DoorDash Fast Pay - Should You Use It?

DoorDash Fast Pay is a feature from DoorDash that allows you to cash out your earnings daily. DoorDash normally pays Dashers every week, but if you need to, you can use DoorDash Fast Pay and get access to your earnings immediately in exchange for a small fee.

I generally don’t recommend using DoorDash Fast Pay if you can help it, but if you’re in a pinch and need your earnings sooner, it’s nice to have this option.

In this post, I’ll go over how DoorDash Fast Pay works and whether it’s a feature you should use.

How Does DoorDash Normally Pay?

DoorDash offers two payout methods for Dashers. The first is the normal payout method, which pays weekly and doesn’t cost anything. Every Monday, DoorDash will pay out your earnings for the previous week. Depending on your bank account, you’ll likely see your payout either the same day or within a few business days. I use Lili as my gig economy bank account, so my DoorDash payouts always appear on Monday – the same day that they are sent.

If the weekly payout method doesn’t work for you, you can also opt to use Fast Pay and cash out your earnings immediately. Fast Pay does come with a small fee (more on that below), but it can be worthwhile if you need access to your money immediately.

What Is DoorDash Fast Pay?

DoorDash Fast Pay is a feature DoorDash offers that allows Dashers to cash out their earnings daily. Rather than waiting for your earnings to be sent on Monday, you can get your earnings deposited into your bank account immediately, up to once per day.

In exchange for this benefit, DoorDash charges Dashers a $1.99 fee each time you use Fast Pay. Depending on how much money you’ve earned, that can either be a small percentage or a big percentage of your earnings.

An example may help you understand it. Say you earned $100 on Monday and $100 on Tuesday. That means you could use DoorDash Fast Pay and cash out $200 of your earnings. You’d pay a $1.99 fee to use Fast Pay, so you’d end up with $198.01 deposited into your bank account.

DoorDash Fast Pay Requirements

There are several requirements you must meet before you are eligible to use DoorDash Fast Pay. At the outset, you have to add your debit card information to the app to use Fast Pay. That’s because Fast Pay sends the money to your debit card, rather than to your bank account. This is what allows you to get your money immediately.

Below is a screenshot of the Fast Pay setup screen in the Dasher app.

In addition to linking a debit card, you also have to meet the following requirements:

You’ve completed at least 25-lifetime deliveries
You’ve been on the DoorDash platform for at least two weeks (14 days) since activation
You set up Fast Pay and added your debit card at least 7 days ago, so the 7-day processing period is no longer in effect
You haven’t updated your debit card information within the past 7 days (including re-entering your debit card information)

The reason DoorDash has these requirements is to limit new Dashers from using Fast Pay and to prevent fraud. The 25-lifetime deliveries and two-week requirement are simply in place so that new Dashers don’t use Fast Pay. I’m not sure why they don’t want new Dashers using Fast Pay, but that’s the requirement they’ve put in place there.

The waiting period after adding your debit card information is there to prevent fraud. In the past, scammers and thieves would trick Dashers into giving them their login information (usually by pretending to be a DoorDash employee), then log in to their account, change the debit card information, and then quickly cash out the earnings to their debit card. This was a massive problem for a while.

The 7-day waiting period helps prevent this scam from happening. If someone does get access to your Dasher account, the waiting period should allow you to cancel the Fast Pay request before your earnings are stolen.

How To Use DoorDash Fast Pay

Now that you understand how Fast Pay works, here are the directions on how to use Fast Pay.

First, you need to set up Fast Pay. To do that, go to the Earnings tab in the Dasher app, then in the top right corner, you’ll see an icon that looks like a bank. Click this icon and it’ll bring you to the Payout Methods screen. You’ll then click the “Learn More” button in the Fast Pay section.

From here, you’ll need to enter your debit card information. This is the debit card that you’ll use for your Fast Pay earnings. Once you do that, this will give you access to Fast Pay.

Once your Fast Pay is active, you can cash out your earnings by going to your earnings screen and clicking Deposits and Transfers. From there, you’ll see an option to cash out using DoorDash Fast Pay.

Remember that it costs $1.99 each time you cash out with Fast Pay, so think about whether you need to use it before you cash out.

Final Thoughts

DoorDash Fast Pay is an option you can use if you’re in a pinch and need access to your earnings immediately. After all, it is your money, so you should be able to get it when you need it.

However, I generally don’t recommend using Fast Pay because I don’t think it’s a good idea to pay fees to get your own money. Even a small fee isn’t worth it to me – I work far too hard to give my money away to someone else.

That being said, if you do need the money right away and the $1.99 fee is only a small percentage of the total earnings you’re cashing out, then using Fast Pay is fine. I’d aim to keep your percentage fees lower than 1%. But ideally, if you can help it, wait until DoorDash pays on its regular pay schedule (every Monday).

Another option that’s potentially better is to sign up for DasherDirect, if you are eligible for it. DasherDirect is a prepaid debit card offered by DoorDash. It’s free and allows you to cash out your earnings each day for free. That’s preferable to using Fast Pay. Here’s a post I wrote about DasherDirect if you want to learn more about it.

I hope that information was helpful. If you have any questions or comments, please drop them below.

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Check out these other ebikes and scooters I've reviewed:

Urban Arrow Ebike – Last year, I made one of the largest purchases I’ve ever made – I bought a $9,000 electric cargo bike from Urban Arrow. In my Urban Arrow review, I will discuss what it is and why I decided to buy this bike, as well as discuss how impactful a bike like this can be on your journey to financial independence.
Troxus Explorer Step-Thru Ebike – The Troxus Explorer Step-Thru is a fat-tire ebike that I’ve had the pleasure of riding for a while now. It has amazing power, great looks, and awesome range. If you’re looking for a great fat-tire ebike that offers a lot for the price, the Troxus Explorer Step-Thru is definitely one for you to consider. Check out my Troxus Explorer Step-Thru Review.
Hovsco HovBeta Ebike – The HovBeta is a folding ebike with great specs and a lot of interesting features, and importantly, it’s sold at a good price point. I’ve had a blast commuting with it and using it to do deliveries with DoorDash, Uber Eats, and Grubhub. Check out my Hovsco HovBeta Ebike Review.
Vanpowers Manidae Ebike – The Vanpowers Manidae is a fat tire ebike that I’ve been riding as my primary winter commuting bike and have also been using it to do food delivery with apps like DoorDash, Uber Eats, and Grubhub. After clocking in a decent number of miles with this ebike, I wanted to write a post sharing what my experience with the Vanpowers Manidae ebike has been like. Check out my Vanpowers Manidae Review.
Sohamo S3 Step-Thru Folding EBike Review – A Great Value Folding Ebike – The Sohamo S3 Step-Thru Folding Ebike is an entry-level folding ebike that offers a lot of value for the price point. I’ve been riding the Sohamo S3 for a while now, putting the bike through its paces, and I have to say, this bike has exceeded all of my expectations. Check out my Sohamo Review.
KBO Flip Ebike – The KBO Flip is an excellent bike. I’ve had a great time riding it and think it’s a versatile bike that can be used for a lot of purposes and can fit a variety of lifestyles. It’s worked out great for me as a general commuter bike and as a food delivery bike. Check out my KBO Flip Review.
Hiboy P7 Commuter Ebike – The Hiboy P7 is an excellent electric commuter bike that’s offered at an affordable price point. The range and speed of this bike are both very good, so you won’t have any trouble getting anywhere you need to go with it. As a food delivery vehicle, this is also good – with how much range it offers, you’ll be able to work all day on a single charge. Check out my Hiboy P7 Commuter Electric Bike Review.
Himiway Escape Ebike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
Espin Sport Ebike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
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More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

M1 Finance ($100) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.
SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with just $10 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
Webull (20 free stock shares) – Webull's current promotion gives you 20 free shares valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free shares using Webull.
Moomoo (15 free stocks) – Moomoo is a free investing app currently offering 2 different referral bonuses if you open an account using a referral link. Read my Moomoo referral bonus guide for more information.
Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

Upgrade ($200) – Upgrade is a free checking account that’s currently offering a $200 referral bonus if you open an account and complete a direct deposit. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Here’s a post I wrote with more details: Upgrade $200 Referral Bonus – Step By Step Directions.
Ally Bank ($100) – Of all the banks out there, Ally is, without a doubt, my favorite. At the moment, Ally is offering $100 to customers who open an eligible Ally account and meet the requirements. Here are the step-by-step directions to earn your Ally Bank referral bonus.
Fairwinds Credit Union ($175) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
US Bank Business ($900) – This is a fairly easy bank bonus to earn, since there are no direct deposit requirements. In addition, you can open the Silver Business Checking account, which comes with no monthly fees. Check out how to earn this big bonus here.
GO2Bank ($50) - GO2Bank is an easy bank bonus that I recommend people take advantage of if they have an easy way of meeting the direct deposit requirement. I like that it’s easy to open the account and that the bonus pays out quickly. Check out my step-by-step guide on how to earn your GO2Bank $50 referral bonus.
Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link. Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
Novo Bank ($40) - Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, it’s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
Varo ($25) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $25 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $300 if you complete a direct deposit.
5% Savings Accounts. I'm currently getting 5.24% interest on my savings through a company called Raisin. Opening a Raisin account takes minutes to complete, it's free, and all of your funds are FDIC-insured. I explain how it works, why I'm now using it to store my emergency fund and any other cash savings I have, and why I recommend everyone check it out in this review.
US Bank Business. US Bank is currently offering new business customers a $900 signup bonus after opening a new account and meeting certain requirements.
M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account.
Empower. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.