How To Cash Out On DoorDash

A common question that I often get is about how to cash out on DoorDash. It’s one of the interesting features of DoorDash. While DoorDash normally pays out your earnings once per week, if you need to, you can cash out your earnings daily for a small fee.

DoorDash calls this feature Fast Pay. And while I don’t recommend using Fast Pay if you can help it, it can come in handy if you’re in a pinch and need your earnings sooner.

In this post, I’ll go over how to cash out on DoorDash and give you all the information you need to understand how cashing out your earnings on DoorDash works and if Fast Pay is a feature you should use.

DoorDash payouts work in two ways. The normal way is weekly. DoorDash pays out Dasher earnings every Monday. So, whatever you earned for the previous week gets sent to your bank account on Monday. Depending on your bank, you’ll get your payment either the same day or in a few business days (I use Lili as my bank account, so my DoorDash payouts appear in my bank account the same day they are sent).

The other way you can cash out on DoorDash is by using Fast Pay. If you use Fast Pay, you can cash out up to 100% of your earnings for the week daily. It comes with a small fee each time you use Fast Pay, but that might be worth it to you if you need the money right away.

What Is Fast Pay?

As previously mentioned, you can cash out on DoorDash daily by using Fast Pay, which is a feature in the Dasher app. If you use Fast Pay, you won’t have to wait until Monday for your earnings to be sent to your bank account. Instead, you can have your earnings deposited into your bank account once per day if you’d like.

There is a catch though. Fast Pay charges Dashers a $1.99 fee each time you use it. Depending on how much your earnings are, that can be a big percentage or it could be a small percentage of your earnings.

So, for example, if you earned $100 on Monday and $100 on Tuesday, you can cash out all $200 you’ve earned for the week using Fast Pay. You’d pay a $1.99 fee to use Fast Pay, so you’d end up with $198.01 deposited into your bank account.

Fast Pay Requirements

There are several requirements you must meet before you are eligible for Fast Pay. At the outset, you have to add your debit card information into the app to use Fast Pay. That’s because Fast Pay sends the money to your debit card, rather than to your bank account. It allows you to get your money faster when they do this.

In addition, you also have to meet the following requirements:

You’ve completed at least 25-lifetime deliveries
You’ve been on the DoorDash platform for at least two weeks (14 days) since activation
You set up Fast Pay and added your debit card at least 7 days ago, so the 7-day processing period is no longer in effect
You haven’t updated your debit card information within the past 7 days (including re-entering your debit card information)

The reason DoorDash has these requirements in place is to limit new Dashers from using Fast Pay and to prevent fraud. The 25-lifetime deliveries and two-week requirement are simply in place so that new Dashers don’t use Fast Pay. I’m not sure why they don’t want new Dashers using Fast Pay, but that’s just how it works.

The waiting period after adding your debit card information is there to prevent fraud. In the past, scammers and thieves would trick Dashers into giving them their login information (usually by pretending to be a DoorDash employee), then log in to their account, add their debit card information, and quickly cash out the earnings in the account.

The 7-day waiting period helps to prevent this from happening. If someone does get access to your account, the waiting period should allow you to cancel the Fast Pay request before your earnings are stolen.

How To Use Fast Pay

Now that you understand how Fast Pay works, here’s how you use Fast Pay.

First, you need to set up Fast Pay. To do that, go to the Earnings tab in the Dasher app, then in the top right corner, you’ll see an icon that looks like a bank. Click this icon and it’ll bring you to the Payout Methods screen. You’ll want to click the Learn More button in the Fast Pay section.

From here, you’ll need to enter your debit card information. This is the debit card that you’ll use for your Fast Pay earnings. Once you do that, this will give you access to Fast Pay.

Once your Fast Pay is active, you can cash out your earnings by going to your earnings screen and clicking Deposits and Transfers. From there, you’ll see an option to cash out with Fast Pay.

Remember, it costs $1.99 each time you cash out with Fast Pay, so think about whether you need to use it before you opt for Fast Pay. That gets me to an important question that I’ll answer in the next section.

Should You Use Fast Pay?

I generally do not recommend using Fast Pay because on principle, I do not think it’s a good idea to pay fees to get the money that you’ve earned. We all work way too hard for our money to be paying it to someone else.

The only time I think Fast Pay makes sense is if you really need the money right away and ideally, if the $1.99 fee is only a small percentage of the total earnings you’re cashing out.

Ideally, if you can help it, it’s best to wait until DoorDash pays out each week, rather than cashing out your DoorDash earnings early.

Takeaways – Use Fast Pay Only If You Really Need It

This post went over how to cash out on DoorDash and walked you through how Fast Pay works. If you can, try not to use Fast Pay. DoorDash pays weekly, so that’s often enough that you likely won’t need to use Fast Pay.

If you’re in a tight position, then only use Fast Pay if the fees you’re paying are a small percentage of your total earnings. I’d aim to keep your fees at under 1% of your total earnings.

I hope that information was helpful. If you have any questions or comments, please drop them below.

More Recommended Ebike/Scooters

Check out these other ebikes/scooters I've had the chance to do a review for:

GEN3 Outcross Bike – The GEN3 Outcross is a solid, affordable fat tire ebike that does a good job of doing what I need it to do. It works great for city riding, giving me a smooth ride in all conditions. It’s works really well as a winter ebike since the fat tires give it good traction over snow and ice. Check out my GEN3 Outcross Review.
Himiway Escape Bike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
Espin Sport Bike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

M1 Finance ($10) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $10 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.
SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with $100 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
Moomoo (5 free stocks) – Moomoo is a free investing app currently offering 5 free stocks (usually worth around $75-$100) if you open an account using a referral link and deposit $2,000. Read my Moomoo referral bonus guide for more information.
Webull (5 free stocks) – Webull also gives you 5 free stock valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free stocks using Webull.
Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
Upgrade ($100) – Upgrade is a free checking account that’s currently offering a $100 referral bonus if you open an account and complete three debit card transactions. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Importantly, this bonus says that it’s now scheduled to end on October 31, 2022. As long as you get your account opened before October 31st, you should be eligible. Here’s a post I wrote with more details: Upgrade $100 Referral Bonus – Step By Step Directions.
SoFi Money ($350) – SoFi Money is a free checking account from SoFi. They’re currently offering a $25 referral bonus if you open a SoFi account with a referral link and deposit $10. You can also make an additional $300 as well if you complete a direct deposit. This is a good bank that is also 100% free, so you won’t have to worry about managing this account. Here’s a post I wrote with instructions on how to earn your SoFi Money bonus: SoFi Money Referral Bonus: Step By Step Guide.
Fifth Third Bank ($250) – This offer is limited to customers in the following states: Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, Tennessee, West Virginia, and South Carolina. If you don’t live in one of those states, you won’t be able to open an account online but you can still open an account in-branch if you happen to be visiting a city that has a branch. This is a fairly easy bank bonus to earn, especially since there are plenty of data points showing what will trigger the direct deposit requirement. In addition, you can open the Fifth Third Momentum Checking bank account, which comes with no monthly fees or minimum balance requirements. Read my guide on this bonus here.
Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link.Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
OnJuno ($100) – OnJuno is a fintech/neobank that is currently offering a $100 referral bonus if you open an account using a referral link and complete a direct deposit of $250 or more. The account has no fees or minimum balance requirements. Even better, the bonus posts immediately after you meet the requirements. If you can meet the direct deposit requirements, OnJuno is an easy bank bonus that’s worth snagging. Check out my OnJuno referral bonus guide here.
Varo ($50) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $50 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
Fairwinds Credit Union ($100) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
Novo Bank ($40) - Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, it’s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
Spiral ($50) – Spiral is a fintech bank that's currently offering new customers a $50 signup bonus after opening a free checking account with them. The Spiral referral bonus is especially good because it's a free checking account and doesn't require a direct deposit to earn the bonus. Here is my step-by-step guide on how to earn your Spiral Bank bonus.
One Finance ($50) – One Finance is a fintech bank that’s currently offering a $50 signup bonus if you open an account using a One Finance referral link and have a direct deposit of $250 or more. This is a completely free bank account with no minimum balance requirement, so if you can meet the requirements, it’s worth doing. Check out my One Finance referral bonus guide here.
Albert ($150) – If you can manage to do a real direct deposit, Albert is an easy account you can use to earn a referral bonus. Here’s a review about Albert I wrote. And here’s a step-by-step guide on how to earn your Albert referral bonus.
Netspend ($20 + 5% Interest Savings Account) – Netspend is a company that provides 5% interest savings accounts. If you sign up using my referral link, you’ll get a $20 signup bonus once you make your first deposit into your Netspend account of $40 or more. That means you get a 5% interest savings account and a free $20 to start! Make sure to check out my in-depth guide on how to set up these accounts.

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $300 if you complete a direct deposit.
Upgrade Bank. Upgrade is a free checking account that’s currently offering a $100 referral bonus if you open an account and complete three debit card transactions. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Note that it’s now scheduled to end on October 31, 2022.
Novo Bank. Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. It’s the business checking account I currently use for this blog.
M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $10 for opening an account.
Personal Capital. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.