• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Financial Panther

Financial Independence, Side Hustling, and Ebikes

  • Home
  • About
  • Blog
  • Side Hustle Reports
  • Best Credit Card Offers
  • Current Money Bonuses
  • 70+ Side Hustle Apps/Gigs
  • Bank Account Bonuses
  • Ebikes
  • Archives

The Ultimate Guide To Biking With Kids

Last Updated on April 12, 2023November 5, 2021 Leave a Comment
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the authorโ€™s alone, and have not been reviewed, endorsed or approved by any of these entities.

Table of Contents
  • How To Bike With Your Kids
  • 1. Bike Seats
  • 2. Bike Trailers
  • 3. Cargo Bikes
  • Planning A Bike Route With Your Kids
  • Biking With Kids In The Rain
  • Biking With Kids During The Winter
  • The Finances Of Opting For An Ebike + Bike Seat/Bike Trailer
  • Final Thoughts

When you’re in a one-car household like my family is, you often get questions about how you get around. Before I had kids, getting around with one car wasn’t an issue. If I needed to get somewhere, I could easily bike or take public transit.

Things got a little harder though once my son was born. I bike everywhere as my primary mode of transportation, so if I wanted to keep getting around by bike, I needed to figure out how to do it with my son.ย 

Thankfully, biking with kids has never been easier. There are a wide variety of accessories that make it possible to bike with your kids, and with the rise of electric bikes, it’s even possible to get your kid around on a bike without breaking a sweat. Indeed, in many cities, getting around on a bike is just as fast – or even faster – than using a car, especially if you’re like most people and going to places within 3-5 miles of you.

So, if you want to know how to bike with your kids, this is the post for you. In this guide to biking with kids, I’ll go over all of the equipment you’ll need to make this possible, give you some strategies to make biking with your kids work for you regardless of weather, and discuss why using a bike to transport your kids can make so much financial sense.

How To Bike With Your Kids

Getting around using a bike is what my son and I do every day. My wife and I used to be within walking distance of our son’s daycare but recently moved to a new house in a different neighborhood. We now live about 5 miles from his daycare.

Most people would probably have given up and bought a car to make this work. But that’s not my style. I’m all about optimizing and efficiency, and a bike is probably the most efficient vehicle out there. Rather than using a two-ton vehicle just to move me and my kid around, my bike can do the same thing while weighing in at just a few pounds.

And so, each morning, rain or shine, I load up my son in his bike seat or bike trailer, and we make the journey to his daycare. It takes about 20 minutes to travel the 5 miles. In the afternoon, I pick him up and bring him home the same way. It works out well – my son gets to see the city and be part of the world, rather than staring at the inside of a car. And we both get to start and end our day with a nice bike ride.ย 

My son enjoying the view on our bike.

Before we get into the accessories you’ll need to bike with your kids, first, we’ll need to look at the bike itself. You can, of course, use a regular bike. I have a Specialize road bike that I use when I feel like pedaling, but these days, I prefer using electric bikes. Here’s my current lineup of electric bikes:

  • RadCity 3 (older model)
  • RadCity 4
  • Himiway Escape
  • Espin Sport

I’ve written in-depth posts about the Himiway Escape and the Espin Sport, which you can check out below if you’re interested:

  • Himiway Escape Bike Review โ€“ A Fun Moped-Style Electric Bike
  • Espin Bikes Review โ€“ An In-Depth Look At The Espin Sport

Now, when it comes to biking with your kids, you have three main accessories you can use to convert your bike into a child transportation machine. These include the following:

  1. Bike Seats
  2. Bike Trailers
  3. Cargo Bikes

Each of these options comes with its advantages and disadvantages. Let’s take a closer look at each.

1. Bike Seatsย 

My preferred method of biking with kids is to use a bike seat. They attach either to the front of your bike (between your arms and the handlebar) or to the rear rack of your bike. The seats are typically padded and have straps that let you secure your child into the seat. You’re not limited to using a single bike seat either. Cargo bikes like the RadWagon are long enough that you can attach two seats to the rear rack, allowing you to carry multiple children while you ride.

My favorite children’s bike seat comes from a company called Thule. We use the Thule Yepp Maxi, which is a rear bike seat that can fit children from 9 months to 6 years old. It attaches perfectly to my RadCity ebike. I also have an adapter that allows me to attach the Thule Yepp Maxi to other bikes if needed.

My Thule Yepp Maxi bike seat attached to the RadCity 4.

The Thule Yepp Maxi is easily removable, but leaving the bike seat on won’t impact your ride much either. It also has a key so you can lock the seat to the bike in case you need to leave your bike unattended. The footrests are adjustable as well, so your seat can grow with your child.ย 

The main reason I like using a bike seat is that it allows me to ride fairly normally since the seat is attached to my bike. There will be a little bit of balance adjustment you have to do since the rear of the bike will be heavier, but it’s not very noticeable, especially if you’re using a heavy electric bike. I also like that the bike seat keeps my son close to me and gives him a better view of the world around him compared to your typical bike trailer.

The downside of a bike seat is that it doesn’t offer any protection from the elements. If it’s raining or cold, this might not be ideal. Compared with a bike trailer, bike seats also come with the risk of more significant injury in the event you crash while you’re riding. I’ve never had a crash while riding with my son, but the possibility is always there.

Bike Seats I Recommend:ย Thule Yepp Maxi

2. Bike Trailersย 

A bike trailer is the second option you can use to bike with your kids. These trailers typically attach to the rear wheel of your bike and allow you to carry one or two children while you’re riding. The bike trailer I use has an adapter hinge, which makes it easy to attach and detach the trailer as needed. You simply screw the hinge onto the wheel, and then you can easily hook and unhook the trailer arm.ย 

I think the best bike trailer company is Burley and the bike trailer I use is the Burley Bee. This is an entry-level bike trailer that works well for most people. There are also more advanced trailers that come with higher-end features and can be used as strollers too, but you’ll have to pay more for these higher-end trailers.ย ย 

My Himiway Escape with the Burley Bee attached to it.

The key advantages of bike trailers are the additional storage space that you get with them and the protection from the elements that they provide. The Burley Bee, for example, has plenty of storage space, essentially creating a sort of trunk for my bike. I use this storage space to put my backpack, bike lock, and anything else I need for the day when I’m riding. And in terms of protection from the elements, the Burley Bee has waterproof covers and a rain flap that protects your child from the wind and rain.ย 

The main disadvantage with bike trailers is that they add length and width to your bike. This can make it harder to get through tight spaces or make sharp turns. I know I often find myself looking back to make sure I’m not bumping into things behind me. You also lose a bit of interaction with your child since they’re in a separate space from you, especially when the flaps are closed.ย 

In general, I recommend having both a bike seat and a bike trailer. That way, you can opt for different transport options as needed.

Bike Trailers I Recommend:ย Burley Bee, Burley Encore, Burley D’Lite X

3. Cargo Bikesย 

I don’t own a cargo bike, but it’s an option I’ll likely consider in the future. There are two types of cargo bikes that are good for hauling kids around. The first is called a “longtail” cargo bike. These are bikes with a long rear that you can use to haul cargo or people. A good example of this type of bike is the RadWagon. You’ll need to buy accessories to make the cargo part of the bike hold people, but once you have everything installed, this type of bike becomes a full-fledged minivan.ย 

The second cargo bike option is a box cargo bike. These are cargo bikes that have a box built into them that can hold people and things. With the right accessories, these bikes can offer protection from the elements as well, essentially turning a regular bike into a car of sorts. An example of this type of bike is the Urban Arrow, shown below. I don’t own this bike, but I have seen people riding it on the streets.ย 

The main downside with cargo bikes is that they are more expensive than other bikes – sometimes prohibitively so. Many of the electric box cargo bikes I’ve looked at cost $5,000 or more. That’s a difficult price for most people to justify. While I’d like to get a box cargo bike, I think I’m probably always going to be priced out of getting one.

The longtail cargo bikes, however, are within reach for most people. The RadWagon is one I’m particularly interested in because it’s priced at a normal ebike price.

Cargo Bikes I Recommend:ย RadWagon

Planning A Bike Route With Your Kidsย 

When you’re biking and commuting with kids, the most important thing is figuring out safe routes to your destination. I’ve always been a confident biker and have no problem riding in traffic if necessary, but once I started biking with my son, I found myself much more cognizant about using protected bike paths and separate bike infrastructure.ย 

The best way to figure out a good bike route is with Google Maps. They have two features in particular that are designed for cyclists. The first feature is bike-specific directions. When you’re getting directions to somewhere, instead of picking the driving directions, click the biking directions. Google Maps will show you how to get to your destination on your bike, favoring bike paths and bike-friendly streets.ย 

The second feature that’s really useful is the bike layer. When you turn on this feature, Google Maps will show you all of the bike paths in your city. Solid green lines are bike paths while dotted green lines are bike-friendly roads. While not perfect, I have found that most of the time, Google Maps is accurate with where the bike infrastructure is in your city.ย 

One thing you’ll notice when you start biking with kids is the importance of good bike infrastructure, especially with bike lanes that are separated or protected from traffic. In general, the more separated and protected the bike path is, the better. In Minneapolis, where I live, there are a lot of good, separated bike paths that make biking with my son much easier.

For example, one of the best bike paths in Minneapolis is the Midtown Greenway, which is a bike path built on an old railroad track that cuts through the middle of the city. It’s a grade-separated path and only has to cross a street a few times, making this an excellent route for me to ride with my son.ย 

The Midtown Greenway is a great bike path that lets you safely cut across the city.

Another example of good bike infrastructure is paths that look like this one. You get a large buffer zone and it’s separated from traffic with small poles. When you’re riding with your kids, having this separation means a lot.ย 

I’m also a fan of what you could call the sidewalk bike path. These are bike paths that are on the same level as the sidewalk, so it gives you clear separation from traffic.ย 

We also have a lot of bike-separated river crossings over the Mississippi River. I love having this bike infrastructure – bridges are often scary places to bike since traffic moves fast on them, so having a separate bike-only crossing is very helpful. Here’s an example of one crossing I make every morning with my son.

You’ll eventually figure out the best bike routes for you and your kids. Even if you live in a city without good bike infrastructure, you can still figure out good routes if you do your research.

Biking With Kids In The Rainย 

One common issue you’ll deal with when you’re commuting with kids is the weather. It won’t always be 70 degrees and sunny. Depending on where you live, you’ll probably have to deal with rain at some point. The good thing is that rain doesn’t have to be a big deal.ย 

For your kid, it’s easy enough to put them in a bike trailer when it’s raining. With my Burley Bee, all I have to do is close the front flap and my son stays warm and dry inside the trailer.ย 

When I took this picture, it was pouring rain, but my son was nice and dry inside the Burley.

If you have a cargo bike, you can buy rain canopies that shield your child from the elements. Many box cargo bikes come with similar canopies that turn an open-air ride into an enclosed one.

As for yourself, unfortunately, you’ll have to be out in the elements, but putting on some good rain gear and keeping a change of clothes can do wonders. You’ll want waterproof pants, a good rain jacket, and some waterproof shoes so you can be as comfortable as possible.

Biking With Kids During The Winterย 

The gear you use for biking in the rain is the same as the gear you’ll use when biking in the winter. On really cold days, a bike trailer can do a good job of shielding your child from the elements. If you bundle them and put a bunch of blankets in there, they’ll be pretty comfortable too – you might even get jealous of how comfortable they look.ย 

It was around 30 degrees in this picture, but my son was nice and cozy inside his Burley.

You can also do the same thing with a cargo bike. If you get a rain canopy, your kids will have enclosed space on the bike that will shield them from the cold and wind.

For the most part, I can bike throughout the entire winter, although I will probably opt to take the bus on really cold days or if there’s a lot of snow and ice on the street.

Even if you can’t bike through the whole winter, a little bit of rain and cold doesn’t have to stop you from biking with your kids. Try doing it a day or two per week and see how well you can adjust.ย 

The Finances Of Opting For An Ebike + Bike Seat/Bike Trailerย 

Using an ebike and a combination of a bike seat and bike trailer isn’t just something to do because it’s fun. There are also real financial benefits to choosing to travel this way with your kids.

First, you have to look at an ebike as a potential car replacement vehicle. I think that’s where most people get tripped up. They look at an ebike and think of it solely as a recreational vehicle – something you only use on nice days in the summer. But the real magic is using an ebike every day as your primary method of transportation.ย 

Ebikes are well suited for this too. The vast majority of people are only traveling a few miles per trip, which are distances easily covered by bike and even more easily by ebikes. In many cities, when you factor in parking and traffic, getting around on an ebike is going to be faster. And rather than traveling these short distances in a two-ton vehicle, it’s far more efficient to do so on a relatively lightweight ebike.ย 

Second, the cost of getting an ebike, while admittedly expensive, is still reasonable if you treat it as a car replacement vehicle. Your typical direct-to-consumer ebike will cost somewhere between $1,500 and $2,000. If you add a bike seat and a bike trailer, you’re looking at another $500 or so of costs. Even your cheapest used cars are going to cost more than that and will likely require much more maintenance and upkeep. And more likely, you’re not going to buy a $2,000 car – you’ll probably spend much more than that if you’re going to buy a car.

Third, the cost to maintain and operate an ebike versus a car is not even comparable. Maintaining an ebike should only cost you a few hundred dollars per year. Replacement parts – things like tires, chains, breaks, etc are not very expensive either. If you’re able to do your own bike repairs, you can maintain your bike for even less. And the cost to charge an electric bike battery comes out to pennies per day. In a typical year, I spend about $200 to $300 on bike maintenance at my local bike shop. The most expensive part of an ebike is the battery, which you’ll likely have to replace every 3-5 years. A new battery is around $600, so this is not a significant cost if you budget for it.ย 

In contrast, a car comes with insurance, gas, parking, registration, and much more expensive repairs. If you’re like most people, you might get a few parking tickets too. Each year, AAA puts out a study on how much it costs to operate a car, with the typical number coming in around $9,000 per year. No matter how much you think a car costs to operate, it’ll still be thousands more than any ebike.

Final Thoughtsย 

Having kids doesn’t mean that you can no longer get around on a bike. Especially when your kids are young, commuting by bike with them can work out well. Your kids are small, they fit onto a bike easily, and they probably won’t complain.

Biking with kids also lets them interact with the world much more than in a car. I know that for my son, it’s a very different experience for him to be on the bike, looking at everything around him, compared to in a car where he can’t see anything.ย 

I hope this guide on biking with kids is helpful. Biking as a primary mode of transport isn’t just fun – it’s financially savvy too. And if you can do it even when you have kids, you’ll separate yourself from the vast majority of people who simply think it isn’t possible to commute with your kids by bike.ย 

This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the authorโ€™s alone, and have not been reviewed, endorsed or approved by any of these entities.

More Recommended Ebike/Scooters

Check out these other ebikes and scooters I've reviewed:

  • Urban Arrow Ebike โ€“ Last year, I made one of the largest purchases Iโ€™ve ever made โ€“ I bought a $9,000 electric cargo bike from Urban Arrow. In my Urban Arrow review, I will discuss what it is and why I decided to buy this bike, as well as discuss how impactful a bike like this can be on your journey to financial independence.
  • Troxus Explorer Step-Thru Ebike โ€“ The Troxus Explorer Step-Thru is a fat-tire ebike that Iโ€™ve had the pleasure of riding for a while now. It has amazing power, great looks, and awesome range. If youโ€™re looking for a great fat-tire ebike that offers a lot for the price, the Troxus Explorer Step-Thru is definitely one for you to consider. Check out my Troxus Explorer Step-Thru Review.
  • Hovsco HovBeta Ebike โ€“ The HovBeta is a folding ebike with great specs and a lot of interesting features, and importantly, itโ€™s sold at a good price point. Iโ€™ve had a blast commuting with it and using it to do deliveries with DoorDash, Uber Eats, and Grubhub. Check out my Hovsco HovBeta Ebike Review.
  • Vanpowers Manidae Ebike โ€“ The Vanpowers Manidae is a fat tire ebike that Iโ€™ve been riding as my primary winter commuting bike and have also been using it to do food delivery with apps like DoorDash, Uber Eats, and Grubhub. After clocking in a decent number of miles with this ebike, I wanted to write a post sharing what my experience with the Vanpowers Manidae ebike has been like. Check out my Vanpowers Manidae Review.
  • Sohamo S3 Step-Thru Folding EBike Review โ€“ A Great Value Folding Ebike โ€“ The Sohamo S3 Step-Thru Folding Ebike is an entry-level folding ebike that offers a lot of value for the price point. Iโ€™ve been riding the Sohamo S3 for a while now, putting the bike through its paces, and I have to say, this bike has exceeded all of my expectations. Check out my Sohamo Review.
  • KBO Flip Ebike โ€“ The KBO Flip is an excellent bike. Iโ€™ve had a great time riding it and think itโ€™s a versatile bike that can be used for a lot of purposes and can fit a variety of lifestyles. Itโ€™s worked out great for me as a general commuter bike and as a food delivery bike. Check out my KBO Flip Review.
  • Hiboy P7 Commuter Ebike โ€“ The Hiboy P7 is an excellent electric commuter bike thatโ€™s offered at an affordable price point. The range and speed of this bike are both very good, so you wonโ€™t have any trouble getting anywhere you need to go with it. As a food delivery vehicle, this is also good โ€“ with how much range it offers, youโ€™ll be able to work all day on a single charge. Check out my Hiboy P7 Commuter Electric Bike Review.
  • Himiway Escape Ebike โ€“ The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If youโ€™re a gig economy worker, the Himiway Escape is particularly interesting and itโ€™s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. Itโ€™s not cheap, but you can definitely make your money back when you compare the mileage youโ€™ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
  • Espin Sport Ebike โ€“ The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, theyโ€™re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and youโ€™d feel like youโ€™re just riding a regular bike. Check out my Espin Sport Review.
  • Varla Eagle One Scooter โ€“ The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if youโ€™d prefer to use it for that. Check out my Varla Eagle One Review.
  • Varla Falcon Scooter โ€“ The Varla Falcon is an excellent scooter that offers a good amount of power at a lower price point compared to more powerful scooters. Itโ€™s not exactly an entry-level scooter, nor is it a high-powered scooter. I think it fits somewhere in-between those two categories โ€“ an intermediate scooter if I had to give it a category. Check out my Varla Falcon Review.
  • Hiboy S2 Scooter โ€“ The Hiboy S2 is an excellent entry-level commuter scooter that's perfect for someone looking to save some money in transportation costs and improve their commute. Check out my Hiboy S2 Review.
  • Hiboy S2R Scooter โ€“ The Hiboy S2R is one of the more interesting electric scooters Iโ€™ve been able to test out. Itโ€™s not a high-powered scooter, but for an everyday transport option, itโ€™s very useful, especially given some of the unique features that it has. Indeed, for the price, the Hiboy S2R might be the best value scooter Iโ€™ve used. Check out my Hiboy S2R Review.
  • Fucare H3 Scooter โ€“ The Fucare H3 is a fun scooter and Iโ€™ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter Iโ€™ll use. Itโ€™s portable and easy to maneuver, so itโ€™s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

  • M1 Finance ($100) โ€“ This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account. Check out my M1 Finance Referral Bonus โ€“ Step-By-Step Guide.
  • SoFi Invest ($25) โ€“ SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with just $10 and youโ€™ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
  • Webull (20 free stock shares) โ€“ Webull's current promotion gives you 20 free shares valued between $3-$3,000 each if you open an account using my referral link. Hereโ€™s a guide I wrote about how to earn your free shares using Webull.
  • Moomoo (15 free stocks) โ€“ Moomoo is a free investing app currently offering 2 different referral bonuses if you open an account using a referral link. Read my Moomoo referral bonus guide for more information.
  • Robinhood (1 free stock) โ€“ Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
  • Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If youโ€™re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

  • Upgrade ($200) โ€“ Upgrade is a free checking account thatโ€™s currently offering a $200 referral bonus if you open an account and complete a direct deposit. These bonus terms are easy to meet, so itโ€™s well worth doing this bonus as soon as you can. Hereโ€™s a post I wrote with more details: Upgrade $200 Referral Bonus โ€“ Step By Step Directions.
  • Ally Bank ($100) โ€“ Of all the banks out there, Ally is, without a doubt, my favorite. At the moment, Ally is offering $100 to customers who open an eligible Ally account and meet the requirements. Here are the step-by-step directions to earn your Ally Bank referral bonus.
  • Fairwinds Credit Union ($175) โ€“ Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer wonโ€™t be around long, so if youโ€™re in a position to meet the bonus requirements, grab this bonus before itโ€™s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
  • Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so youโ€™ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
  • US Bank Business ($900) โ€“ This is a fairly easy bank bonus to earn, since there are no direct deposit requirements. In addition, you can open the Silver Business Checking account, which comes with no monthly fees. Check out how to earn this big bonus here.
  • GO2Bank ($50) - GO2Bank is an easy bank bonus that I recommend people take advantage of if they have an easy way of meeting the direct deposit requirement. I like that itโ€™s easy to open the account and that the bonus pays out quickly. Check out my step-by-step guide on how to earn your GO2Bank $50 referral bonus.
  • Current ($50) โ€“ Current is a free fintech bank thatโ€™s offering new users a $50 referral bonus after signing up for an account using a referral link. Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. Thatโ€™s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
  • Novo Bank ($40) - Novo bank is a free business checking account thatโ€™s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, itโ€™s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
  • Varo ($25) โ€“ Varo is a free fintech banking app similar to Chime or Current. Itโ€™s currently offering a $25 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
financial panther

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

  • SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $300 if you complete a direct deposit.
  • 5% Savings Accounts. I'm currently getting 5.24% interest on my savings through a company called Raisin. Opening a Raisin account takes minutes to complete, it's free, and all of your funds are FDIC-insured. I explain how it works, why I'm now using it to store my emergency fund and any other cash savings I have, and why I recommend everyone check it out in this review.
  • US Bank Business. US Bank is currently offering new business customers a $900 signup bonus after opening a new account and meeting certain requirements.
  • M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account.
  • Empower. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.

Filed Under: Biking

Reader Interactions

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Close
Side Hustle Income(View Reports)
chart-icon
$166,465
Get exclusive content delivered right to your inbox.
My Reviews
Bank Signup Bonuses (Step-by-Step)
Upgrade Bank Bonus ($200) Raisin Referral Bonus ($200) Ally Bank Bonus ($100) Fairwinds Credit Union Bonus ($175) Chime Bank Bonus ($100) US Bank Biz ($500/900) GO2Bank ($50) Current Bank Bonus ($50) Novo Business Bank Bonus ($40) Varo Bank Bonus ($25)
Other Signup Bonuses
M1 Finance ($100) Webull (20 shares) Moomoo (15 stock shares) SoFi Invest ($25) Arcadia Power ($25)
Side Hustle Reviews
Doordash Uber Eats Grubhub Rover Pet Sitting Wag Dog Walker Shipt Grocery Shopper Airbnb Lime Scooter Charger Observa IVueIt
Most Commented
Popular
  • Insight Card: A Step-By-Step Guide to 5% Interest(690)
  • Netspend Account: 5% Interest Savings and $20 Signup Bonus(680)
  • The Ultimate Guide to Bank Account Bonuses(142)
  • Bird Charger and Lime Juicer โ€“ Side Hustling As An Electric Scooter Charger(125)
  • My Postmates Review: Getting Paid To Bike Around Town(78)
  • I Quit My Job โ€“ Rejecting The Clear Career Path And Going Out On My Own(76)
  • Barista FIRE: Not Quite Financial Independence, But Pretty Close
  • The Reverse Latte Factor โ€“ How You Can Side Hustle Your Way To Financial Independence
  • Where To Get 5% Interest Savings Accounts Now That Insight Is Gone
  • Monetize Your Life And Get Paid To Live
  • The Ultimate Guide to Bank Account Bonuses
  • Over 600,000 Miles Earned In One Year โ€“ A Recap Of My First Year of Travel Hacking
Image of hands holding up phones
Personal Finance Blogs logo

Footer

Financial Independence, Side Hustling, and Ebikes

Company
About
Press
Media Kit
Contact

Resources
All Posts
Financial Independence
Side Hustles
Bank Bonuses
Ebikes
Deliveries
Articles

Legal
Privacy Policy
Disclaimer
Affiliate Policy

  • About
  • Blog
  • Side Hustle Reports
  • Best Credit Card Offers
  • Current Money Bonuses
  • 70+ Side Hustle Apps/Gigs
  • Bank Account Bonuses
  • Ebikes
  • Archives

Copyright © 2025 ยท Genesis Sample on Genesis Framework ยท WordPress ยท Log in

Financial Panther ยฉ 2024 All rights reserved.