• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Financial Panther

Financial Independence, Side Hustling, and Ebikes

Menu
Side
  • Home
  • About
  • Blog
  • Side Hustle Reports
  • Best Credit Card Offers
  • Current Money Bonuses
  • 70+ Side Hustle Apps/Gigs
  • Bank Account Bonuses
  • Ebikes
  • Archives

Strategies For Dealing With The Next Recession

By: Kevin Ha

Last Updated on August 24, 2021 6 Comments
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

I’ve always thought that one of the formative periods of my life was the Great Recession of 2008 and 2009. It’s an event that I think defined my cohort. We graduated into one of the worst economic periods in history, and if the studies are right, it might have set us back financially for the rest of our lives. 

Strangely enough, even though the Great Recession had such a large impact on my life, it barely registered as an event to me at the time. I was insulated from it by the fact that I was in college and had no money. The reality of the recession didn’t hit me until I graduated in 2009 and found that I couldn’t get a job. Like much of the class of 2009, I ended up moving back home with my parents and found myself heavily underemployed, working in service industry type jobs or doing unpaid internships.

Now, after a ten-year bull run, it’s starting to feel like we might be heading towards our first real downturn in a long time. I don’t claim to be an expert at dealing with financial fallout – I was just a 22-year old kid when the last one happened. At the same time though, the recession was one of the defining periods of my life. It’s the reason I ended up where I am today and probably why I think about money the way I do. 

So, whether we are going into a recession or not, here are a few thoughts and strategies I’m thinking about.

1. Losing Your Job Is What’s Going To Matter, Not Your Investments

Whenever the market takes a downturn, you always hear from people about how much money they’ve lost. Indeed, my own investments have dipped by over $50,000 since they reached their high a few weeks ago.

But as we all know, you haven’t really lost anything until you actually sell your investments. And unless you’re actually drawing down your investments (which most of us are not), then from a practical standpoint, the value of our investments means nothing. They’re just numbers on a page.

What will actually matter is whether this downturn leads to you losing your job because our jobs are what leads to income and our income is what actually matters when we’re not financially independent. Back in 2008, a lot of people ended up getting fired (or like me, never got a job in the first place). That’s what caused the hurt for most of us – not the numbers on a piece of paper. Which leads me to point #2…

2. Have An Emergency Fund – And Make It A Big One 

Because it’s our income that matters, the obvious thing to do is to take steps to reduce the impact that a loss of income has on us. This is why I’ve always advocated having a pretty big emergency fund to hold you over in the event of job loss.

How big of an emergency fund you keep is up to you. You have to always remember that keeping cash on hand does carry with it an opportunity cost – every dollar you keep in cash is a dollar that isn’t growing. Over time, that cash actually loses money thanks to inflation. 

But there are ways around this cash/inflation problem. My strategy has always been to max out my 5% interest accounts – it’s why I have a $42,000 emergency fund that I personally think is the best emergency fund in existence. What makes my emergency fund strategy so good is the fact that it gets the best of all worlds – that is, the safety of FDIC insured bank accounts combined with a guaranteed rate of return that handily beats inflation. Beyond this, you can also use idle cash to earn bank account bonuses, which allows you to earn higher rates of return (5% or more easily) without risk and without losing the flexibility to pull cash when you need it. 

A cash emergency fund isn’t the only emergency fund you can have. I’ve advocated for having a “side hustle emergency fund” as well. This includes all of the income-generating things you do outside of your day job that you can fall back on if times get tough. Having a side hustle emergency fund means that your cash emergency fund can last even longer if you’re able to generate a little income to cover some of your expenses. In terms of when to set up your side hustle emergency fund, I’ve always said it’s better to do it when times are good because when times are bad, you don’t have the luxury of giving yourself a ramp-up period. 

A final, sort of out-of-the-box emergency fund that you can fall back on is the points and miles that you’ve accumulated via credit card rewards. Most people don’t think of these as assets, but they do have a real cash value. I get some comfort in knowing that, if needed, I can grab a short-notice flight using my points. If I get really desperate, I can even cash out some of these points and miles for actual cash.  

3. Pay Minimum Payments On Debt And Save The Extra 

I paid off my student loans back in 2016 and my strategy back then was to throw everything I could at it whenever I had excess cash. This hyperintensity was one of the main reasons I was able to pay off my student loans so quickly.

Over the years though, I’ve started to second guess this strategy and have favored a more loose approach to student loan repayments. Rather than throwing everything into your student loans, I’ve thought it might make sense to save your extra payments in a separate, high-yield savings account. At some point, you’ll have enough saved that you can pay off your student loans with a click of a button. But if something happens, you still have cash that you can use.

This is what I did during the last six months of my debt payoff journey when I knew I was about to change jobs. I was nervous about the uncertainty and the pay cut I was going to take, so I thought it would make sense to keep cash on hand. The idea here was that if I made payments with my excess funds, that money was gone forever and couldn’t be used for anything else. But if I saved it away, I still had access to that cash and could use it if necessary. And if I didn’t need the money, I could take all of it and wipe out my debt with a single click. 

This is a strategy that my wife and I are implementing at this moment. She still has student loans and instead of taking our cash and making extra payments, we’ve spent the past year or so paying minimum payments on her loans and stockpiling the excess into a savings account. Yes, we lose a bit on interest, but if something happens, we’ve got this money sitting in a savings account ready to go. To us, flexibility and the ability to ride out potential storms is more important than the small extra amount we have to pay in interest. When we’re ready, we’ll pay off her student loans with one click.

4. Don’t Buy More Or Buy Less – Stay The Course! 

One of the things I often hear people say is how a downturn is an opportunity to buy more stocks. I’ve always found this a little bit puzzling, especially since the people who say this are often indexers and folks who don’t believe in market timing. 

The truth is, buying more when the market is down is exactly market timing but in the opposite direction. Just as the general advice is not to sell when the market drops and rather, stay the course because we can’t know what the future holds, the same is true about not buying more when the market takes a dip. We don’t know where the market is going, so all we can do is buy as much of the market as we can and do so on a regular schedule.

A few weeks ago, I saw a lot of people talking about how they were buying more stocks in the wake of the initial market drop. Since then, the market has dropped even more. This means these folks timed the market wrong (as most of us will). And it begs the question – what were they doing with their money before and why wasn’t it invested?

Instead of buying more, continue to do what you’re doing. If you invest with each paycheck, continue to do that. If you invest once per year (like I often do because of the way some of my retirement accounts are set up), then keep doing that too. In the end, the only real way to avoid market timing is to pick an investing schedule and stick with it, no matter what. Long story short, ignore the noise in either direction.

5. Recent Recessions Aren’t The Way Recessions Will Always Be 

There’s this thing a lot of people seem to think. We have this idea that the most recent thing that happened is how we think things have always been.

During this last decade, countless perma-bears have talked about how the next big crash is going to happen. The more aggressive perma-bears like to say how it’s going to be even worse than the 2008 financial crisis. Even those of us that aren’t perma-bears seem to have this idea that the next downturn is going to feel like 2008, with everything tumbling into another Great Recession.

The thing to remember is that 2008 was out of the ordinary – a potentially once-in-a-lifetime type event. It’s why they called it the Great Recession – because it was worse than anything we’d ever seen before. Crashes and recession haven’t always looked like that. Heck, the lost decade of the 2000s is not the way market cycles have always looked like.

I imagine that after the Great Depression, most people thought the upward trend of the market couldn’t stay that way and that we’d eventually tumble back into another Great Depression. Today, with so much time passed between us and the 1930s, none of us think of recessions in terms of Great Depressions. But I bet our grandparents and great-grandparents thought of the economy in that way. I bet they thought that when the next crash happened, it’d look like the Great Depression again.

The point of this is that crashes and downturns aren’t necessarily going to look the same. Don’t assume that the next one will look like the last one we had.

6. Living Lean Is Going To Help You A Lot 

Trouble happens when you have a lot of fixed costs and no way to pay for them. For all of us, lifestyle inflation is a natural progression. As we earn more income, we start spending more in our day-to-day life. 

The problem with lifestyle inflation is it ties us to a specific income. This has the effect of forcing us to make a certain level of income in order to live. And it also removes a lot of potential jobs from our arsenal. If I need $100,000 to live, I really have no choice but to get a job that makes $100,000 or more. If I only need $30,000 to live, I can do almost anything.

What this means is that if you’re the type that’s living large now, you’re going to need to tone things down if you want to avoid crashing and burning if/when sh*t hits the fan.

Final Thoughts

I’m not immune to fear and there are definitely a lot of things about the current state of the world that scares me. While I’m not working a traditional job that I can get fired from, my work (writing on this blog) isn’t steady. My income from this blog comes from ads and affiliates and if the economy keeps tumbling, who knows what will happen to that income. I assume that when companies start making less money, they probably cut their marketing budgets, which will directly impact my ability to earn income. 

My side hustle income isn’t that reliable either. When things get bad, people are going to cut back on luxuries like having their food and groceries delivered. I also have a feeling that more people will turn to gig economy apps when the going gets tough, which will mean more people on these apps and fewer opportunities for all of us. 

But I know that more likely than not, things will pass. The market is cyclical. Things go up and things go down, but if I believe that people will continue to build and innovate and create value, then I know that the market must, in the long-term, go up. We barely had the internet 20 years ago. I didn’t even get my first smartphone until 2013. There’s going to be stuff created in the future that we can’t even imagine yet. 

You can be prepared though. And the thoughts and strategies in this post are the things I’m thinking about if the market continues to tumble. 

What steps have you taken in the event of a downturn or recession?

This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

More Recommended Ebike/Scooters

Check out these other ebikes and scooters I've reviewed:

  • Urban Arrow Ebike – Last year, I made one of the largest purchases I’ve ever made – I bought a $9,000 electric cargo bike from Urban Arrow. In my Urban Arrow review, I will discuss what it is and why I decided to buy this bike, as well as discuss how impactful a bike like this can be on your journey to financial independence.
  • Troxus Explorer Step-Thru Ebike – The Troxus Explorer Step-Thru is a fat-tire ebike that I’ve had the pleasure of riding for a while now. It has amazing power, great looks, and awesome range. If you’re looking for a great fat-tire ebike that offers a lot for the price, the Troxus Explorer Step-Thru is definitely one for you to consider. Check out my Troxus Explorer Step-Thru Review.
  • Hovsco HovBeta Ebike – The HovBeta is a folding ebike with great specs and a lot of interesting features, and importantly, it’s sold at a good price point. I’ve had a blast commuting with it and using it to do deliveries with DoorDash, Uber Eats, and Grubhub. Check out my Hovsco HovBeta Ebike Review.
  • Vanpowers Manidae Ebike – The Vanpowers Manidae is a fat tire ebike that I’ve been riding as my primary winter commuting bike and have also been using it to do food delivery with apps like DoorDash, Uber Eats, and Grubhub. After clocking in a decent number of miles with this ebike, I wanted to write a post sharing what my experience with the Vanpowers Manidae ebike has been like. Check out my Vanpowers Manidae Review.
  • Sohamo S3 Step-Thru Folding EBike Review – A Great Value Folding Ebike – The Sohamo S3 Step-Thru Folding Ebike is an entry-level folding ebike that offers a lot of value for the price point. I’ve been riding the Sohamo S3 for a while now, putting the bike through its paces, and I have to say, this bike has exceeded all of my expectations. Check out my Sohamo Review.
  • KBO Flip Ebike – The KBO Flip is an excellent bike. I’ve had a great time riding it and think it’s a versatile bike that can be used for a lot of purposes and can fit a variety of lifestyles. It’s worked out great for me as a general commuter bike and as a food delivery bike. Check out my KBO Flip Review.
  • Hiboy P7 Commuter Ebike – The Hiboy P7 is an excellent electric commuter bike that’s offered at an affordable price point. The range and speed of this bike are both very good, so you won’t have any trouble getting anywhere you need to go with it. As a food delivery vehicle, this is also good – with how much range it offers, you’ll be able to work all day on a single charge. Check out my Hiboy P7 Commuter Electric Bike Review.
  • Himiway Escape Ebike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
  • Espin Sport Ebike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
  • Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
  • Varla Falcon Scooter – The Varla Falcon is an excellent scooter that offers a good amount of power at a lower price point compared to more powerful scooters. It’s not exactly an entry-level scooter, nor is it a high-powered scooter. I think it fits somewhere in-between those two categories – an intermediate scooter if I had to give it a category. Check out my Varla Falcon Review.
  • Hiboy S2 Scooter – The Hiboy S2 is an excellent entry-level commuter scooter that's perfect for someone looking to save some money in transportation costs and improve their commute. Check out my Hiboy S2 Review.
  • Hiboy S2R Scooter – The Hiboy S2R is one of the more interesting electric scooters I’ve been able to test out. It’s not a high-powered scooter, but for an everyday transport option, it’s very useful, especially given some of the unique features that it has. Indeed, for the price, the Hiboy S2R might be the best value scooter I’ve used. Check out my Hiboy S2R Review.
  • Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

  • M1 Finance ($100) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.
  • SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with just $10 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
  • Webull (20 free stock shares) – Webull's current promotion gives you 20 free shares valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free shares using Webull.
  • Moomoo (15 free stocks) – Moomoo is a free investing app currently offering 2 different referral bonuses if you open an account using a referral link. Read my Moomoo referral bonus guide for more information.
  • Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
  • Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

  • Upgrade ($200) – Upgrade is a free checking account that’s currently offering a $200 referral bonus if you open an account and complete a direct deposit. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Here’s a post I wrote with more details: Upgrade $200 Referral Bonus – Step By Step Directions.
  • Ally Bank ($100) – Of all the banks out there, Ally is, without a doubt, my favorite. At the moment, Ally is offering $100 to customers who open an eligible Ally account and meet the requirements. Here are the step-by-step directions to earn your Ally Bank referral bonus.
  • Fairwinds Credit Union ($175) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
  • Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
  • US Bank Business ($900) – This is a fairly easy bank bonus to earn, since there are no direct deposit requirements. In addition, you can open the Silver Business Checking account, which comes with no monthly fees. Check out how to earn this big bonus here.
  • GO2Bank ($50) - GO2Bank is an easy bank bonus that I recommend people take advantage of if they have an easy way of meeting the direct deposit requirement. I like that it’s easy to open the account and that the bonus pays out quickly. Check out my step-by-step guide on how to earn your GO2Bank $50 referral bonus.
  • Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link. Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
  • Novo Bank ($40) - Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, it’s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
  • Varo ($25) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $25 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
financial panther

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

  • SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $300 if you complete a direct deposit.
  • 5% Savings Accounts. I'm currently getting 5.24% interest on my savings through a company called Raisin. Opening a Raisin account takes minutes to complete, it's free, and all of your funds are FDIC-insured. I explain how it works, why I'm now using it to store my emergency fund and any other cash savings I have, and why I recommend everyone check it out in this review.
  • US Bank Business. US Bank is currently offering new business customers a $900 signup bonus after opening a new account and meeting certain requirements.
  • M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account.
  • Empower. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.

By: Kevin Ha

Filed Under: Investing, Money Hacks, Money System

Reader Interactions

Comments

  1. statistician says

    March 22, 2020 at 10:27 am

    Hi Sam, I’ve been reading your blog a couple of years. Thank you so much for writing great content that has helped me out tremendously and will help me weather this storm. I think in this particular crash due to pandemic, your delivery income will probably remain or come from new sources. Since I’m young but am one of those immune-compromised people, I actually signed up for delivery the first time in my life.

    I’ve been reading articles about how to not suck as an Instacart customer. Since the stores InstaCart delivers from aren’t where I prefer to shop, I’m hoping I can get one of the delivery people to email and shop for me directly. This would also ensure 100% of large tips would go to the delivery person and not the service.

    Anyway, good luck weathering the storm and stay healthy!

    Reply
    • Financial Panther says

      March 27, 2020 at 1:26 pm

      I’ve been taking a step back due to Covid-19, but right now, I think people are really starting to understand just how underappreciated these gig workers are. We do a lot of work when others can’t.

      Right now, grocery delivery would be really big – I’ve been avoiding though because I don’t like being in the grocery store right now.

      Reply
  2. Bruce says

    March 14, 2020 at 3:07 pm

    I like you buy into the market once a year due to the lump sum i deposited at the beginning of the year. I also continue to max my 401k throughout the year which keeps me averaging out the market. However ive had a lump of money that i had saved for a bit cause my gut was saying impeachment etc recently. I guess its timing but i look at it as having money liquid offers me value to jump at opportunities when it comes(invest in a biz purchase real estate etc) Now ive begun to buy with each down day in the market.

    Reply
    • Financial Panther says

      March 15, 2020 at 7:45 pm

      So long as you understand it’s market timing, that’s cool. But the important thing is understanding what you’re doing. The one thing to think about is that the market tends to go up more often than it goes down, so more often than not, you might miss if you’re holding cash just for those down days.

      Reply
      • OlderRetiredGuy says

        March 16, 2020 at 11:29 am

        Another thing you could do to invest a lump of money is schedule equal investments per period (week, month) say over the six months or a year (pick your period). Maybe one of those increments may hit the bottom of the market but you may very well bracket the steep fall and likely a slow steady rise in the market and you’ll reduce risk of absolute wrong time to invest.

        I personally think the U.S. and the world are overreacting, especially in comparison to other events like MERS, SAR and Spanish Flu. However, this round with COVID-19 has set off a cycle that is a bit unnerving to say the least. But I agree with FP that living leaner and maintaining an income stream are the most important things beyond health itself. This will pass.

        Reply
        • Financial Panther says

          March 20, 2020 at 9:08 am

          I always wonder about this dollar-cost averaging vs. lump-sum investing. Where do people end up with these big stacks of money out of nowhere? To me, everyone essentially dollar cost averages over the course of their lifetime out of necessity.

          Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Close
Side Hustle Income(View Reports)
chart-icon
$166,465
Get exclusive content delivered right to your inbox.
My Reviews
Bank Signup Bonuses (Step-by-Step)
Upgrade Bank Bonus ($200) Raisin Referral Bonus ($200) Ally Bank Bonus ($100) Fairwinds Credit Union Bonus ($175) Chime Bank Bonus ($100) US Bank Biz ($500/900) GO2Bank ($50) Current Bank Bonus ($50) Novo Business Bank Bonus ($40) Varo Bank Bonus ($25)
Other Signup Bonuses
M1 Finance ($100) Webull (20 shares) Moomoo (15 stock shares) SoFi Invest ($25) Arcadia Power ($25)
Side Hustle Reviews
Doordash Uber Eats Grubhub Rover Pet Sitting Wag Dog Walker Shipt Grocery Shopper Airbnb Lime Scooter Charger Observa IVueIt
Most Commented
Popular
  • Insight Card: A Step-By-Step Guide to 5% Interest(690)
  • Netspend Account: 5% Interest Savings and $20 Signup Bonus(680)
  • The Ultimate Guide to Bank Account Bonuses(142)
  • Bird Charger and Lime Juicer – Side Hustling As An Electric Scooter Charger(125)
  • My Postmates Review: Getting Paid To Bike Around Town(78)
  • I Quit My Job – Rejecting The Clear Career Path And Going Out On My Own(76)
  • Barista FIRE: Not Quite Financial Independence, But Pretty Close
  • The Reverse Latte Factor – How You Can Side Hustle Your Way To Financial Independence
  • Where To Get 5% Interest Savings Accounts Now That Insight Is Gone
  • Monetize Your Life And Get Paid To Live
  • The Ultimate Guide to Bank Account Bonuses
  • Over 600,000 Miles Earned In One Year – A Recap Of My First Year of Travel Hacking
Image of hands holding up phones
Personal Finance Blogs logo

Footer

Financial Independence, Side Hustling, and Ebikes

Company
About
Press
Media Kit
Contact

Resources
All Posts
Financial Independence
Side Hustles
Bank Bonuses
Ebikes
Deliveries
Articles

Legal
Privacy Policy
Disclaimer
Affiliate Policy

  • About
  • Blog
  • Side Hustle Reports
  • Best Credit Card Offers
  • Current Money Bonuses
  • 70+ Side Hustle Apps/Gigs
  • Bank Account Bonuses
  • Ebikes
  • Archives

Copyright © 2025 · Genesis Sample on Genesis Framework · WordPress · Log in

Financial Panther © 2024 All rights reserved.