• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Financial Panther

Financial Independence, Side Hustling, and Ebikes

  • Home
  • About
  • Blog
  • Side Hustle Reports
  • Best Credit Card Offers
  • Current Money Bonuses
  • 70+ Side Hustle Apps/Gigs
  • Bank Account Bonuses
  • Ebikes
  • Archives
July 2019 Side Hustle Report

July 2019 Side Hustle Report – $3,872.60

Last Updated on October 29, 2024August 13, 2019 23 Comments
This post may contain affiliate links. Affiliate Disclosure.This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Welcome back to another edition of the Financial Panther Side Hustle Report. For those of you that are new here, each month, I document exactly what I made using different sharing economy and gig economy apps. 

In the past, these reports were mainly about showing what I made side hustling while working a full-time job. However, since I quit my job, these side hustle reports have transformed into more of a gig economy “hustle” report, demonstrating what I’ve been able to make to support my life while I transition from an attorney to a full-time, self-employed blogger, writer, and business owner.

There’s a lot of value in having this sort of income, as it basically gives me a sort of income floor while I pursue my online business. 

So, let’s take a look at what I made in July from all of the different apps I use.

 

Side Hustle Income for July 2019

  • Airbnb: $1,079.61
  • Rover: $374
  • Postmates/DoorDash/Uber Eats/Amazon Flex/Grubhub: $995.29
  • Wag: $75.10
  • Bird/Lime: $858.59
  • Selling Trash Finds/Flipping: $104.35
  • TaskRabbit: $179.55
  • Job Spotter: $25.18
  • Gigwalk/EasyShift/Field Agent/Observa/Merchandiser: $17.90
  • WeGoLook: $71
  • Roadie: $31
  • ProductTube: $10
  • Google Opinion Rewards/1Q/Surveys On The Go: $30.45
  • Receipt Pal/Receipt Hog/Fetch/Trunow: $20.58

Total Side Hustle Income for July 2019 = $3,872.60

In July, I made over $3,800 from 14 different income sources. This was similar to last month, where I made over $4,100 from the same number of income sources. I’m very happy with this level of income. When you combine my blog income and my side hustle income, I’m actually making as much as I made when I was working full-time as an attorney.

Admittedly, I’m not sure how sustainable this is, especially when winter eventually comes around. During the winter, Airbnb slows down, I do fewer deliveries since the weather is usually worse, and the scooters leave the streets in late fall. This is why it’s important for me to always live on less than I earn. When you have variable income like this, you need to be prepared for the slower months too. 

Let’s take a look at what I made in more detail.

 

Airbnb Income: $1,079.61 

July was another solid Airbnb month. I ended up with 17 nights booked for an average nightly rate of $63. I could’ve booked more nights, but I blocked out the first week of July for a friend that was coming to visit me that week.

The guests for the month were the standard guests for our location, with everyone coming into town for some sort of university-related activity. It’s really remarkable how much traffic a large university brings. At some point, we’re likely to buy a new house and it really is making me wonder how much our current house could bring in if it was converted solely into an Airbnb rental. Most likely we won’t do that, but it’s an interesting thing to think about.

July 2019 Side Hustle Report 

Overall, house hacking using Airbnb has worked out very well for me, especially since I’ve done a few things to really make this as passive an activity as possible.

  • I automate all of my messages with iGMS (which is free for one listing, so it works out well for the non-professional Airbnb host). They have a clunky interface, but it works very well once you get through the initial learning curve.
  • I created my house manual with Hostfully, then automatically send a link to my house manual when I send my automated messages. 
  • I automate my pricing with Beyond Pricing. This is definitely worth using to maximize your Airbnb income.
  • Probably the best purchase I made was buying a robot vacuum to keep my floors clean. I bought a Roborock S5 back in March and this thing is life-changing. It’s expensive, but it saves me so much time that it’s made it well worth the price. 

Remember one thing, you don’t need a duplex to start house hacking. If you want, you can use Airbnb and house hack with your own house.

If you have extra space and want to earn extra income using your home, you can sign up to be an Airbnb host using my referral link.

Airbnb is also one of the most affordable ways to travel. If you’ve never used Airbnb, sign up for Airbnb with my link and you’ll get $40 off your first stay.

 

Rover Income: $374

July was a strong Rover month. I ended up watching three pups over the month, with two repeat pups and one new pup. The two previous pups were toy poodles that I’ve watched regularly over the past two years, so that was just business as usual. 

The new pup this month was also a winner – a beagle named Otis that looks a lot like Financial Pup. He fit in very well with our lifestyle. Below is a picture of Financial Pup with our guest pup. They’re two peas in a pod!

Dogsitting is a pretty passive activity for me, primarily because I have a dog and have to do all of the stuff that comes with owning a dog anyway. If you’re in a similar position, Rover is definitely a good way to add some extra income into your life without a ton of work. You can sign up to be a dog sitter on Rover using my referral link. 

 

Postmates/DoorDash/Uber Eats/Amazon Flex/Grubhub Income: $995.29

Here’s a breakdown of my earnings on each delivery platform in July:

  • Postmates: $144.63
  • DoorDash: $403.38
  • Uber Eats: $225.99
  • Amazon Flex: $0
  • Grubhub: $221.29

I had a pretty even breakdown between all of my delivery apps. As usual, I made the most money with DoorDash mainly because it tends to be the busiest app in my market. Uber Eats tends to be the second busiest for me and it works out better for me now that I know how to see where the delivery is going in advance (email me if you want to know how this hack works). Grubhub also did very well this month. Postmates was pretty standard. 

As you can probably see, I didn’t make anything on Amazon Flex since they closed down the food delivery portion of their business. I can still do alcohol deliveries and deliver stuff for Amazon Prime, but both of those require me to be very picky since I do these deliveries on my bike and can’t hold a bunch of heavy stuff.

Ultimately, I don’t really care much about which delivery app I use. My strategy with these apps has always been to use all of them at once and to create a string of deliveries all going in the same direction. This is something that you have to do if you want to maximize your delivery earnings. 

Also, if you live in a dense city, use your bike to do deliveries. Depending on where you live, you’ll make more money, have no expenses, and get the added benefit of improving your health by biking, rather than driving. I’ve been doing deliveries for almost four years now and I’ve never used a car to do my deliveries. 

 

Wag Income: $75.10

As you can probably tell, I had a slow month with Wag. I ended up primarily walking my usual pups for the month, so nothing really interesting to report here.

Wag makes a little less sense for me lately since I often feel like I can make more doing deliveries. It makes a lot more sense to do Wag if you have a day job and are doing this over your lunch break since walking dogs is something that you can do in work clothes.

Still, Wag is good for filling in gaps in my schedule. And it’s also fun if you’re a dog lover like I am.

 

Bird/Lime Scooter Income: $858.59 

It was a profitable month with Lime and I almost hit my career high for scooter charging earnings. I averaged about $28 per day charging scooters, typically charging between 4-7 scooters per day. Below is a snapshot of my Lime earnings for the month. 

As a quick recap, I’m only charging Lime scooters this year because Bird no longer operates in my city. The two other scooter companies that operate in my city – Spin and Lyft – both use employees to charge their scooters, so that doesn’t work for me. 

Scooter charging isn’t something that will work for everyone, but if you live in a dense neighborhood, then this is something that is very easy to incorporate into your life. I live near a large university, so there are always tons of scooters close to my house. It’s very easy for me to grab 6 scooters every night. And remember, I do all of my scooter charging on foot, without a car.

As a side benefit, I’ve also been able to ride scooters for free all summer, so that’s a nice little side benefit of becoming a scooter charge. In fact, whenever I need a scooter for the day, it’s not too hard for me to find a scooter that’s low on battery, bring it home, charge it up, then ride it around until I need to drop it off in the morning.

 

Trash/Flipping Income: $104.35

The big sale for July was a set of dining room chairs that we picked up near my sister-in-law’s house. She knows that my wife and I are into the trash game and called us up after she saw these chairs on her block. We ended up driving over there, loaded these chairs into our Prius, and sold them on Facebook Marketplace within 24 hours for $80. It was definitely worth our time. 

We found these chairs and sold the entire lot of them for $80 within 24 hours.

I also sold a Nespresso Machine for $20 that we found in the trash a while ago. These machines are pretty expensive, but it seems like the market for a used one isn’t so strong, as I had this sitting in my basement for months and wasn’t getting any bites. 

The final trash sale this month was an old Brett Favre Vikings jersey I found in the trash. It didn’t have much value but I managed to sell it pretty quickly on eBay for $5. Clothes like this are very easy to ship. All I had to do was just stuff it into a small bubble mailer.

 

TaskRabbit Income: $179.55

TaskRabbit is an app that I’ve used in the past, but haven’t done in a while. When I last used TaskRabbit, the only skills I could sign up for was snow shoveling and moving gigs, both of which were not fun to do. As a result, I stopped doing TaskRabbit gigs and then my account got deactivated since I hadn’t done any gigs in a long time. 

This past month, I decided to reactivate my account to see if anything had changed and found out that I could sign up for a bunch of new gigs. These included delivery gigs, personal assistant gigs, event staffing, and various other miscellaneous gigs that are much more in my wheelhouse. 

I ended up getting hired for three gigs in July. One was a personal assistant gig for a woman working out of her home office where I just needed to make copies for her and then shred some stuff. I had another funny gig where I was tasked to go the courthouse to pick up divorce papers and mail them to the client.

Perhaps my most interesting gig was working event staffing for an architecture conference. My tasks for that gig were to check people in for the conference and keep track of time for the panels. This was actually something I did at my previous job, so it was sort of funny for me to go back into this world. I ended up making $20 per hour for the 6 hours I worked, which isn’t too bad considering I didn’t really have to do much (and I ate some free food while I was there too). 

I’m keeping TaskRabbit active to see what it’s like and if I get any other interesting tasks. I don’t think TaskRabbit is as good for folks with a day job since there’s a lot less flexibility on when you can do some tasks, but for folks like me that have a lot of flexibility, it can work out. 

 

Job Spotter Income: $25.18

I made a solid $25 from Job Spotter in July. This is an easy, no-brainer app that everyone should have on their phone. It literally takes 5 seconds or less to take a photo and I think most people should be able to make at least $10 per month if they live in an urban area and get outside regularly. 

You can read my in-depth review on Job Spotter if you’re looking for more info about how the app works and why you should use it. 

 

Gigwalk/EasyShift/Field Agent/Observa/Merchandiser Income: $17.90

Below is a breakdown of my earnings on each of these picture taking apps in July:

  • Gigwalk: $0
  • EasyShift: $0
  • Field Agent: $17.90
  • Observa: $0
  • Merchandiser: $0

As you can see, I made all of my income from Field Agent. They had had some interesting gigs this month where you had to go and take exterior photos of apartment buildings. I grabbed a few that were near me and ended up getting paid $7 for each one. It took me about 5-10 minutes to take the required photos of each building.   

These apps aren’t always worthwhile, but they can work out if you’re already close to a location with a gig. GigWalk, Field Agent, and Observa gigs are almost always worth doing if you’re already close to the location.

EasyShift and Merchandiser are both apps that you need to learn about, as not all of the gigs they have are worth doing. I try to stick to EasyShift gigs that don’t require a ton of pictures. And I only do Merchandiser gigs that ask me to audit a certain section of a store without having to speak to any store employees. You’ll learn which of these are worth doing as you use these apps more. 

 

WeGoLook Income: $71

I had some pretty standard WeGoLook gigs in July, although I don’t really remember what I did (note to self, I really need to keep better track of these WeGoLook gigs). Most of the gigs I do are car inspection gigs where I take photos of a car that has been in an accident. I also do scene inspection gigs, where I take photos of an intersection where an accident took place. The scene inspection gigs are always the best ones because I can do them entirely on my own time without having to schedule anything with the property owner.

 

Roadie Income: $31

I ended up delivering a few bags with Roadie in July. To quickly recap, Roadie is an app where you can deliver stuff to people. Here in Minneapolis, the gigs are almost all luggage delivery where I’m delivering lost bags to people from Delta Airlines. I only do Roadie gigs if they’re going where I want to go and I happen to be passing by the airport. 

This past month, my wife and I were over at Ikea buying some stuff and I happened to see two gigs that were both going back towards our house. It worked out perfectly for us and essentially paid for our trip to Ikea. 

 

ProductTube Income: $10

ProductTube worked out well again. This month, I made $10 doing a ProductTube video while I was at the Target by my house. It took me less than 5 minutes to do, so this paid very well for the amount of effort I put into it. 

 

Google Opinion Rewards/Surveys On The Go/1Q Income: $30.45

I made a really good amount of money from these short survey apps this month. Here’s a breakdown of how much I made with each app in July:

  • Google Opinion Rewards: $6.34
  • Surveys On The Go: $23.61
  • 1Q: $0.50

I’m not usually a fan of doing surveys for money, but these apps take so little time that I find them worth doing. Each of these survey apps only make you answer a few questions, so you can do them in a few seconds while you’re walking around. You won’t make a ton of money, but when you look at how much money you make for the time spent, it’s actually a very high hourly rate.

 

Receipt Pal/Receipt Hog/Fetch/TruNow Income: $20.58

The receipt apps are something that I’ve been using for the past four years. They work out really well since I pick up a lot of receipts from doing deliveries. I always snap a picture of those receipts before I toss them.

In general, I make about $100 per year just from taking pictures of all of my receipts with three primary apps – Receipt Pal, Receipt Hog, and Fetch. I also use an app called Coin to take pictures of my receipts, although I’ve never cashed out my earnings with that app. 

This past month, I finally cashed out my earnings with an app called TruNow. This is a receipt app that only works for gas station receipts, so it’s more useful if you’re someone who needs to get gas pretty regularly. I rarely drive, so I don’t get a lot of gas station receipt. The app doesn’t pay a lot, but it’s better than nothing and literally takes 2 seconds to snap a picture before tossing the receipt. 

 

And that concludes the July 2019 Side Hustle Report!

July was another big side hustle month, as I brought in over $3,800 from the various apps that I use. I made $57,000 per year or about $4,750 per month at my last job (I was working for a non-profit, so I was not highly paid), so with my side hustles alone, I’m almost able to earn the same amount. When you add in my blog income, I’m actually currently making more than I made at my regular day job.

A quick note on blog income. I get a lot of questions about my blog income and why I don’t share it. My main reason was that I didn’t think it fit in with the nature of these posts, which was always about how you can use the sharing and gig economy to make money. Even more important, these posts always showed things that anyone can do to make money right away. 

I think at some point, I may follow in the footsteps of some other bloggers and share my blog numbers in some sort of quarterly email form. I don’t want this blog to become a blog about blogging, which is where I feel like a lot of these sort of income reports trend towards. 

Anyway, I hope this recap was helpful for you. It’s pretty incredible to see what sort of income you can make just using the various sharing and gig economy apps at your disposal. I’m having a lot of fun figuring out ways to make money and support myself with my own wits. Life is feeling pretty good and I’m a lot happier on a daily basis with what I’m doing. 

This post may contain affiliate links. Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. Compensation may impact on how and where card products appear on the site. The site does not include all card companies, or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

More Recommended Ebike/Scooters

Check out these other ebikes and scooters I've reviewed:

  • Urban Arrow Ebike – Last year, I made one of the largest purchases I’ve ever made – I bought a $9,000 electric cargo bike from Urban Arrow. In my Urban Arrow review, I will discuss what it is and why I decided to buy this bike, as well as discuss how impactful a bike like this can be on your journey to financial independence.
  • Troxus Explorer Step-Thru Ebike – The Troxus Explorer Step-Thru is a fat-tire ebike that I’ve had the pleasure of riding for a while now. It has amazing power, great looks, and awesome range. If you’re looking for a great fat-tire ebike that offers a lot for the price, the Troxus Explorer Step-Thru is definitely one for you to consider. Check out my Troxus Explorer Step-Thru Review.
  • Hovsco HovBeta Ebike – The HovBeta is a folding ebike with great specs and a lot of interesting features, and importantly, it’s sold at a good price point. I’ve had a blast commuting with it and using it to do deliveries with DoorDash, Uber Eats, and Grubhub. Check out my Hovsco HovBeta Ebike Review.
  • Vanpowers Manidae Ebike – The Vanpowers Manidae is a fat tire ebike that I’ve been riding as my primary winter commuting bike and have also been using it to do food delivery with apps like DoorDash, Uber Eats, and Grubhub. After clocking in a decent number of miles with this ebike, I wanted to write a post sharing what my experience with the Vanpowers Manidae ebike has been like. Check out my Vanpowers Manidae Review.
  • Sohamo S3 Step-Thru Folding EBike Review – A Great Value Folding Ebike – The Sohamo S3 Step-Thru Folding Ebike is an entry-level folding ebike that offers a lot of value for the price point. I’ve been riding the Sohamo S3 for a while now, putting the bike through its paces, and I have to say, this bike has exceeded all of my expectations. Check out my Sohamo Review.
  • KBO Flip Ebike – The KBO Flip is an excellent bike. I’ve had a great time riding it and think it’s a versatile bike that can be used for a lot of purposes and can fit a variety of lifestyles. It’s worked out great for me as a general commuter bike and as a food delivery bike. Check out my KBO Flip Review.
  • Hiboy P7 Commuter Ebike – The Hiboy P7 is an excellent electric commuter bike that’s offered at an affordable price point. The range and speed of this bike are both very good, so you won’t have any trouble getting anywhere you need to go with it. As a food delivery vehicle, this is also good – with how much range it offers, you’ll be able to work all day on a single charge. Check out my Hiboy P7 Commuter Electric Bike Review.
  • Himiway Escape Ebike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.
  • Espin Sport Ebike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.
  • Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.
  • Varla Falcon Scooter – The Varla Falcon is an excellent scooter that offers a good amount of power at a lower price point compared to more powerful scooters. It’s not exactly an entry-level scooter, nor is it a high-powered scooter. I think it fits somewhere in-between those two categories – an intermediate scooter if I had to give it a category. Check out my Varla Falcon Review.
  • Hiboy S2 Scooter – The Hiboy S2 is an excellent entry-level commuter scooter that's perfect for someone looking to save some money in transportation costs and improve their commute. Check out my Hiboy S2 Review.
  • Hiboy S2R Scooter – The Hiboy S2R is one of the more interesting electric scooters I’ve been able to test out. It’s not a high-powered scooter, but for an everyday transport option, it’s very useful, especially given some of the unique features that it has. Indeed, for the price, the Hiboy S2R might be the best value scooter I’ve used. Check out my Hiboy S2R Review.
  • Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

  • M1 Finance ($100) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.
  • SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with just $10 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.
  • Webull (20 free stock shares) – Webull's current promotion gives you 20 free shares valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free shares using Webull.
  • Moomoo (15 free stocks) – Moomoo is a free investing app currently offering 2 different referral bonuses if you open an account using a referral link. Read my Moomoo referral bonus guide for more information.
  • Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.
  • Public (1 free stock) - Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

  • Upgrade ($200) – Upgrade is a free checking account that’s currently offering a $200 referral bonus if you open an account and complete a direct deposit. These bonus terms are easy to meet, so it’s well worth doing this bonus as soon as you can. Here’s a post I wrote with more details: Upgrade $200 Referral Bonus – Step By Step Directions.
  • Ally Bank ($100) – Of all the banks out there, Ally is, without a doubt, my favorite. At the moment, Ally is offering $100 to customers who open an eligible Ally account and meet the requirements. Here are the step-by-step directions to earn your Ally Bank referral bonus.
  • Fairwinds Credit Union ($175) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.
  • Chime ($100) - Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.
  • US Bank Business ($900) – This is a fairly easy bank bonus to earn, since there are no direct deposit requirements. In addition, you can open the Silver Business Checking account, which comes with no monthly fees. Check out how to earn this big bonus here.
  • GO2Bank ($50) - GO2Bank is an easy bank bonus that I recommend people take advantage of if they have an easy way of meeting the direct deposit requirement. I like that it’s easy to open the account and that the bonus pays out quickly. Check out my step-by-step guide on how to earn your GO2Bank $50 referral bonus.
  • Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link. Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.
  • Novo Bank ($40) - Novo bank is a free business checking account that’s currently offering a $40 bonus if you open a Novo business checking account using a referral link. In addition to being a good bank bonus, Novo is also a good business checking account. It has no monthly fees or minimum balance requirements and operates a good app and website. Indeed, it’s the business checking account I currently use for this blog. Check out my post on how to easily open a Novo account.
  • Varo ($25) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $25 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.
financial panther

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin's favorite fintech apps include:

  • SoFi Money. A really good checking account with absolutely no fees. You'll get a $25 referral bonus if you open a SoFi Money account with a referral link, and an additional $300 if you complete a direct deposit.
  • 5% Savings Accounts. I'm currently getting 5.24% interest on my savings through a company called Raisin. Opening a Raisin account takes minutes to complete, it's free, and all of your funds are FDIC-insured. I explain how it works, why I'm now using it to store my emergency fund and any other cash savings I have, and why I recommend everyone check it out in this review.
  • US Bank Business. US Bank is currently offering new business customers a $900 signup bonus after opening a new account and meeting certain requirements.
  • M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $100 for opening an account.
  • Empower. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.

Feel free to send Kevin a message here.

Filed Under: Side Hustle, Side Hustle Reports

Reader Interactions

Comments

  1. Phill says

    September 16, 2019 at 1:39 pm

    Hey there, how do you create a string of deliveries all going in the same direction on the various food delivery apps? I’ve tried Googling it but haven’t been able to find any info on being able to do this

    Reply
    • Financial Panther says

      September 16, 2019 at 3:23 pm

      You have to just pick and choose and be selective on the orders you accept. You get better at this with practice.

      Reply
  2. Cassandra says

    September 14, 2019 at 2:19 am

    Came here from google, looking for information on the pricing on Fincon tickets. I’m looking to go in 2020. Loved that you shared you were a blogger just starting out initially but buying your ticket for the following year motivated you to work hard. It’s like you were reading my mind, I appreciate your relatability. But this side hustle income report is honestly EVERYTHING. I too, work for gigs like Task Rabbit, Door Dash/ Postmates/Grub Hub and others to supplement my income to help me transition into a full-time blogger. Keep them coming, I’ll be reading every month! First time on your site, but I’m already a big fan. Looking forward to reading more from you!

    Reply
    • Financial Panther says

      September 16, 2019 at 3:20 pm

      Thanks Cassandra! I’m glad you stumbled onto the site. Hope to meet you at FinCon next year!

      Reply
  3. Jane says

    August 29, 2019 at 9:01 pm

    When can you answer the Uber and lyft question. I’m really really curious,isn’t it a wonderful side hustle income source?
    Thank you very much!

    Reply
    • Financial Panther says

      August 30, 2019 at 10:34 am

      Answered below, but my thoughts are, no Uber and Lyft are not good income sources because you can’t make much money after accounting for car costs plus health costs.

      Reply
  4. Josh says

    August 28, 2019 at 8:01 pm

    In terms of Bird/Lime specifically, when you started making this a core/significant side gig did you see a noticeable change in your home/personal electric bill? I’m curious whether there is any realized impact in that department with you raking in $800/month.

    Reply
    • Financial Panther says

      August 30, 2019 at 10:30 am

      I have noticed no change to my electricity bill. The battery on a Lime scooter is like the same as charging up a computer. These are not big vehicles. People have done the math and they say it takes 5 cents in electricity costs to charge from 0 to 100%.

      Reply
  5. Suggestor says

    August 28, 2019 at 3:30 pm

    Interested in the comparison between your portfolio of gigs compares to performing only a single gig an entire month.

    Perhaps for 2020 you could concentrate on a single gig for each of the months. This may lead to a significant tradeoff in mental/physical health but could serve as a resource to the community about the most that one could reasonably make without taking the portfolio approach to “giging”.

    Either way, keep up the great work!

    Reply
    • Financial Panther says

      August 30, 2019 at 10:27 am

      That’s not a bad idea. The only thing is that you make less if you only do 1 gig for the whole month. Different gigs are busy at different times, so doing a bunch of them at once is how you keep yourself busy. For example, I can’t charge scooters only because there aren’t enough scooters for me to do that. Deliveries are busy at lunch and dinner, but not during the mid-afternoon, which is when dog walking can pick up. Grocery deliveries can be done in the morning, whereas not a lot of food deliveries then. The way I see it, you gotta do all of them to keep yourself busy and earning the most money possible.

      Reply
  6. Jane says

    August 25, 2019 at 6:48 am

    Just curious,why you never do Uber or lyft?

    Reply
    • Financial Panther says

      August 30, 2019 at 10:24 am

      I don’t like driving, I think it has a negative impact on your health to drive for uber or lyft, and don’t really understand how anyone can make money after accounting for driving costs plus current and future negative health impacts. If I had to guess, I would say most people lose money. Sitting and driving in your car for long periods does hurt you in the long run.

      Reply
  7. Nick says

    August 14, 2019 at 10:14 am

    I’ve been reading this blog, and particularly these side gig posts since the beginning of the year and I couldn’t grasp how you were making so much with the JobSeeker app. I’ve had it on my phone for several months and was getting a 26 cents here, 17 cents there, and even 7 cents at a well-known national burrito shop. I wasn’t earning much more than a dollar a month, but then I took a trip to a midwest college town similar to where you live and made $21 on one out and back walk from my hotel to campus. I no longer doubt that making some money, while getting a walk in on a trip, is possible especially living in a walkable city that’s going to have a lot of businesses together.

    Reply
    • Financial Panther says

      August 14, 2019 at 10:38 am

      Exactly. If you live in the suburbs or rural area, it’ll be harder. But if you’re in an urban area, $20 per month is not hard to do.

      Reply
      • OlderRetiredGuy says

        August 18, 2019 at 5:05 pm

        I’ve done $80 to $110 per month this year in the suburbs fo Houston. Similar to FP, I combine this with wmat I need in my life. I need to walk, so as I go different places, I walk a strip mall or two a day or vary my routes slightly for my commute or lunch out. I call it being “paid to walk”. Is it high dollar per hour, not so much, but it helps me get the exercise I need and the pay is a perk.

        There are many ways to think about things…

        Reply
  8. Dan says

    August 13, 2019 at 5:55 pm

    Do you ever take vacation? It seems that month after month, you are racking up significant side hustle income. The side hustles are time for money propositions (with the exception of Airbnb) so it seems strange that with all this free time you don’t travel more. Of course, you are not so much FI as you are RE and even the RE more like substituting a full-time job for a number side gigs.

    Reply
    • Financial Panther says

      August 13, 2019 at 10:05 pm

      Lol, yes I do travel. Last year, I had a goal of 12 trips in 12 months while working full-time. Didn’t pull that off, but hit 11 trips in 2018, including two international trips.

      Going to Alaska for a week later this month. Admittedly, I haven’t been traveling much this summer because my wife just started her practice and, as you can imagine, it doesn’t give her a lot of free time while she builds up her business.

      Also, remember that I can do these gigs from anywhere. I was in Dallas for a week while my wife was taking her boards and did deliveries and walked dogs while working out of the WeWork there. I was in Atlanta for a week earlier this year to visit my buddy and also did some deliveries, walked dogs, and worked on this blog at the WeWork there.

      I don’t think I’ve ever said I was FIRE – I’m very far away from FIRE if that isn’t clear.

      Reply
      • Dan says

        August 14, 2019 at 6:23 pm

        You are correct in that you never said you were FI nor you didn’t characterize your current work status as RE but you walk like a duck & quack like a duck so you will excuse me if I sometimes think you are a duck. Your current lifestyle bears a strong resemblance someone who has achieved FIRE.

        I noticed a subtle (perhaps subconscious) spin in your response. My question was “Do you ever take vacation?” Your response was “yes I do travel.” Nowhere in your response did you use the word vacation. In fact, you go on to write “remember that I can do these gigs from anywhere.” The implication is that you routinely do these side hustles when you travel. The dictionary definition of vacation is “a period of time to relax or travel for pleasure instead of doing your usual work or school activities.” By that definition, you do not appear to take vacation.

        Does your current lifestyle allow you to completely disengage from all active, revenue-generating activities for extended periods of time? Perhaps the question is better asked this way: Do you allow yourself to completely disengage from all active, revenue-generating activities for extended periods of time?

        Reply
        • Financial Panther says

          August 16, 2019 at 11:32 am

          No, I have to work for a living.

          Reply
  9. Jason Butler says

    August 13, 2019 at 2:14 pm

    Great month. I started with Door Dash and Uber Eats last month. It’s easy money. I like Uber Eats a little better because I get a lot more deliveries with them. They also pay better.

    Reply
    • Financial Panther says

      August 13, 2019 at 5:36 pm

      Sweet! Yeah, which apps are more useful really depends on your market. Here in Minneapolis, it’s definitely DoorDash, Uber Eats, Postmates, and then Grubhub.

      Reply
  10. Heather Bredeson says

    August 13, 2019 at 11:48 am

    I just bought a house and am considering house hacking using Air bnb, however, my homeowner’s insurance policy excludes coverage for liability arising out of short term rental of the home. Do you have any insights on different insurance companies that would not exclude coverage? Or is this something you self insure against?

    Reply
    • Financial Panther says

      August 13, 2019 at 5:35 pm

      To be honest, this is not something I know a lot about. Airbnb comes with $1 million of primary liability insurance for hosts, which should help. If you’re really worried and have a pretty profitable Airbnb, then you can also buy separate short term rental insurance from companies like Comet. Not sure how much they cost per month, but that can help you.

      Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

Close
Side Hustle Income(View Reports)
chart-icon
$166,465
Get exclusive content delivered right to your inbox.
My Reviews
Bank Signup Bonuses (Step-by-Step)
Upgrade Bank Bonus ($200) Raisin Referral Bonus ($200) Ally Bank Bonus ($100) Fairwinds Credit Union Bonus ($175) Chime Bank Bonus ($100) US Bank Biz ($500/900) GO2Bank ($50) Current Bank Bonus ($50) Novo Business Bank Bonus ($40) Varo Bank Bonus ($25)
Other Signup Bonuses
M1 Finance ($100) Webull (20 shares) Moomoo (15 stock shares) SoFi Invest ($25) Arcadia Power ($25)
Side Hustle Reviews
Doordash Uber Eats Grubhub Rover Pet Sitting Wag Dog Walker Shipt Grocery Shopper Airbnb Lime Scooter Charger Observa IVueIt
Most Commented
Popular
  • Insight Card: A Step-By-Step Guide to 5% Interest(690)
  • Netspend Account: 5% Interest Savings and $20 Signup Bonus(680)
  • The Ultimate Guide to Bank Account Bonuses(142)
  • Bird Charger and Lime Juicer – Side Hustling As An Electric Scooter Charger(125)
  • My Postmates Review: Getting Paid To Bike Around Town(78)
  • I Quit My Job – Rejecting The Clear Career Path And Going Out On My Own(76)
  • Barista FIRE: Not Quite Financial Independence, But Pretty Close
  • The Reverse Latte Factor – How You Can Side Hustle Your Way To Financial Independence
  • Where To Get 5% Interest Savings Accounts Now That Insight Is Gone
  • Monetize Your Life And Get Paid To Live
  • The Ultimate Guide to Bank Account Bonuses
  • Over 600,000 Miles Earned In One Year – A Recap Of My First Year of Travel Hacking
Image of hands holding up phones
Personal Finance Blogs logo

Footer

Financial Independence, Side Hustling, and Ebikes

Company
About
Press
Media Kit
Contact

Resources
All Posts
Financial Independence
Side Hustles
Bank Bonuses
Ebikes
Deliveries
Articles

Legal
Privacy Policy
Disclaimer
Affiliate Policy

  • About
  • Blog
  • Side Hustle Reports
  • Best Credit Card Offers
  • Current Money Bonuses
  • 70+ Side Hustle Apps/Gigs
  • Bank Account Bonuses
  • Ebikes
  • Archives

Copyright © 2025 · Genesis Sample on Genesis Framework · WordPress · Log in

Financial Panther © 2024 All rights reserved.