent free meals out of it.

 

ReceiptPal/Receipt Hog/Fetch/CoinOut/Amazon Shopper Panel Income: $3.80

Amazon Shopper Panel has gotten worse, but I still can earn a few bucks from it each month. Previously, it was a guaranteed $10 per month, but now, getting $3 or so each month from Amazon Shopper Panel is about the best I can hope for. The other apps will continue to pay about $40 to $50 each year, so I’m still making decent money from the random receipts I’m getting.

 

And that concludes the February 2025 Side Hustle Report!

February was a very low-earning side hustle month for me for a variety of reasons, primarily weather and general lack of motivation. It goes to show that if you do want to earn side hustle income, you do have to put some effort into it. Fortunately, the weather is getting better, so I’ll hopefully be out there hustling some more.

If you’d like to see what it looks like doing all of these side hustles via ebike, be sure to check out my YouTube Channel. Thanks for reading and hope you all enjoy the update.

This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

More Recommended Ebike/Scooters

Check out these other ebikes and scooters I've reviewed:

  • Urban Arrow Ebike – Last year, I made one of the largest purchases I’ve ever made – I bought a $9,000 electric cargo bike from Urban Arrow. In my Urban Arrow review, I will discuss what it is and why I decided to buy this bike, as well as discuss how impactful a bike like this can be on your journey to financial independence.
  • Troxus Explorer Step-Thru Ebike – The Troxus Explorer Step-Thru is a fat-tire ebike that I’ve had the pleasure of riding for a while now. It has amazing power, great looks, and awesome range. If you’re looking for a great fat-tire ebike that offers a lot for the price, the Troxus Explorer Step-Thru is definitely one for you to consider. Check out my Troxus Explorer Step-Thru Review.
  • Hovsco HovBeta Ebike – The HovBeta is a folding ebike with great specs and a lot of interesting features, and importantly, it’s sold at a good price point. I’ve had a blast commuting with it and using it to do deliveries with DoorDash, Uber Eats, and Grubhub. Check out my Hovsco HovBeta Ebike Review.
  • Vanpowers Manidae Ebike – The Vanpowers Manidae is a fat tire ebike that I’ve been riding as my primary winter commuting bike and have also been using it to do food delivery with apps like DoorDash, Uber Eats, and Grubhub. After clocking in a decent number of miles with this ebike, I wanted to write a post sharing what my experience with the Vanpowers Manidae ebike has been like. Check out my Vanpowers Manidae Review.
  • Sohamo S3 Step-Thru Folding EBike Review – A Great Value Folding Ebike – The Sohamo S3 Step-Thru Folding Ebike is an entry-level folding ebike that offers a lot of value for the price point. I’ve been riding the Sohamo S3 for a while now, putting the bike through its paces, and I have to say, this bike has exceeded all of my expectations. Check out my Sohamo Review.
  • KBO Flip Ebike – The KBO Flip is an excellent bike. I’ve had a great time riding it and think it’s a versatile bike that can be used for a lot of purposes and can fit a variety of lifestyles. It’s worked out great for me as a general commuter bike and as a food delivery bike. Check out my KBO Flip Review.
  • Hiboy P7 Commuter Ebike – The Hiboy P7 is an excellent electric commuter bike that’s offered at an affordable price point. The range and speed of this bike are both very good, so you won’t have any trouble getting anywhere you need to go with it. As a food delivery vehicle, this is also good – with how much range it offers, you’ll be able to work all day on a single charge. Check out my Hiboy P7 Commuter Electric Bike Review.
  • Himiway Escape Ebike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
  • Espin Sport Ebike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
  • Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
  • Varla Falcon Scooter – The Varla Falcon is an excellent scooter that offers a good amount of power at a lower price point compared to more powerful scooters. It’s not exactly an entry-level scooter, nor is it a high-powered scooter. I think it fits somewhere in-between those two categories – an intermediate scooter if I had to give it a category. Check out my Varla Falcon Review.
  • Hiboy S2 Scooter – The Hiboy S2 is an excellent entry-level commuter scooter that's perfect for someone looking to save some money in transportation costs and improve their commute. Check out my Hiboy S2 Review.
  • Hiboy S2R Scooter – The Hiboy S2R is one of the more interesting electric scooters I’ve been able to test out. It’s not a high-powered scooter, but for an everyday transport option, it’s very useful, especially given some of the unique features that it has. Indeed, for the price, the Hiboy S2R might be the best value scooter I’ve used. Check out my Hiboy S2R Review.
  • Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

  • M1 Finance ($100) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.
  • SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with just $10 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
  • Webull (20 free stock shares) – Webull's current promotion gives you 20 free shares valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free shares using Webull.
  • Moomoo (15 free stocks) – Moomoo is a free investing app currently offering 2 different referral bonuses if you open an account using a referral link. Read my Moomoo referral bonus guide for more information.
  • Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
  • Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

Recommended Bank Account Bonuses

If you’re looking for easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

  • Upgrade ($200) – Upgrade is a free checking account that’s currently offering a $200 referral bonus if you open an account and complete a direct deposit. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Here’s a post I wrote with more details: Upgrade $200 Referral Bonus – Step By Step Directions.
  • Ally Bank ($100) – Of all the banks out there, Ally is, without a doubt, my favorite. At the moment, Ally is offering $100 to customers who open an eligible Ally account and meet the requirements. Here are the step-by-step directions to earn your Ally Bank referral bonus.
  • Fairwinds Credit Union ($175) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
  • Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
  • US Bank Business ($900) – This is a fairly easy bank bonus to earn, since there are no direct deposit requirements. In addition, you can open the Silver Business Checking account, which comes with no monthly fees. Check out how to earn this big bonus here.
  • GO2Bank ($50) - GO2Bank is an easy bank bonus that I recommend people take advantage of if they have an easy way of meeting the direct deposit requirement. I like that it’s easy to open the account and that the bonus pays out quickly. Check out my step-by-step guide on how to earn your GO2Bank $50 referral bonus.
  • Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link. Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
  • Novo Bank ($40) - Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, it’s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
  • Varo ($25) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $25 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
financial panther

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

  • SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $300 if you complete a direct deposit.
  • 5% Savings Accounts. I'm currently getting 5.24% interest on my savings through a company called Raisin. Opening a Raisin account takes minutes to complete, it's free, and all of your funds are FDIC-insured. I explain how it works, why I'm now using it to store my emergency fund and any other cash savings I have, and why I recommend everyone check it out in this review.
  • US Bank Business. US Bank is currently offering new business customers a $900 signup bonus after opening a new account and meeting certain requirements.
  • M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account.
  • Empower. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.

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Comments

  2. Older Retired Guy says

    On Marketforce, give it six months to a year and re-apply anew. You never know! I think institutional memory on these sites are sketchy at best.

    Reply

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