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October 2018 side hustle report

October 2018 Side Hustle Report – $2,741.54

Last Updated on August 24, 2021November 13, 2018 14 Comments
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

This past October turned out to be another great side hustle month thanks to some strong showings from Airbnb and my new side hustle obsession, Bird and Lime. It’s nice to have a strong month at this point in the season since we’re now going full speed into winter, where my side hustle earnings typically take a dip (a lot of my side hustles require me to be outside, and even as hardy as I am, I really don’t have a lot of fun being outside for extended periods of time in freezing cold temps). 

If you’re new here, allow me to take a few minutes of your time to explain what these side hustle reports are all about. For the last two years, I’ve been tracking every dollar I make doing various side hustles using sharing economy and gig economy apps. I have two main goals with these reports: 

  1. To show you exactly what someone can make side hustling while also working full-time; and
  2. To inspire you and give you ideas so that you can do the same thing.

These are side hustles that pretty much anyone can do and, more importantly, that most people can do without taking up a lot of their time. The beauty of most sharing and gig economy apps is that they come with a lot of flexibility, allowing you to essentially incorporate them into your day.

One question I often get is why I don’t include my blog income in these side hustle reports. It’s a good question.

At the moment, I’ve been keeping blog income out of these reports mainly because I’ve never really thought of blogging as a side hustle. Blogging is something that I think of as a long-term play – you won’t make money on your blog for years and years, and even then, you might not make money (and if you do start to make some money, it probably won’t be very much, especially when you think about all the time spent on blogging). If you needed an extra $500 or $1,000 this month, you could do all of the stuff in this side hustle report and do exactly that. If you tried to do that by starting a blog today, there’s pretty much no way you could pull that off.

To me, a side hustle is something that you can do to start earning income immediately. Blogging feels more like a business – something that takes time to build (you have to be prepared to be poor for 1,000 days), and for whatever reason, I’ve always thought of a business as something different from a side hustle. 

That said, I’m still debating when (if ever), I’ll share blog income. I know some people care about the inner workings of a blog, so it’s something that I’m still thinking about.

Anyway, let’s take a look at what I made in October 2018.

 

Side Hustle Income for October 2018

  • Airbnb:  $1,182.43
  • Rover: $233.75
  • Postmates/DoorDash/Uber Eats/Amazon Flex: $401.70
  • Wag: $112.60
  • Bird/Lime: $769.73 
  • Selling Trash Finds: $9
  • Job Spotter: $27.53
  • Google Opinion Rewards/Dabbl/1Q: $4.80

Total Side Hustle Income for October 2018 = $2,741.54 

In October 2018, I made over $2,700 from 8 different side income sources. I also made some income on this blog, but I’m not including that in this side hustle report, as I explained in the introduction to this post.

$2,700 of extra income is a big deal for almost everyone. If you save and invest all of your side hustle income (which is what I recommend doing), you can drastically increase your savings rate, which gets you that much closer to financial independence. Imagine how funny it’ll be in 10, 20, or 30 years when you look back, see a huge pile of money, and can say that your big pile of money came from silly side hustles like delivering food, walking dogs, and charging up electric scooters. 

As in all of my side hustle reports, let’s break down this income a little bit more:

 

Airbnb Income: $1,182.43

October turned out to be a very good Airbnb month, bringing in over $1,100 on 16 nights booked. The big reason for this high revenue month was because my wife and I were able to rent out our entire house for a weekend in October.

october 2018 side hustle report

As a quick recap, this year, my wife and I began listing up our entire house on Airbnb just to see if anyone would rent it for the weekends. We did our first whole house rental in February when a family rented out our house for the Super Bowl (that brought in about $2,500 for two nights). Then in June and August, we rented out our house for a few weekends to families that were in town for weddings. So far, the experience has been good. Whenever anyone rents our house, we clean up the house, pack our bags, and then take a trip somewhere. And renting to families with kids avoids the whole issue of partiers potentially trashing our house.

Since we live close to a major university, there are a few choice weekends that I think we should able to rent our entire house pretty easily. These include parent’s weekend in October and graduation season in May. This past month, we ended up renting our house to a family that was coming to visit their freshman son during parent’s weekend. This stay brought in a little over $500 for two nights. And it worked out particularly well because the stay was booked for a weekend where I was going to be out of town visiting a friend and my wife was out of town attending a dental conference.

The stay turned out okay, but unfortunately, we ended up getting a four-star review, which brings our whole house rental listing down to 4.5 stars. We don’t have a lot of reviews for our whole-house listing, so any four-star review has a big impact at this stage (in contrast, my primary Airbnb listing has over 130 reviews, so each individual rating doesn’t really have much of an impact these days). 

Apparently, I have a crappy location? Should I move?

The main issue our guests had were that they’d never stayed in an Airbnb that was someone’s primary residence, so they weren’t quite sure what things they could use and what things they shouldn’t touch. This will be something I address next time we rent out our whole house. The other issue was that our next door neighbor threw a big Halloween party – it’s one of the potential negatives of living in a college neighborhood. These neighbors have actually always been very respectful and have never actually thrown a party, and they did tell me beforehand that they were going to have a party and to contact them if it got too loud. 

In any event, the review we received was still very positive, but was just a four-star, instead of a five-star rating. I don’t think this will have too big of an impact on our ability to attract guests – there aren’t a ton of competing Airbnb listings in this area, and I’m fairly confident that the demand for housing during big university events will keep us in business.

The rest of the month was pretty typical – mainly students and parents coming into town for conferences, interviews, or to visit their kids. Nothing too exciting or noteworthy there. The important thing is that by utilizing Airbnb, my wife and I are able to basically reduce our home expenses down to nothing or to a very minimal amount. That’s a big deal when you’re chasing financial independence.

If you want to give Airbnb hosting a try and also want to support this site, feel free to sign up to be an Airbnb host using my referral link.

 

Rover Income: $233.75

October was a chill Rover month that included some of our favorite and easiest to watch pups. We watched three different sets of pups throughout the month, all of whom were good, repeat pups that we’ve watched in the past. 

I’ve mentioned this in the past, but the key with Rover is developing a good set of repeat pups. This will take time (I’ve been dogsitting on Rover for over three years now), but once you have that base of repeat pups, things become much easier since you know exactly what you’re getting into. My wife and I like a lot of these pups so much that we’d honestly watch them for free. The fact that we get paid to watch them is all the better.

Here’s a breakdown of my earnings for each stay. For some reason, I haven’t included these screenshots in the past, but now that I think about it, it makes sense to include them.

october 2018 side hustle report

The pups for this month included two of our favorite pups, a Bichon Frise mix named Sweetie, and a chubby French Bulldog named Piggie. Here is Financial Pup hanging out with her friend Sweetie. She’s one of the few pups that Financial Pup will actually play fight with. It’s because Sweetie has “muppet” paws, as I call them (basically, her paws are super furry and soft, so my dog will tolerate them). 

Here’s Financial Pup hanging out with our #1 current favorite pup, Piggie: 

What makes Rover such a good side hustle for me is that I already own a dog, so watching a second dog is a natural fit and really doesn’t add much additional work to my plate. Since I only watch small dogs, it makes things especially easy. Most people will point out that dogs cost you money. And that’s true, But your dog can make you money also if you follow the monetize your life ideas that I’ve been doing over the past several years.

If you want to try your hand at starting your own dog sitting business and feel like supporting this site, you can sign up to be a host using my Rover link. I do think that Rover is an underrated way to make money on the side, especially if you already have a dog. This is one side hustle I hope to do pretty much forever.

 

Postmates/DoorDash/Uber Eats/Amazon Flex Income: $401.70

The delivery game continued to be strong in October, even as temperatures began to dip. Be prepared – this number is going to drop in the coming months. Winter is coming, and even a hardy soul like myself can only handle doing so many bike deliveries in the freezing cold. 

Luckily, while October was cool, it was still warm enough for me to get out there and do a bunch of deliveries. Most of these deliveries were done on my way home from work. I also combined a lot of these deliveries with picking up and riding electric scooters. That’s good in the sense that I’m basically able to do two side hustles at the same time. But it’s also bad in the sense that I’m losing the main benefit of doing deliveries on a bike – getting exercise.

Here’s a breakdown of my earnings on each platform: 

  • Postmates: $42.57
  • DoorDash: $248.08
  • Uber Eats: $91.05
  • Amazon Flex: $20

I continue to do DoorDash the most since the app shows me where the delivery is going and they seem to offer a lot of bonuses during dinner time hours. If you do deliveries at peak hours in my market, it’s really not hard to make an effective hourly rate of $25 or more. I can often get a $10 delivery done in 15 or 20 minutes on my way home from work, which translates to $30 to $40 an hour on my commute home. 

Postmates is definitely the lowest paying app these days, but I still do it just out of nostalgia and because there are a few restaurants that have really easy deliveries. Uber Eats is one I would do more since they actually pay pretty well when the bonuses are in effect, but the problem with Uber Eats is that they don’t tell me where the delivery is going, so I often can’t risk taking an order and getting sent somewhere inconvenient. 

You’ll notice that I also did some Amazon Flex deliveries in October. Amazon Flex has a food delivery app that pays pretty well. The only issue is that they don’t actually have a bike delivery option, so all of the orders are routed assuming you have a car. As a result, I often get delivery requests that are way too far to do on a bike. What I like to do with Amazon Flex is to turn it on and see if there are any short distance orders that come in. If it’s a good one, I’ll grab it. 

The delivery game is definitely a fun side hustle, and more lucrative than you think. The good thing for us side hustlers is that we can basically just do deliveries when there are bonuses being offered. If you do it on a bike – which is how I recommend everyone should do deliveries – you’ll basically have no expenses, make some extra money, and get all the benefits that come with exercising and being healthy. 

 

Wag Income: $112.60

Wag was slower than normal this month, although it still brought in a solid amount. All of my Wag walks for the month were repeat clients that are in apartment buildings around my office. This works out well since I can basically spend my lunch hour earning money and getting outside – something I’d do anyway for free. And since they’re all right next to my office, I don’t have to spend much time commuting to the walk.

Below is a screenshot of some of my Wag earnings in October (I couldn’t fit them all on the screen). Since these dogs are all right by my office, it turns out to be a pretty good hourly wage.

I’m still surprised at how well Wag has worked out since when I first signed up for it, I didn’t really think it was something that I could incorporate into my day. It goes to show why I think it’s worth trying things out. You never know what might work out and what won’t.

Be sure to read my in-depth profile about Wag here, if you’re looking for more information about how Wag works and how you can make it work for you. 

 

Bird/Lime Income: $769.73 

I absolutely killed it with Bird and Lime this month, making almost $800 just by picking up scooters, charging them up, and dropping them off in the morning. And even better, I basically was able to ride these scooters around for free all month, getting to and from work (and other places) with them. I’m just crazy obsessed with these scooters.

Below is a breakdown of my earnings on Bird and Lime respectively: 

  • Bird: $663.23
  • Lime: $106.50

Here’s a screenshot of some of my Bird earnings. Typically, I charge somewhere between 4 and 7 birds per day, which I usually try to grab on my way home from work or in the evening when I see them near my house.

A sampling of my Bird earnings in October

Below is a screenshot of my Lime earnings in October. I didn’t do any Lime charging in September and only did a handful of them in August. In October, Lime added a LimeHub in the park down the street from my house, which means it’s very easy for me to bring scooters into my house, charge them up, and then just drop them back off at the park. Lime works out very well for me since they also let you drop them off at a hub 24 hours a day. On most days, I can grab a few Limes, charge them up, then drop them off before I go to bed.

My October Lime earnings

I’ve mentioned this in the past, but I do all of my scooter charging without using a car. Instead, I grab all of my scooters on foot, stack them up on each other, and then ride a big stack home. It’s working out very well for me and it means I have very little costs other than the time I take to grab scooters (which is minimal, in my opinion).

Electricity costs also appear to be minimal. I’ve been charging between 4 and 5 scooters every single day, and my electricity bill hasn’t noticeably changed. From what I can tell, it costs pennies per day to charge up these scooters.

Charging up Bird and Lime scooters won’t work for everyone, but if you’re in a dense area (think cool, hip neighborhoods that most millennials and young professionals live), you can probably incorporate scooter charging into your daily routine. Bird and Lime both added nests and hubs right by my house, which means it’s really easy for me to just charge up scooters and drop them off. Like anything, there’s a learning curve with Bird and Lime, but once you figure out your system, this is something that you’ll be able to do without much hassle. I’m convinced that next summer, I could start hitting $1,000 per month just charging scooters.

It’s also worth noting that the value of charging scooters is bigger than you think. Even charging one scooter per day should lead to an extra $150 per month. If you can increase your scooter charging to two scooters per day, you’re looking at $10 per day or about $300 per month. That’s halfway to funding a Roth IRA. 

I’ve written what I think is the most in-depth post about Bird and Lime here, so be sure to check that out if you want to learn more about charging Birds and Limes, and all of the strategies I’ve used in this new side hustle.

 

Trash Income: $9 

The trash game is really weak these days, mainly because I just really haven’t tried very hard at selling trash finds lately. I ended up selling two pretty small things I found on the street – a Sterilite storage container, and some Ikea end table thing I found. I sold the Sterilite container for 5 bucks and the Ikea thing for 4 bucks. 

Yikes. I should have dusted this thing off before selling it.

Facebook Marketplace continues to be my go-to spot to sell stuff, and I think it’s the one platform everyone selling stuff needs to be using. I’ve written a post about what I think are the best apps to sell your stuff locally. You can check that post out here. 

 

Job Spotter Income: $27.53

I had another big month with Job Spotter. Up until the end of the month, I was in my usual $10 to $15 range, but then I went to visit my buddy in Wisconsin and we both snagged a ton of hiring signs on our way up State Street (that’s the main street in Madison that has tons of businesses, and a million hiring signs). You can seriously make $10 or $20 from Job Spotter just by walking up that street. 

Job Spotter is the one app I keep telling everyone to download since you can make money with it immediately and it literally takes seconds to use. I think almost everyone should be able to pay for some or all of their Christmas gifts by using this app over the course of a year. 

Feel free to read my in-depth review on Job Spotter if you’re looking for more info about how Job Spotter works. 

 

Google Opinion Rewards/Dabbl/1Q Income: $4.80

I don’t have too much to report on these quick survey apps other than to say that they’re easy and continue to be a steady source of income that takes up very little of my time. I ended up making $2.05 from Google Opinion Rewards, plus another $2.75 from 1Q. Both apps are worth having on your phone.

 

And that concludes the October 2018 Side Hustle Report! 

October was another good month on the side hustle front. There’s a lot of comfort in knowing that, in a worst case scenario, I can hustle and cover my bills just by using these sharing economy and gig economy apps. 

We’re now heading into the winter here in Minnesota, so that means a lot of my side hustles are going to take a dip. Airbnb revenue always declines during the winter. Bird and Lime will soon be heading south for the winter. And my bike delivery game always drops way down when the temps get too cold.

If you want to see what I’ve made from side hustling in past months, check out my side hustle report page, where I have links to every side hustle report I’ve written since I started this blog. I’ve also put together a great list of all of the sharing and gig economy apps I’ve used in my Side Hustle List. It’s a great place to get some more ideas. 

Stay warm out there!

This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

More Recommended Ebike/Scooters

Check out these other ebikes and scooters I've reviewed:

  • Urban Arrow Ebike – Last year, I made one of the largest purchases I’ve ever made – I bought a $9,000 electric cargo bike from Urban Arrow. In my Urban Arrow review, I will discuss what it is and why I decided to buy this bike, as well as discuss how impactful a bike like this can be on your journey to financial independence.
  • Troxus Explorer Step-Thru Ebike – The Troxus Explorer Step-Thru is a fat-tire ebike that I’ve had the pleasure of riding for a while now. It has amazing power, great looks, and awesome range. If you’re looking for a great fat-tire ebike that offers a lot for the price, the Troxus Explorer Step-Thru is definitely one for you to consider. Check out my Troxus Explorer Step-Thru Review.
  • Hovsco HovBeta Ebike – The HovBeta is a folding ebike with great specs and a lot of interesting features, and importantly, it’s sold at a good price point. I’ve had a blast commuting with it and using it to do deliveries with DoorDash, Uber Eats, and Grubhub. Check out my Hovsco HovBeta Ebike Review.
  • Vanpowers Manidae Ebike – The Vanpowers Manidae is a fat tire ebike that I’ve been riding as my primary winter commuting bike and have also been using it to do food delivery with apps like DoorDash, Uber Eats, and Grubhub. After clocking in a decent number of miles with this ebike, I wanted to write a post sharing what my experience with the Vanpowers Manidae ebike has been like. Check out my Vanpowers Manidae Review.
  • Sohamo S3 Step-Thru Folding EBike Review – A Great Value Folding Ebike – The Sohamo S3 Step-Thru Folding Ebike is an entry-level folding ebike that offers a lot of value for the price point. I’ve been riding the Sohamo S3 for a while now, putting the bike through its paces, and I have to say, this bike has exceeded all of my expectations. Check out my Sohamo Review.
  • KBO Flip Ebike – The KBO Flip is an excellent bike. I’ve had a great time riding it and think it’s a versatile bike that can be used for a lot of purposes and can fit a variety of lifestyles. It’s worked out great for me as a general commuter bike and as a food delivery bike. Check out my KBO Flip Review.
  • Hiboy P7 Commuter Ebike – The Hiboy P7 is an excellent electric commuter bike that’s offered at an affordable price point. The range and speed of this bike are both very good, so you won’t have any trouble getting anywhere you need to go with it. As a food delivery vehicle, this is also good – with how much range it offers, you’ll be able to work all day on a single charge. Check out my Hiboy P7 Commuter Electric Bike Review.
  • Himiway Escape Ebike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
  • Espin Sport Ebike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
  • Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
  • Varla Falcon Scooter – The Varla Falcon is an excellent scooter that offers a good amount of power at a lower price point compared to more powerful scooters. It’s not exactly an entry-level scooter, nor is it a high-powered scooter. I think it fits somewhere in-between those two categories – an intermediate scooter if I had to give it a category. Check out my Varla Falcon Review.
  • Hiboy S2 Scooter – The Hiboy S2 is an excellent entry-level commuter scooter that's perfect for someone looking to save some money in transportation costs and improve their commute. Check out my Hiboy S2 Review.
  • Hiboy S2R Scooter – The Hiboy S2R is one of the more interesting electric scooters I’ve been able to test out. It’s not a high-powered scooter, but for an everyday transport option, it’s very useful, especially given some of the unique features that it has. Indeed, for the price, the Hiboy S2R might be the best value scooter I’ve used. Check out my Hiboy S2R Review.
  • Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

  • M1 Finance ($100) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.
  • SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with just $10 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
  • Webull (20 free stock shares) – Webull's current promotion gives you 20 free shares valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free shares using Webull.
  • Moomoo (15 free stocks) – Moomoo is a free investing app currently offering 2 different referral bonuses if you open an account using a referral link. Read my Moomoo referral bonus guide for more information.
  • Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
  • Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

  • Upgrade ($200) – Upgrade is a free checking account that’s currently offering a $200 referral bonus if you open an account and complete a direct deposit. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Here’s a post I wrote with more details: Upgrade $200 Referral Bonus – Step By Step Directions.
  • Ally Bank ($100) – Of all the banks out there, Ally is, without a doubt, my favorite. At the moment, Ally is offering $100 to customers who open an eligible Ally account and meet the requirements. Here are the step-by-step directions to earn your Ally Bank referral bonus.
  • Fairwinds Credit Union ($175) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
  • Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
  • US Bank Business ($900) – This is a fairly easy bank bonus to earn, since there are no direct deposit requirements. In addition, you can open the Silver Business Checking account, which comes with no monthly fees. Check out how to earn this big bonus here.
  • GO2Bank ($50) - GO2Bank is an easy bank bonus that I recommend people take advantage of if they have an easy way of meeting the direct deposit requirement. I like that it’s easy to open the account and that the bonus pays out quickly. Check out my step-by-step guide on how to earn your GO2Bank $50 referral bonus.
  • Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link. Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
  • Novo Bank ($40) - Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, it’s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
  • Varo ($25) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $25 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
financial panther

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

  • SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $300 if you complete a direct deposit.
  • 5% Savings Accounts. I'm currently getting 5.24% interest on my savings through a company called Raisin. Opening a Raisin account takes minutes to complete, it's free, and all of your funds are FDIC-insured. I explain how it works, why I'm now using it to store my emergency fund and any other cash savings I have, and why I recommend everyone check it out in this review.
  • US Bank Business. US Bank is currently offering new business customers a $900 signup bonus after opening a new account and meeting certain requirements.
  • M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account.
  • Empower. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.

Filed Under: Side Hustle, Side Hustle Reports

Reader Interactions

Comments

  1. Logan says

    December 19, 2018 at 3:22 pm

    Have you ever thought about starting your own business? Only reason I ask is because I’ve had success reselling electronics by buying from big box stores and turning around and listing them on Amazon. If margins are good enough, you can even have Amazon fulfill the order for you. I even recently propped a candle line and plan on expanding my product offerings. Yeah the investment upfront is steep, if you are methodical, you can setup demand for a product and then fulfill orders online or at local events in your area to get a wider exposure for the brand you create. Any thoughts?

    Reply
    • Financial Panther says

      January 1, 2019 at 5:57 pm

      So I’m definitely interested in this whole retail arbitrage and flip life stuff. I’ve been watching a lot of youtube videos to try to learn about how all that works. My trash game is sort of like the flip life, just I’m sourcing free stuff. Right now, I’m sort of doing some flip life by going to Goodwill and checking for books and other cool goodies to flip. Will report on that once I figure out if I can do it.

      Reply
  2. Floria lena says

    December 10, 2018 at 9:04 am

    This is a great blog. I am pretty much impressed with your good work. You put really very helpful information.

    Reply
  3. Andrew says

    December 6, 2018 at 7:45 pm

    Glad to see you are still using job spotter. I am curious if you have any idea how users win the monthly contest. The person that won last month had 166,000 points! That’s $1660.00 and a $300 bonus. I take every picture possible in a busy metro area and run out of places to go!

    Reply
    • Financial Panther says

      December 12, 2018 at 3:43 pm

      Yeah, I have no idea how those super users do it. Like it’d be interesting if someone could follow one of them around and see what they do. Like they must spend 8 hours per day going around taking pictures of hiring signs.

      Reply
  4. Diego says

    November 18, 2018 at 3:54 pm

    I bookmarked your blog. I love the hustle reports. Which city do you live?

    Reply
    • Financial Panther says

      November 29, 2018 at 11:19 am

      Thanks! I live in Minneapolis

      Reply
  5. Chris F (Retired, now contractor guy) says

    November 17, 2018 at 6:34 am

    Well done FP! You have also positively influenced my side-gig experience. I’ve added a suite of receipt, survey and inspection type apps from your blog and am easily doing $10/day with very little cost on the way home from work. Keep blogging!

    Reply
    • Financial Panther says

      November 17, 2018 at 12:08 pm

      That’s awesome! 10 bucks a day over the course of a month is $300. Over a year, that’s $3,600. You can partially fund your Roth IRA just on your way home from work basically.

      Reply
  6. Young FIRE Knight says

    November 13, 2018 at 4:16 pm

    Wow killing it with the scooter income last month! That’s impressive you can stack all those scooters, the most I’ve felt comfortable doing that with is 4 haha. I too am thinking the winter months may be a little bit lighter on the income front there just as I think fewer people will be out riding them

    Reply
    • Financial Panther says

      November 13, 2018 at 9:40 pm

      Haha, yeah, it’s dangerous If you can get 1 a day, that’s still good (and shouldn’t be all that hard, I don’t think). 5 bucks a day for 30 days is still 150 a month.

      Reply
  7. A Purple Life says

    November 13, 2018 at 11:25 am

    That’s some awesome side hustling! Super impressive. I’m going to download the job spotter app. Seems like a great way to make a little cash since I love walking around our neighborhood. Also personally I’d love it if you included blogging income in these reports. I’m always curious about what blogs end up making.

    Reply
    • Financial Panther says

      November 13, 2018 at 2:53 pm

      Definitely use Job Spotter. It’s a no-brainer.

      I think I might start copying some other bloggers and do a sort of quarterly blog report where I can go over the numbers. We’ll see.

      Reply
      • A Purple Life says

        November 13, 2018 at 3:03 pm

        Already downloaded 🙂 . And yeah I’d be super curious to see that stuff! Thank you for thinking about it.

        Reply

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